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MAS Financial Services Ltd

MASFIN Share Price

271.000.66% (-1.80)
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Smallcap

With a market cap of ₹5,606 cr, stock is ranked 733

Stock is 2.28x as volatile as Nifty

MASFIN Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

Smallcap

With a market cap of ₹5,606 cr, stock is ranked 733

Stock is 2.28x as volatile as Nifty

MASFIN Performance & Key Metrics

MASFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
18.063.080.50%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.172.581.15%

MASFIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 5 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

MASFIN Company Profile

MAS Financial Services Limited is an NBFC. It offers various products, such as Micro Enterprise Loan (MEL); Two Wheeler Loan; Small and Medium Enterprises Loan; Commercial Vehicles Loan; Used Car Loan, and Tractor Loan

Investor Presentation

View older View older 

Apr 30, 2025

PDF
View Older Presentations

MASFIN Similar Stocks (Peers)

Compare with peers Compare with peers 

MASFIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
21.33
21.33
1Y Return
16.50%
16.50%
Buy Reco %
100.00
100.00
PE Ratio
37.44
37.44
1Y Return
38.45%
38.45%
Buy Reco %
100.00
100.00
PE Ratio
17.52
17.52
1Y Return
58.83%
58.83%
Buy Reco %
100.00
100.00
PE Ratio
27.40
27.40
1Y Return
60.76%
60.76%
Buy Reco %
100.00
100.00
PE Ratio
52.44
52.44
1Y Return
26.71%
26.71%
Buy Reco %
16.67
16.67
Compare with Peers

MASFIN Sentiment Analysis

MASFIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

MASFIN Stock Summary · January 2025

Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.

MASFIN Stock Growth Drivers
MASFIN Stock Growth Drivers
4
  • Focus on Sustainable Growth

    Company is prioritizing profitable growth over mere expansion, emphasizing a strategy that encourages ground-level teams

  • Stable Financial Metrics

    The company has maintained a return on assets (ROA) of 1.9% post-merger, showcasing stability in

MASFIN Stock Challenges
MASFIN Stock Challenges
3
  • Deposit Growth Shortfalls

    The company has experienced deposit growth that has not met expectations, attributed to seasonal trends

  • Loan Growth Concerns

    There is uncertainty regarding the company's loan deposit ratio (LDR) and its implications for loan

MASFIN Forecast

What are forecasts?

What are forecasts?

Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period

MASFIN Forecasts

Price

Revenue

Earnings

MASFIN

MASFIN

Income

Balance Sheet

Cash Flow

MASFIN Income Statement

MASFIN Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 16.28%, vs industry avg of 11.35%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.64% to 0.99%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 10.33%, vs industry avg of 22.74%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue364.70476.81604.70710.02627.71691.17981.031,285.681,600.151,600.15
Raw Materialssubtract1,173.541,173.54
Power & Fuel Costsubtract
Employee Costsubtract29.3942.2652.0558.6935.0347.7970.70100.45
Selling & Administrative Expensessubtract31.0129.0527.9228.3019.8942.3577.6191.40
Operating & Other expensessubtract196.93236.08285.12389.89374.25382.41558.35749.87
Depreciation/Amortizationsubtract1.381.641.602.852.572.072.724.295.605.60
Interest & Other Itemssubtract
Taxes & Other Itemssubtract37.4662.5884.4762.8851.6157.3268.3988.62110.61110.63
EPS5.517.189.3610.218.809.7112.3915.3117.4818.93
DPS1.041.221.702.670.501.001.223.511.700.51
Payout ratio0.190.170.180.260.060.100.100.230.100.03

MASFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual Report Pending

Investor Presentation

Apr 30PDF
Jan 29PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Nov 2PDF
Aug 3PDF
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 4PDF
Feb 2PDF
Oct 27PDF
Aug 11PDF
FY 2021FY 2021

Annual report

PDF

Investor Presentation

May 19PDF
Nov 11PDF
FY 2020FY 2020

Annual report

PDF
 

MASFIN Stock Peers

What are peers and why compare against them?

What are peers and why compare against them?

A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole

MASFIN Past Performance & Peer Comparison

MASFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsDiversified Financials

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
MAS Financial Services Ltd18.063.080.50%
Aditya Birla Capital Ltd21.332.48
Motilal Oswal Financial Services Ltd37.447.32
Cholamandalam Financial Holdings Ltd17.521.720.06%

MASFIN Stock Price Comparison

Compare MASFIN with any stock or ETF
Compare MASFIN with any stock or ETF
MASFIN
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MASFIN Holdings

MASFIN Shareholdings

What are shareholdings?

