Kotak Mahindra Bank Ltd

Kotak Mahindra Bank Ltd is up for a third straight session in a row. The stock is quoting at Rs 2165, up 1.25% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.12% on the day, quoting at 25133.1. The Sensex is at 82476.63, up 0.04%. Kotak Mahindra Bank Ltd has risen around 0.93% in last one month. Meanwhile, Nifty Bank index of which Kotak Mahindra Bank Ltd is a constituent, has risen around 2.32% in last one month and is currently quoting at 56839.6, down 0.3% on the day. The volume in the stock stood at 29.44 lakh shares today, compared to the daily average of 36.02 lakh shares in last one month. The benchmark June futures contract for the stock is quoting at Rs 2169.3, up 1.25% on the day. Kotak Mahindra Bank Ltd is up 25.87% in last one year as compared to a 8.03% spurt in NIFTY and a 14.01% spurt in the Nifty Bank index.The PE of the stock is 30.89 based on TTM earnings ending March 25.Powered by Capital Market - Live

However, total income rose 9.33% year on year (YoY) to Rs 16,712.23 crore in the quarter ended 31 March 2025. Profit before tax stood at Rs 4,562.82 crore in the fourth quarter of FY25, down 12.21% from Rs 5,197.83 crore posted in the same quarter last year. Net Interest Income (NII) for Q4 FY25 increased to Rs 7,284 crore, up 5% from Rs 6,909 crore recorded in Q4 FY24. Net interest margin (NIM) was 4.97% for Q4 FY25. The bank's operating profit rose marginally to Rs 5,472 crore in Q4 FY25 as against Rs 5,462 crore posted in Q4 FY24. Fees and services grew by 6% YoY to Rs 2,616 crore in the quarter ending 31 March 2025. Customers as of 31 March 2025 were at 5.3 crore as compared to Rs 5 crore as of 31 March 2024. Customer assets, comprising advances (including IBPC and BRDS) and credit substitutes, increased by 13% YoY to Rs 4,77,855 crore as of 31 March 2025, compared to Rs 4,23,324 crore as of 31 March 2024. Within this, advances (including IBPC and BRDS) rose by 13% YoY to Rs 4,44,316 crore as of 31 March 2025, up from Rs 3,91,729 crore as of 31 March 2024. On the asset quality front, the gross non-performing asset (GNPA) ratio was 1.42% as of 31 March 2025, compared to 1.50% as of 31 December 2024 and 1.39% as of 31 March 2024. The net non-performing assets (NNPA) ratio was 0.31% as of 31 March 2025, compared to 0.41% as of 31 December 2024 and 0.34% as of 31 March 2024. The provision coverage ratio stood at 78% in Q4 FY25. During the quarter, slippages were at Rs 1,488 crore from Rs 1,305 crore reported in the same period a year ago. The capital adequacy ratio of the bank, as per Basel III, as at 31 March 2025, was 22.2%, and the CET1 ratio was 21.1%. Return on assets (ROA) for Q4 FY25 (annualized) was 2.19%. On a consolidated basis, the bank's PAT for Q4 FY25 was Rs 4,932.76 crore, down 7.57% YoY from Rs 5,337.20 crore in Q4 FY24. At the consolidated level, the return on assets (ROA) for Q4 FY25 (annualized) was 2.73% and the return on equity (ROE) for Q3 FY25 (annualized) stood at 12.90%. The bank's average liquidity coverage ratio stood at 135% for the quarter ending 31 March 2025. Consolidated net worth as at 31 March 2025 was at Rs 157,395 crore (including an increase in reserves due to RBI's Master Direction on investment valuation of Rs 5,630 crore and gain on Kotak General Insurance (KGI) divestment of Rs 3,013 crore). Total assets under management as at 31 March 2025 were Rs 669,885 crore, up 20% YoY from Rs 560,140 crore as at 31 March 2024. The domestic MF equity AUM increased by 27% YoY to Rs 313,084 crore as of 31 March 2025. Meanwhile, the company's board has recommended a dividend of Rs 2.50 per equity share for the year ended 31 March 2025, subject to approval of shareholders. Kotak Mahindra Bank is the flagship company of the Kotak Group and has diversified operations covering commercial vehicle financing, consumer loans, corporate finance, and asset reconstruction. Through its subsidiaries, the bank is engaged in investment banking, equity broking, securities-based lending, and car finance. Powered by Capital Market - Live

