HDFC Bank Ltd

HDFC Bank Ltd fell 0.21% today to trade at Rs 1945.5. The BSE BANKEX index is down 0.06% to quote at 63693.26. The index is up 1.78 % over last one month. Among the other constituents of the index, ICICI Bank Ltd decreased 0.11% and State Bank of India lost 0.09% on the day. The BSE BANKEX index went up 12.12 % over last one year compared to the 7.79% surge in benchmark SENSEX. HDFC Bank Ltd has added 1.16% over last one month compared to 1.78% gain in BSE BANKEX index and 1.75% rise in the SENSEX. On the BSE, 3670 shares were traded in the counter so far compared with average daily volumes of 4.14 lakh shares in the past one month. The stock hit a record high of Rs 1996.3 on 06 Jun 2025. The stock hit a 52-week low of Rs 1552 on 11 Jun 2024.Powered by Capital Market - Live

The bank stated that in 2001, Splendour Gems Limited, owned by the Mehta family, defaulted on loan facilities granted in 1995 by HDFC Bank along with the other consortium banks. Despite a recovery certificate issued by the Debt Recovery Tribunal in 2004 and subsequent enforcement actions, the dues remain substantially unpaid. The outstanding dues towards HDFC Bank, including interest, amount to approximately Rs 65.22 crore as on 31 May 2025. In response to ongoing recovery proceedings, members of the Mehta family have initiated multiple legal actions and complaints against HDFC Bank and its senior officials. These include criminal complaints, minority rights petitions, and representations to regulatory authorities'all of which have been dismissed or are under legal challenge. It further said that the Mehta Family, once again, through Lilavati Kirtilal Medical Trust, has filed a complaint against HDFC Bank's MD & CEO. The bank has rejected and strongly condemned the malicious and baseless allegations levelled against Sashidhar Jagdishan. It maintained that these allegations are completely false, outrageous and constitute a gross misuse of the legal process. The private sector lender reiterated its commitment to the highest standards of corporate governance. 'HDFC Bank will continue to pursue all lawful remedies to recover public funds and address the retaliatory actions taken by the Mehta family as well as to defend the reputation and integrity of the Bank, its Directors and other employees,' the bank said in a statement. HDFC Bank is India's largest private sector lender. As of 31 March 2025, the bank's distribution network was at 9,455 branches and 21,139 ATMs across 4,150 cities/towns, as against 8,738 branches and 20,938 ATMs across 4,065 cities/towns as of 31 March 2024. The bank has reported 6.68% rise in standalone net profit to Rs 17,616.14 crore even as total income remained flat at Rs 89,487.99 crore in Q4 FY25 as compared with Q4 FY24. The scrip rose 0.13% to currently trade at Rs 1,981.30 on the NSE. Powered by Capital Market - Live

HDFC Bank Ltd rose for a third straight session today. The stock is quoting at Rs 1977.6, up 1.44% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.93% on the day, quoting at 24981.3. The Sensex is at 82143.11, up 0.86%. HDFC Bank Ltd has added around 1.64% in last one month. Meanwhile, Nifty Bank index of which HDFC Bank Ltd is a constituent, has added around 3.62% in last one month and is currently quoting at 55760.85, up 1.48% on the day. The volume in the stock stood at 92.87 lakh shares today, compared to the daily average of 101.58 lakh shares in last one month. The benchmark June futures contract for the stock is quoting at Rs 1981.4, up 1.17% on the day. HDFC Bank Ltd is up 25.69% in last one year as compared to a 7.26% gain in NIFTY and a 13.62% gain in the Nifty Bank index.The PE of the stock is 22.19 based on TTM earnings ending March 25.Powered by Capital Market - Live

HDFC Bank Ltd lost 0.19% today to trade at Rs 1935. The BSE BANKEX index is down 0.02% to quote at 62975.16. The index is up 1.09 % over last one month. Among the other constituents of the index, IndusInd Bank Ltd decreased 0.08% on the day. The BSE BANKEX index went up 14.37 % over last one year compared to the 10.96% surge in benchmark SENSEX. HDFC Bank Ltd has added 1.49% over last one month compared to 1.09% gain in BSE BANKEX index and 4.54% rise in the SENSEX. On the BSE, 4804 shares were traded in the counter so far compared with average daily volumes of 3.77 lakh shares in the past one month. The stock hit a record high of Rs 1977.95 on 23 Apr 2025. The stock hit a 52-week low of Rs 1449 on 22 May 2024.Powered by Capital Market - Live