What are shareholdings?

Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock

MASFIN Promoter Holdings Trend

MASFIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

MASFIN Institutional Holdings Trend

MASFIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

MASFIN Shareholding Pattern

MASFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding66.63%12.86%7.27%3.12%10.12%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

MASFIN Shareholding History

MASFIN Shareholding History

FebMarJunSepDec '24Mar1.77%1.79%3.58%2.72%3.01%3.12%

Mutual Funds Invested in MASFIN

Mutual Funds Invested in MASFIN

No mutual funds holding trends are available

Top 5 Mutual Funds holding MAS Financial Services Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
4.5436%0.44%0.44%82/236 (+105)
1.3394%0.75%0.09%25/73 (-1)
0.9161%0.74%0.74%50/65 (-33)

Compare 3-month MF holding change on Screener

MASFIN Insider Trades & Bulk Stock Deals

MASFIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing MASFIN stock

smallcases containing MASFIN stock

Looks like this stock is not in any smallcase yet.

MASFIN Events

MASFIN Events

MASFIN Dividend Trend

No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

MASFIN has shown inconsistent dividend trend over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.50%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹4.97 every year

Dividends

Corp. Actions

Announcements

Legal Orders

What are dividends?

What are dividends?

Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation

MASFIN Dividend Trend

No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

MASFIN has shown inconsistent dividend trend over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.50%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹4.97 every year

MASFIN Upcoming Dividends

MASFIN Upcoming Dividends

No upcoming dividends are available

MASFIN Past Dividends

MASFIN Past Dividends

Cash Dividend

Ex DateEx DateSep 4, 2024

Final
Final | Div/Share: ₹0.51

Dividend/Share

0.51

Ex DateEx Date

Sep 4, 2024

Cash Dividend

Ex DateEx DateJul 19, 2023

Final
Final | Div/Share: ₹1.85

Dividend/Share

1.85

Ex DateEx Date

Jul 19, 2023

Cash Dividend

Ex DateEx DateFeb 10, 2023

Interim
Interim | Div/Share: ₹1.80

Dividend/Share

1.80

Ex DateEx Date

Feb 10, 2023

Cash Dividend

Ex DateEx DateAug 12, 2022

Final
Final | Div/Share: ₹1.75

Dividend/Share

1.75

Ex DateEx Date

Aug 12, 2022

Cash Dividend

Ex DateEx DateFeb 10, 2022

Interim
Interim | Div/Share: ₹1.25

Dividend/Share

1.25

Ex DateEx Date

Feb 10, 2022

MASFIN Stock News & Opinions

MASFIN Stock News & Opinions

Earnings
MAS Financial Services consolidated net profit rises 18.90% in the March 2025 quarter

Net profit of MAS Financial Services rose 18.90% to Rs 82.47 crore in the quarter ended March 2025 as against Rs 69.36 crore during the previous quarter ended March 2024. Sales rose 26.13% to Rs 437.63 crore in the quarter ended March 2025 as against Rs 346.96 crore during the previous quarter ended March 2024. For the full year,net profit rose 23.64% to Rs 310.40 crore in the year ended March 2025 as against Rs 251.05 crore during the previous year ended March 2024. Sales rose 24.31% to Rs 1595.97 crore in the year ended March 2025 as against Rs 1283.87 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales437.63346.96 26 1595.971283.87 24 OPM %71.7176.18 -74.2676.65 - PBDT113.6194.88 20 426.61343.96 24 PBT112.0993.68 20 421.01339.67 24 NP82.4769.36 19 310.40251.05 24 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of MAS Financial Services recommends final dividend

MAS Financial Services announced that the Board of Directors of the Company at its meeting held on 30 April 2025, inter alia, have recommended the final dividend of Rs 0.7 per equity Share (i.e. 7%) , subject to the approval of the shareholders.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of MAS Financial Services approves increase in borrowing powers up to Rs 13,500 cr

The Board of MAS Financial Services at its meeting held on 30 April 2025 has considered to increase in the Borrowing powers under Section 180(1)(c) of the Companies Act, 2013 up to Rs. 13,500 crore subject to the approval of Shareholders of the Company at the ensuing General Meeting. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
MAS Financial Services to convene board meeting

MAS Financial Services will hold a meeting of the Board of Directors of the Company on 30 April 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
MAS Financial Services to convene board meeting

