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Ujjivan Small Finance Bank Ltd

UJJIVANSFB Share Price

41.308.02% (-3.60)
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UJJIVANSFB Performance & Key Metrics

UJJIVANSFB Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
13.061.56
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.822.531.34%

UJJIVANSFB Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

UJJIVANSFB Company Profile

Ujjivan Small Finance Bank is a commercial bank specializing in catering to unserved and underserved segments.

Investor Presentation

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Jun 11, 2025

PDF
View Older Presentations

UJJIVANSFB Similar Stocks (Peers)

Compare with peers Compare with peers 

UJJIVANSFB Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
20.72
20.72
1Y Return
21.31%
21.31%
Buy Reco %
90.24
90.24
PE Ratio
19.82
19.82
1Y Return
27.88%
27.88%
Buy Reco %
97.50
97.50
PE Ratio
19.07
19.07
1Y Return
22.07%
22.07%
Buy Reco %
60.00
60.00
PE Ratio
13.35
13.35
1Y Return
2.65%
2.65%
Buy Reco %
95.24
95.24
PE Ratio
13.46
13.46
1Y Return
9.83%
9.83%
Buy Reco %
0.00
0.00
Compare with Peers

UJJIVANSFB Sentiment Analysis

UJJIVANSFB Sentiment Analysis

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Crisp summary & key insights to decode earnings calls instantly

UJJIVANSFB Stock Summary · January 2025

Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.

UJJIVANSFB Stock Growth Drivers
UJJIVANSFB Stock Growth Drivers
5
  • Focus on Sustainable Growth

    Company is prioritizing profitable growth over mere expansion, emphasizing a strategy that encourages ground-level teams

  • Stable Financial Metrics

    The company has maintained a return on assets (ROA) of 1.9% post-merger, showcasing stability in

UJJIVANSFB Stock Challenges
UJJIVANSFB Stock Challenges
1
  • Deposit Growth Shortfalls

    The company has experienced deposit growth that has not met expectations, attributed to seasonal trends

end marker

UJJIVANSFB Forecast

What are forecasts?

What are forecasts?

Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period

UJJIVANSFB Forecasts

Price

Revenue

Earnings

UJJIVANSFB

UJJIVANSFB

Income

Balance Sheet

Cash Flow

UJJIVANSFB Income Statement

UJJIVANSFB Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 25.97%, vs industry avg of 16.68%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.38% to 0.55%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 45.1%, vs industry avg of 43.24%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue226.101,579.362,037.573,025.813,108.383,172.694,754.186,463.907,200.597,200.60
Raw Materialssubtract6,259.01
Power & Fuel Costsubtract
Employee Costsubtract50.74360.44518.80718.49748.78812.60920.251,183.181,499.49
Selling & Administrative Expensessubtract20.59148.31259.54313.00229.96230.21321.15417.43448.55
Operating & Other expensessubtract148.781,020.38999.421,571.792,042.632,599.791,955.273,062.844,176.25
Depreciation/Amortizationsubtract5.1041.3760.6072.6376.8080.4490.2898.29134.72
Interest & Other Itemssubtract
Taxes & Other Itemssubtract0.851.980.000.001.90-135.77367.32420.67215.46215.47
EPS0.000.051.382.210.05-2.405.9710.365.923.75
DPS0.000.000.000.000.000.001.251.500.003.00
Payout ratio0.000.000.000.000.000.000.210.140.000.80

UJJIVANSFB Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Jun 11PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual Report Unavailable

Investor Presentation

May 20PDF
 

UJJIVANSFB Stock Peers

What are peers and why compare against them?

What are peers and why compare against them?

A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole

UJJIVANSFB Past Performance & Peer Comparison

UJJIVANSFB Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPrivate Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Ujjivan Small Finance Bank Ltd13.061.56
HDFC Bank Ltd20.723.121.14%
ICICI Bank Ltd19.823.730.77%
Kotak Mahindra Bank Ltd19.073.22

UJJIVANSFB Stock Price Comparison

Compare UJJIVANSFB with any stock or ETF
Compare UJJIVANSFB with any stock or ETF
UJJIVANSFB
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UJJIVANSFB Holdings

UJJIVANSFB Shareholdings

What are shareholdings?

What are shareholdings?

Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock

UJJIVANSFB Promoter Holdings Trend

UJJIVANSFB Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

UJJIVANSFB Institutional Holdings Trend

UJJIVANSFB Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 1.59%

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 1.63%

Tickertape Separator

UJJIVANSFB Shareholding Pattern

UJJIVANSFB Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding0.00%4.73%3.74%19.51%72.02%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

UJJIVANSFB Shareholding History

UJJIVANSFB Shareholding History

MarMayJunSepDec '24Mar3.49%26.95%24.68%20.63%17.88%19.51%

Mutual Funds Invested in UJJIVANSFB

Mutual Funds Invested in UJJIVANSFB

No mutual funds holding trends are available

Top 5 Mutual Funds holding Ujjivan Small Finance Bank Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.7099%1.68%1.68%24/56 (+21)
0.6836%1.96%1.96%11/84 (+13)
0.5312%3.25%-0.47%13/30 (-5)

Compare 3-month MF holding change on Screener

UJJIVANSFB Insider Trades & Bulk Stock Deals

UJJIVANSFB Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing UJJIVANSFB stock

smallcases containing UJJIVANSFB stock

Looks like this stock is not in any smallcase yet.

UJJIVANSFB Events

UJJIVANSFB Events

UJJIVANSFB Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

What are dividends?

What are dividends?

Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation

UJJIVANSFB Dividend Trend

No dividend trend available

UJJIVANSFB Upcoming Dividends

UJJIVANSFB Upcoming Dividends

No upcoming dividends are available

UJJIVANSFB Past Dividends

UJJIVANSFB Past Dividends

Cash Dividend

Ex DateEx DateJul 12, 2024

Final
Final | Div/Share: ₹1.50

Dividend/Share

1.50

Ex DateEx Date

Jul 12, 2024

Cash Dividend

Ex DateEx DateJul 11, 2024

Final
Final | Div/Share: ₹1.50

Dividend/Share

1.50

Ex DateEx Date

Jul 11, 2024

Cash Dividend

Ex DateEx DateJul 14, 2023

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Jul 14, 2023

UJJIVANSFB Stock News & Opinions

UJJIVANSFB Stock News & Opinions

Corporate
Ujjivan Small Finance Bank AGM scheduled

Ujjivan Small Finance Bank announced that the 9th Annual General Meeting(AGM) of the bank will be held on 27 June 2025.Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank grants 40,105 stock options under ESOP

Ujjivan Small Finance Bank has approved a grant of 40,105 options to eligible employee under Bank ESOP Scheme 2019. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank allots 1.48 lakh equity shares under ESOP

Ujjivan Small Finance Bank has allotted 1,48,894 equity shares under ESOP on 14 May 2025. Consequently, the paid-up capital of the Bank has increased from Rs. 19,35,06,59,470 to Rs. 19,35,21,48,410. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Ujjivan Small Finance Bank standalone net profit declines 74.70% in the March 2025 quarter

Net profit of Ujjivan Small Finance Bank declined 74.70% to Rs 83.39 crore in the quarter ended March 2025 as against Rs 329.63 crore during the previous quarter ended March 2024. Total Operating Income rose 2.93% to Rs 1573.36 crore in the quarter ended March 2025 as against Rs 1528.51 crore during the previous quarter ended March 2024. For the full year,net profit declined 43.34% to Rs 726.10 crore in the year ended March 2025 as against Rs 1281.50 crore during the previous year ended March 2024. Total Operating Income rose 11.93% to Rs 6354.39 crore in the year ended March 2025 as against Rs 5677.16 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income1573.361528.51 3 6354.395677.16 12 OPM %33.9852.23 -44.2856.07 - PBDT95.26439.56 -78 941.571702.17 -45 PBT95.26439.56 -78 941.571702.17 -45 NP83.39329.63 -75 726.101281.50 -43 Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Ujjivan SFB rises after total deposits climb 20% YoY to Rs 37,617 crore in Q4

The NBFC's CASA increased 15.3% to Rs 9,611 crore in Q4 FY25 as compared with Rs 8,335 crore in Q4 FY24. CASA ratio stood at 25.6% as of 31st March 2025 as against 26.5% as of 31st March 2024. Credit-deposits ratio declined to 85.4% as of 31st March 2025 as compared with 94.7% as of 31st March 2024. Gross loan book stood Rs 32,122 crore as on 31st March 2025, registering the growth of 7.9% as compared with Rs 29,780 crore as of 31st March 2024. It includes IBPC/ Securitization of Rs 195 crore as on 31st March 2025. Overall disbursement jumped 11.6% to Rs 7,455 crore in Q4 FY25 as compared with Rs 6,681 crore in Q3 FY24. The bank's GNPA (Gross Non-Performing Assets) ratio stood at 2.2% as of 31st March 2025, an increase from 2.1% as of 31st March 2024, and down from 2.7% as of 31st December 2024. Additionally, collection efficiency stood at 96.9% as of 31st March 2025, slightly up from 96.6% recorded on 28th February 2025. Ujjivan Small Finance Bank was established as a non banking financial services company in the year 2005 with the mission to provide a full range of financial services to the 'economically poor' who were not adequately served by financial institutions. The company's consolidated net profit declined 63.8% to Rs 108.62 crore in Q3 FY25 as compared with Rs 300.06 crore in Q3 FY24. Total income increased 6.5% YoY to Rs 1763.24 crore dunri gthe quarter ended 31st March 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank announces board meeting date

Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on 30 April 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank allots 2.18 lakh equity shares under ESOP

Ujjivan Small Finance Bank has allotted 2,18,939 equity shares of face value of Rs.10/- each fully paid-up, pursuant to exercise of stock options under the ESOP Scheme 2019 of the Bank. Consequently, the paid-up capital of the Bank has increased from Rs. 19,34,78,47,040 to Rs. 19,35,00,36,430. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank to convene EGM

Ujjivan Small Finance Bank announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 28 March 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Ujjivan Small Finance Bank standalone net profit declines 63.80% in the December 2024 quarter

Net profit of Ujjivan Small Finance Bank declined 63.80% to Rs 108.62 crore in the quarter ended December 2024 as against Rs 300.06 crore during the previous quarter ended December 2023. Total Operating Income rose 8.19% to Rs 1591.07 crore in the quarter ended December 2024 as against Rs 1470.63 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income1591.071470.63 8 OPM %42.0255.78 - PBDT136.37394.39 -65 PBT136.37394.39 -65 NP108.62300.06 -64 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank to announce Quarterly Result

Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on 23 January 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live

UJJIVANSFB Stock FAQs

UJJIVANSFB Stock FAQs

  1. How to Buy Ujjivan Small Finance Bank Ltd Shares?

    You can easily buy the stocks/shares of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) on Tickertape or through broker platform by opening a Demat & Trading account online

  2. What is the Share Price of Ujjivan Small Finance Bank Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of UJJIVANSFB as on 15th May 2025 is ₹41.30

  3. What is the return on Ujjivan Small Finance Bank Ltd share?

    The past returns of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share are
    • Past 1 week: N/A
    • Past 1 month: -98.91
    • Past 3 months: 39.17
    • Past 6 months: 36.88
    • Past 1 year: -1.03
    • Past 3 years: 213.55
    • Past 5 years: 68.92

  4. What is the Dividend yield % on Ujjivan Small Finance Bank Ltd share?

    The current dividend yield of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is N/A

  5. What is the Market Cap of Ujjivan Small Finance Bank Ltd?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹9484.20Cr as of 15th May 2025

  6. What is the 52 Week High and Low of Ujjivan Small Finance Bank Ltd?

    The 52-week high and low of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹51.87 and ₹30.88.

  7. What is the PE and PB ratio of Ujjivan Small Finance Bank Ltd?

    The P/E (price-to-earnings) and P/B (price-to-book) ratios of Ujjivan Small Finance Bank Ltd are 13.06 and 1.56 respectively.

  8. Which sector does Ujjivan Small Finance Bank Ltd belong to?

    Ujjivan Small Finance Bank Ltd (UJJIVANSFB) belongs to the Financials sector & Private Banks sub-sector.

  9. What are the peers or stocks similar to Ujjivan Small Finance Bank Ltd?

    The peers or stocks similar to Ujjivan Small Finance Bank Ltd are: and many others.

  10. Can't decide whether or not to buy Ujjivan Small Finance Bank Ltd?

    Worry no more! Login to Tickertape and check out Ujjivan Small Finance Bank Ltd (UJJIVANSFB) scorecard & all the relevant insights today

  11. 5. Test Stocks FAQ What is the 52 Week High and Low of Ujjivan Small Finance Bank Ltd?

    The 52-week high and low of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹51.87 and ₹30.88.

  12. 1. Test Stocks FAQ for Ujjivan Small Finance Bank Ltd Shares?

    You can easily buy the stocks/shares of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) on Tickertape or through broker platform by opening a Google & Trading account online

  13. 3. Test Stocks FAQ What is the Share Price of Ujjivan Small Finance Bank Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of UJJIVANSFB as on 15th May 2025 is ₹41.30