Total income shed marginally to Rs 89,487.99 crore in Q4 FY25, down 0.17%, compared to Rs 89,639 crore reported in the same period a year ago. The profit before tax for the quarter stood at Rs 23,343.65 crore, registering a 48.09% increase compared to Rs 15,762.60 crore reported in Q4 FY24. Net interest income (NII) grew by 10.28% to Rs 32,070 crore in Q4 FY25 as compared to Rs 29,080 crore recorded in Q4 FY24. The core net interest margin was at 3.46% on total assets and 3.65% based on interest-earning assets in Q4 FY25. As of 31 March 2025, the bank's average deposits stood at Rs 25,28,000 crore, registering a 15.8% increase compared to Rs 21,83,600 crore as of 31 March 2024. Additionally, the bank's average CASA deposits grew by 5.7% YoY to Rs 8,28,900 crore in Q4 FY25. Gross advances stood at Rs 26,43,500 crore as of 31 March 2025, registering a growth of 5.4% YoY. Retail loans jumped 9%, commercial and rural banking loans grew by 12.8%, and corporate and other wholesale loans declined by 3.6%. Overseas advances constituted 1.7% of total advances. On the asset quality front, the bank's gross non-performing assets (NPAs) stood at Rs 35,222.64 crore as of 31 March 2025, as against Rs 36,018.58 crore as of 31 December 2024 and Rs 31,173.32 crore as of 31 March 2024. The ratio of gross NPAs to gross advances declined to 1.33% as of 31 March 2025, from 1.42% as of 31 December 2024, but remained higher than 1.24% as of 31 March 2024. The ratio of net NPAs to net advances stood at 0.43% as of 31 March 2025, compared to 0.46% as of 31 December 2024 and 0.33% as of 31 March 2024. Pre-provision operating profit (PPOP) slipped 9.35% YoY to Rs 26,536.70 crore during the quarter ended 31 March 2025. The bank's total Capital Adequacy Ratio (CAR) as per Basel III guidelines stood at 19.6% as of 31 March 2025, up from 18.8% as of 31 March 2024, and well above the regulatory requirement of 11.7%. Tier 1 CAR stood at 17.7%, while the Common Equity Tier 1 (CET1) Capital Ratio was 17.2% as of 31 March 2025. The bank's risk-weighted assets amounted to Rs 26,60,000 crore. On a full-year basis, the bank's standalone net profit rose 10.74% to Rs 67,347.36 crore on a 12.53% jump in total income to Rs 3,46,149.32 crore in FY25 over FY24. Meanwhile, the company's board has recommended a dividend of Rs 22 per equity share for FY 2024'25, subject to shareholders' approval. The record date for determining the eligibility of members entitled to receive the dividend is Friday, 27 June 2025. Further, the company's board approved the issuance of perpetual debt instruments (part of additional tier I capital), tier II capital bonds and long-term bonds (financing of infrastructure and affordable housing) up to total amount of Rs 60,000 crore during the period of next twelve months from the date of shareholders' approval through private placement mode. HDFC Bank is a private sector lender. As of 31 March 2025, the bank's distribution network was at 9,455 branches and 21,139 ATMs across 4,150 cities/towns, as against 8,738 branches and 20,938 ATMs across 4,065 cities/towns as of 31 March 2024. Powered by Capital Market - Live