However, total income rose 9.33% year on year (YoY) to Rs 16,712.23 crore in the quarter ended 31 March 2025. Profit before tax stood at Rs 4,562.82 crore in the fourth quarter of FY25, down 12.21% from Rs 5,197.83 crore posted in the same quarter last year. Net Interest Income (NII) for Q4 FY25 increased to Rs 7,284 crore, up 5% from Rs 6,909 crore recorded in Q4 FY24. Net interest margin (NIM) was 4.97% for Q4 FY25. The bank's operating profit rose marginally to Rs 5,472 crore in Q4 FY25 as against Rs 5,462 crore posted in Q4 FY24. Fees and services grew by 6% YoY to Rs 2,616 crore in the quarter ending 31 March 2025. Customers as of 31 March 2025 were at 5.3 crore as compared to Rs 5 crore as of 31 March 2024. Customer assets, comprising advances (including IBPC and BRDS) and credit substitutes, increased by 13% YoY to Rs 4,77,855 crore as of 31 March 2025, compared to Rs 4,23,324 crore as of 31 March 2024. Within this, advances (including IBPC and BRDS) rose by 13% YoY to Rs 4,44,316 crore as of 31 March 2025, up from Rs 3,91,729 crore as of 31 March 2024. On the asset quality front, the gross non-performing asset (GNPA) ratio was 1.42% as of 31 March 2025, compared to 1.50% as of 31 December 2024 and 1.39% as of 31 March 2024. The net non-performing assets (NNPA) ratio was 0.31% as of 31 March 2025, compared to 0.41% as of 31 December 2024 and 0.34% as of 31 March 2024. The provision coverage ratio stood at 78% in Q4 FY25. During the quarter, slippages were at Rs 1,488 crore from Rs 1,305 crore reported in the same period a year ago. The capital adequacy ratio of the bank, as per Basel III, as at 31 March 2025, was 22.2%, and the CET1 ratio was 21.1%. Return on assets (ROA) for Q4 FY25 (annualized) was 2.19%. On a consolidated basis, the bank's PAT for Q4 FY25 was Rs 4,932.76 crore, down 7.57% YoY from Rs 5,337.20 crore in Q4 FY24. At the consolidated level, the return on assets (ROA) for Q4 FY25 (annualized) was 2.73% and the return on equity (ROE) for Q3 FY25 (annualized) stood at 12.90%. The bank's average liquidity coverage ratio stood at 135% for the quarter ending 31 March 2025. Consolidated net worth as at 31 March 2025 was at Rs 157,395 crore (including an increase in reserves due to RBI's Master Direction on investment valuation of Rs 5,630 crore and gain on Kotak General Insurance (KGI) divestment of Rs 3,013 crore). Total assets under management as at 31 March 2025 were Rs 669,885 crore, up 20% YoY from Rs 560,140 crore as at 31 March 2024. The domestic MF equity AUM increased by 27% YoY to Rs 313,084 crore as of 31 March 2025. Meanwhile, the company's board has recommended a dividend of Rs 2.50 per equity share for the year ended 31 March 2025, subject to approval of shareholders. Kotak Mahindra Bank is the flagship company of the Kotak Group and has diversified operations covering commercial vehicle financing, consumer loans, corporate finance, and asset reconstruction. Through its subsidiaries, the bank is engaged in investment banking, equity broking, securities-based lending, and car finance. Shares of Kotak Mahindra Bank shed 0.94% to end at Rs 2,185 on Friday, 02 May 2025. Powered by Capital Market - Live

Net profit of Kotak Mahindra Bank declined 7.58% to Rs 4932.76 crore in the quarter ended March 2025 as against Rs 5337.20 crore during the previous quarter ended March 2024. Total Operating Income rose 10.66% to Rs 16771.93 crore in the quarter ended March 2025 as against Rs 15156.18 crore during the previous quarter ended March 2024. For the full year,net profit rose 21.48% to Rs 22125.99 crore in the year ended March 2025 as against Rs 18213.21 crore during the previous year ended March 2024. Total Operating Income rose 16.77% to Rs 65668.83 crore in the year ended March 2025 as against Rs 56236.63 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income16771.9315156.18 11 65668.8356236.63 17 OPM %18.531.56 -24.4514.93 - PBDT6351.106775.02 -6 25185.6323863.38 6 PBT6351.106775.02 -6 25185.6323863.38 6 NP4932.765337.20 -8 22125.9918213.21 21 Powered by Capital Market - Live

Kotak Mahindra Bank announced that the Board of Directors of the Company at its meeting held on 03 May 2025, has recommended a Final Dividend of Rs.2.50 per share (i.e.50%), subject to the approval of the shareholders.Powered by Capital Market - Live

Kotak Mahindra Bank has allotted 27,240 equity shares under ESOS on 17 April 2025. Powered by Capital Market - Live

Kotak Mahindra Bank will hold a meeting of the Board of Directors of the Company on 3 May 2025.Powered by Capital Market - Live

Kotak Mahindra Bank has granted 46,340 stock options under ESOP on 27 March 2025. Powered by Capital Market - Live

Kotak Mahindra Bank Ltd rose for a third straight session today. The stock is quoting at Rs 2173.8, up 4.56% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.25% on the day, quoting at 23642.85. The Sensex is at 77890.8, up 1.28%. Kotak Mahindra Bank Ltd has added around 10.5% in last one month. Meanwhile, Nifty Bank index of which Kotak Mahindra Bank Ltd is a constituent, has added around 6.32% in last one month and is currently quoting at 50593.55, up 2.15% on the day. The volume in the stock stood at 45.16 lakh shares today, compared to the daily average of 49.86 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 2168.35, up 4.44% on the day. Kotak Mahindra Bank Ltd is up 23.96% in last one year as compared to a 7.44% gain in NIFTY and a 10.9% gain in the Nifty Bank index.The PE of the stock is 28.89 based on TTM earnings ending December 24.Powered by Capital Market - Live

Kotak Mahindra Bank Ltd gained for a fifth straight session today. The stock is quoting at Rs 2024.45, up 1.57% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.87% on the day, quoting at 22703.9. The Sensex is at 74809.46, up 0.86%. Kotak Mahindra Bank Ltd has gained around 1.99% in last one month. Meanwhile, Nifty Bank index of which Kotak Mahindra Bank Ltd is a constituent, has gained around 1.25% in last one month and is currently quoting at 48354.15, up 1.24% on the day. The volume in the stock stood at 27.74 lakh shares today, compared to the daily average of 39.63 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 2027.2, up 1.66% on the day. Kotak Mahindra Bank Ltd is up 15.71% in last one year as compared to a 4.06% jump in NIFTY and a 5.53% jump in the Nifty Bank index.The PE of the stock is 27.62 based on TTM earnings ending December 24.Powered by Capital Market - Live