MAS Financial Services will hold a meeting of the Board of Directors of the Company on 4 March 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
MAS Financial Services allots NCDs aggregating Rs 125 cr

MAS Financial Services has allotted 65,000 rated, listed, senior, secured, redeemable, transferable, taxable, non-convertible debentures denominated in Indian Rupees, each having a face value of Rs 10,000 and an aggregate nominal value of Rs 65 crore (Series I Debentures) and 60,000 rated, listed, senior, secured, redeemable, transferable, taxable, non-convertible debentures denominated in Indian Rupees, each having a face value of Rs 10,000 and an aggregate nominal value of Rs 60 crore (Series II Debentures), on a private placement basis.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
MAS Financial Services promotes Nipul J. Mehta as COO - Retail Assets

MAS Financial Services announced that Nipul J. Mehta has been promoted as Chief Operating Officer - Retail Assets, Senior Management Personnel of the Company with effect from 11 February 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
MAS Financial Services consolidated net profit rises 24.95% in the December 2024 quarter

Net profit of MAS Financial Services rose 24.95% to Rs 79.47 crore in the quarter ended December 2024 as against Rs 63.60 crore during the previous quarter ended December 2023. Sales rose 22.36% to Rs 409.73 crore in the quarter ended December 2024 as against Rs 334.86 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales409.73334.86 22 OPM %74.0777.16 - PBDT109.4488.11 24 PBT107.9986.94 24 NP79.4763.60 25 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Board of MAS Financial Services recommends interim dividend

MAS Financial Services announced that the Board of Directors of the Company at its meeting held on 29 January 2025, inter alia, have recommended the interim dividend of Rs 1 per equity Share (i.e. 10%) , subject to the approval of the shareholders.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
MAS Financial Services to declare Quarterly Result

MAS Financial Services will hold a meeting of the Board of Directors of the Company on 29 January 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live

MASFIN Stock FAQs

MASFIN Stock FAQs

  1. How to Buy MAS Financial Services Ltd Shares?

    You can easily buy the stocks/shares of MAS Financial Services Ltd (MASFIN) on Tickertape or through broker platform by opening a Demat & Trading account online

  2. What is the Share Price of MAS Financial Services Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of MASFIN as on 15th May 2025 is ₹271

  3. What is the return on MAS Financial Services Ltd share?

    The past returns of MAS Financial Services Ltd (MASFIN) share are
    • Past 1 week: N/A
    • Past 1 month: N/A
    • Past 3 months: 20.78
    • Past 6 months: 14.07
    • Past 1 year: 3.00
    • Past 3 years: -37.29
    • Past 5 years: -54.07

  4. What is the Dividend yield % on MAS Financial Services Ltd share?

    The current dividend yield of MAS Financial Services Ltd (MASFIN) is 0.50

  5. What is the Market Cap of MAS Financial Services Ltd?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of MAS Financial Services Ltd (MASFIN) is ₹5606.91Cr as of 15th May 2025

  6. What is the 52 Week High and Low of MAS Financial Services Ltd?

    The 52-week high and low of MAS Financial Services Ltd (MASFIN) is ₹312.05 and ₹220.06.

  7. What is the PE and PB ratio of MAS Financial Services Ltd?

    The P/E (price-to-earnings) and P/B (price-to-book) ratios of MAS Financial Services Ltd are 18.06 and 3.08 respectively.

  8. Which sector does MAS Financial Services Ltd belong to?

    MAS Financial Services Ltd (MASFIN) belongs to the Financials sector & Diversified Financials sub-sector.

  9. What are the peers or stocks similar to MAS Financial Services Ltd?
  10. Can't decide whether or not to buy MAS Financial Services Ltd?

    Worry no more! Login to Tickertape and check out MAS Financial Services Ltd (MASFIN) scorecard & all the relevant insights today

  11. 5. Test Stocks FAQ What is the 52 Week High and Low of MAS Financial Services Ltd?

    The 52-week high and low of MAS Financial Services Ltd (MASFIN) is ₹312.05 and ₹220.06.

  12. 1. Test Stocks FAQ for MAS Financial Services Ltd Shares?

    You can easily buy the stocks/shares of MAS Financial Services Ltd (MASFIN) on Tickertape or through broker platform by opening a Google & Trading account online

  13. 3. Test Stocks FAQ What is the Share Price of MAS Financial Services Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of MASFIN as on 15th May 2025 is ₹271