Total income shed marginally to Rs 89,487.99 crore in Q4 FY25, compared to Rs 89,639 crore reported in the same period a year ago. The profit before tax for the quarter stood at Rs 23,343.65 crore, registering a 48.09% increase compared to Rs 15,762.60 crore reported in Q4 FY24. Net interest income (NII) grew by 10.28% to Rs 32,070 crore in Q4 FY25 as compared to Rs 29,080 crore recorded in Q4 FY24. The core net interest margin was at 3.46% on total assets and 3.65% based on interest-earning assets in Q4 FY25. As of 31 March 2025, the bank's average deposits stood at Rs 25,28,000 crore, registering a 15.8% increase compared to Rs 21,83,600 crore as of 31 March 2024. Additionally, the bank's average CASA deposits grew by 5.7% YoY to Rs 8,28,900 crore in Q4 FY25. Gross advances stood at Rs 26,43,500 crore as of 31 March 2025, registering a growth of 5.4% YoY. Retail loans jumped 9%, commercial and rural banking loans grew by 12.8%, and corporate and other wholesale loans declined by 3.6%. Overseas advances constituted 1.7% of total advances. On the asset quality front, the bank's gross non-performing assets (NPAs) stood at Rs 35,222.64 crore as of 31 March 2025, as against Rs 36,018.58 crore as of 31 December 2024 and Rs 31,173.32 crore as of 31 March 2024. The ratio of gross NPAs to gross advances declined to 1.33% as of 31 March 2025, from 1.42% as of 31 December 2024, but remained higher than 1.24% as of 31 March 2024. The ratio of net NPAs to net advances stood at 0.43% as of 31 March 2025, compared to 0.46% as of 31 December 2024 and 0.33% as of 31 March 2024. Pre-provision operating profit (PPOP) slipped 9.35% YoY to Rs 26,536.70 crore during the quarter ended 31 March 2025. The bank's total Capital Adequacy Ratio (CAR) as per Basel III guidelines stood at 19.6% as of 31 March 2025, up from 18.8% as of 31 March 2024, and well above the regulatory requirement of 11.7%. Tier 1 CAR stood at 17.7%, while the Common Equity Tier 1 (CET1) Capital Ratio was 17.2% as of 31 March 2025. The bank's risk-weighted assets amounted to Rs 26,60,000 crore. On a full-year basis, the bank's standalone net profit rose 10.74% to Rs 67,347.36 crore on a 12.53% jump in total income to Rs 3,46,149.32 crore in FY25 over FY24. Meanwhile, the company's board has recommended a dividend of Rs 22 per equity share for FY 2024'25, subject to shareholders' approval. The record date for determining the eligibility of members entitled to receive the dividend is Friday, 27 June 2025. HDFC Bank is a private sector lender. As of 31 December 2024, the bank's distribution network was at 9,455 branches and 21,139 ATMs across 4,150 cities/towns, as against 8,738 branches and 20,938 ATMs across 4,065 cities/towns as of 31 March 2024. The scrip advanced 1.53% to end at Rs 1,906.55 on Thursday, 17 April 2025. Powered by Capital Market - Live

HDFC Bank announced that the Board of Directors of the Company at its meeting held on 19 April 2025, inter alia, have recommended the final dividend of Rs 22 per equity Share (i.e. 2200%) , subject to the approval of the shareholders.Powered by Capital Market - Live

Net profit of HDFC Bank rose 6.88% to Rs 18834.88 crore in the quarter ended March 2025 as against Rs 17622.38 crore during the previous quarter ended March 2024. Total Operating Income rose 9.25% to Rs 86779.34 crore in the quarter ended March 2025 as against Rs 79433.61 crore during the previous quarter ended March 2024. For the full year,net profit rose 10.51% to Rs 70792.25 crore in the year ended March 2025 as against Rs 64062.04 crore during the previous year ended March 2024. Total Operating Income rose 18.59% to Rs 336367.43 crore in the year ended March 2025 as against Rs 283649.02 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income86779.3479433.61 9 336367.43283649.02 19 OPM %45.0220.77 -43.2837.50 - PBDT25573.3917761.39 44 96242.0576568.60 26 PBT25573.3917761.39 44 96242.0576568.60 26 NP18834.8817622.38 7 70792.2564062.04 11 Powered by Capital Market - Live

HDFC Bank has fixed 27 June 2025 as record date for dividend of Rs 22 per equity share of Re 1 each for FY 2024-25. Powered by Capital Market - Live

The Nifty April 2025 futures closed at 23,364.40, a premium of 35.85 points compared with the Nifty's closing at 23,328.55 in the cash market. In the cash market, the Nifty 50 jumped 500 points or 2.19% to 23,328.55. The NSE's India VIX, a gauge of the market's expectation of volatility over the near term, slipped 19.80% to 16.13. HDFC Bank, Infosys and ICICI Bank were the top trading individual stock futures contracts in the F&O segment of the NSE. The April 2025 F&O contracts will expire on 24 April 2025.Powered by Capital Market - Live