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Cholamandalam Financial Holdings Ltd

CHOLAHLDNG Share Price

1,844.860.11% (-2.04)
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CHOLAHLDNG Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

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CHOLAHLDNG Performance & Key Metrics

CHOLAHLDNG Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
17.241.690.07%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.822.531.34%

CHOLAHLDNG Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

CHOLAHLDNG Company Profile

Cholamandalam Financial Holdings is a financial services company. The Company, through its subsidiaries, is engaged in insurance, risk services and non-banking financial businesses.

Investor Presentation

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May 9, 2025

PDF
View Older Presentations

CHOLAHLDNG Similar Stocks (Peers)

Compare with peers Compare with peers 

CHOLAHLDNG Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
18.80
18.80
1Y Return
0.54%
0.54%
Buy Reco %
100.00
100.00
PE Ratio
19.65
19.65
1Y Return
24.90%
24.90%
Buy Reco %
100.00
100.00
PE Ratio
9.99
9.99
1Y Return
121.01%
121.01%
Buy Reco %
PE Ratio
52.63
52.63
1Y Return
28.62%
28.62%
Buy Reco %
85.71
85.71
PE Ratio
25.83
25.83
1Y Return
39.33%
39.33%
Buy Reco %
Compare with Peers

CHOLAHLDNG Sentiment Analysis

CHOLAHLDNG Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

CHOLAHLDNG Stock Summary · January 2025

Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.

CHOLAHLDNG Stock Growth Drivers
CHOLAHLDNG Stock Growth Drivers
2
  • Focus on Sustainable Growth

    Company is prioritizing profitable growth over mere expansion, emphasizing a strategy that encourages ground-level teams

  • Stable Financial Metrics

    The company has maintained a return on assets (ROA) of 1.9% post-merger, showcasing stability in

end marker
CHOLAHLDNG Stock Challenges
CHOLAHLDNG Stock Challenges
2
  • Deposit Growth Shortfalls

    The company has experienced deposit growth that has not met expectations, attributed to seasonal trends

  • Loan Growth Concerns

    There is uncertainty regarding the company's loan deposit ratio (LDR) and its implications for loan

end marker

CHOLAHLDNG Forecast

What are forecasts?

What are forecasts?

Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period

CHOLAHLDNG Forecasts

Price

Revenue

Earnings

CHOLAHLDNG

CHOLAHLDNG

Income

Balance Sheet

Cash Flow

CHOLAHLDNG Income Statement

CHOLAHLDNG Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 18.97%, vs industry avg of 11.41%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 11.35% to 19.28%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 20.53%, vs industry avg of 24.4%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue2,689.158,909.9010,946.8113,135.7313,960.8414,734.9818,376.0326,086.7633,465.8233,465.82
Raw Materialssubtract26,764.6326,764.63
Power & Fuel Costsubtract
Employee Costsubtract127.71668.01758.90837.291,189.581,354.311,859.712,994.16
Selling & Administrative Expensessubtract520.863,135.103,512.243,777.843,563.484,264.884,979.376,130.78
Operating & Other expensessubtract1,728.563,341.884,462.976,565.176,662.035,918.077,536.4911,514.45
Depreciation/Amortizationsubtract17.2870.3777.91149.81145.47154.16176.06247.54295.73295.73
Interest & Other Itemssubtract
Taxes & Other Itemssubtract-159.831,144.631,438.091,254.771,575.642,020.492,534.173,427.314,231.804,231.80
EPS17.5824.6537.1329.3543.9354.5068.7294.39115.76115.76
DPS0.911.251.250.650.550.550.550.551.301.10
Payout ratio0.050.050.030.020.010.010.010.010.010.01

CHOLAHLDNG Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual Report Pending

Investor Presentation

May 9PDF
Feb 7PDF
Nov 8PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Aug 10PDF
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 13PDF
Feb 12PDF
Nov 8PDF
Aug 5PDF
FY 2021FY 2021

Annual report

PDF

Investor Presentation

May 19PDF
May 18PDF
FY 2020FY 2020

Annual report

PDF
 

CHOLAHLDNG Stock Peers

What are peers and why compare against them?

What are peers and why compare against them?

A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole

CHOLAHLDNG Past Performance & Peer Comparison

CHOLAHLDNG Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsDiversified Financials

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Cholamandalam Financial Holdings Ltd17.241.690.07%
Aditya Birla Capital Ltd18.802.19
Motilal Oswal Financial Services Ltd19.655.610.61%
Authum Investment & Infrastructure Ltd9.994.100.04%

CHOLAHLDNG Stock Price Comparison

Compare CHOLAHLDNG with any stock or ETF
Compare CHOLAHLDNG with any stock or ETF
CHOLAHLDNG
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CHOLAHLDNG Holdings

CHOLAHLDNG Shareholdings

What are shareholdings?

What are shareholdings?

Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock

CHOLAHLDNG Promoter Holdings Trend

CHOLAHLDNG Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

CHOLAHLDNG Institutional Holdings Trend

CHOLAHLDNG Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 1.30%

Tickertape Separator

CHOLAHLDNG Shareholding Pattern

CHOLAHLDNG Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding46.45%20.26%1.55%17.67%14.07%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

CHOLAHLDNG Shareholding History

CHOLAHLDNG Shareholding History

Dec '23MarJunSepDec '24Mar12.87%13.78%13.72%16.27%16.37%17.67%

Mutual Funds Invested in CHOLAHLDNG

Mutual Funds Invested in CHOLAHLDNG

No mutual funds holding trends are available

Top 5 Mutual Funds holding Cholamandalam Financial Holdings Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.3379%2.38%-0.25%2/100 (0)
1.0335%0.49%0.49%56/77 (-53)
0.7435%0.89%0.89%44/81 (-13)

Compare 3-month MF holding change on Screener

CHOLAHLDNG Insider Trades & Bulk Stock Deals

CHOLAHLDNG Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing CHOLAHLDNG stock

smallcases containing CHOLAHLDNG stock

Looks like this stock is not in any smallcase yet.

CHOLAHLDNG Events

CHOLAHLDNG Events

CHOLAHLDNG Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

CHOLAHLDNG has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.07%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.65 every year

Dividends

Corp. Actions

Announcements

Legal Orders

What are dividends?

What are dividends?

Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation

CHOLAHLDNG Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

CHOLAHLDNG has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.07%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.65 every year

CHOLAHLDNG Upcoming Dividends

CHOLAHLDNG Upcoming Dividends

No upcoming dividends are available

CHOLAHLDNG Past Dividends

CHOLAHLDNG Past Dividends

Cash Dividend

Ex DateEx DateAug 2, 2024

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Aug 2, 2024

Cash Dividend

Ex DateEx DateAug 1, 2024

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Aug 1, 2024

Cash Dividend

Ex DateEx DateAug 2, 2022

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Aug 2, 2022

Cash Dividend

Ex DateEx DateJul 27, 2021

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Jul 27, 2021

Cash Dividend

Ex DateEx DateMar 5, 2020

Interim
Interim | Div/Share: ₹0.65

Dividend/Share

0.65

Ex DateEx Date

Mar 5, 2020

CHOLAHLDNG Stock News & Opinions

CHOLAHLDNG Stock News & Opinions

Earnings
Cholamandalam Financial Holdings consolidated net profit rises 19.59% in the March 2025 quarter

Net profit of Cholamandalam Financial Holdings rose 19.59% to Rs 613.57 crore in the quarter ended March 2025 as against Rs 513.06 crore during the previous quarter ended March 2024. Sales rose 26.15% to Rs 8913.37 crore in the quarter ended March 2025 as against Rs 7065.82 crore during the previous quarter ended March 2024. For the full year,net profit rose 22.63% to Rs 2173.66 crore in the year ended March 2025 as against Rs 1772.52 crore during the previous year ended March 2024. Sales rose 28.38% to Rs 33125.33 crore in the year ended March 2025 as against Rs 25803.52 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales8913.377065.82 26 33125.3325803.52 28 OPM %58.3858.51 -56.9255.86 - PBDT1941.641662.22 17 6701.195459.45 23 PBT1862.371573.92 18 6405.465211.91 23 NP613.57513.06 20 2173.661772.52 23 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Cholamandalam Financial Holdings to convene AGM

Cholamandalam Financial Holdings announced that the 76th Annual General Meeting(AGM) of the company will be held on 8 August 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of Cholamandalam Financial Holdings recommends final dividend

Cholamandalam Financial Holdings announced that the Board of Directors of the Company at its meeting held on 9 May 2025, inter alia, have recommended the final dividend of Rs 1.3 per equity Share (i.e. 130%) , subject to the approval of the shareholders.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Cholamandalam Financial Holdings to table results

Cholamandalam Financial Holdings will hold a meeting of the Board of Directors of the Company on 9 May 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
Cholamandalam Financial Holdings consolidated net profit rises 4.08% in the December 2024 quarter

Net profit of Cholamandalam Financial Holdings rose 4.08% to Rs 486.19 crore in the quarter ended December 2024 as against Rs 467.13 crore during the previous quarter ended December 2023. Sales rose 24.94% to Rs 8489.09 crore in the quarter ended December 2024 as against Rs 6794.67 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales8489.096794.67 25 OPM %55.5756.17 - PBDT1543.661418.66 9 PBT1471.311363.42 8 NP486.19467.13 4 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Cholamandalam Financial Holdings to conduct board meeting

Cholamandalam Financial Holdings will hold a meeting of the Board of Directors of the Company on 7 February 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live
Earnings
Cholamandalam Financial Holdings consolidated net profit rises 24.86% in the September 2024 quarter

Net profit of Cholamandalam Financial Holdings rose 24.86% to Rs 525.54 crore in the quarter ended September 2024 as against Rs 420.90 crore during the previous quarter ended September 2023. Sales rose 28.06% to Rs 8090.16 crore in the quarter ended September 2024 as against Rs 6317.38 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales8090.166317.38 28 OPM %56.2854.13 - PBDT1587.041264.72 25 PBT1512.681212.62 25 NP525.54420.90 25 Powered by Capital Market - Live

7 months agoCapital Market - Live
Corporate
Cholamandalam Financial Holdings to discuss results

Cholamandalam Financial Holdings will hold a meeting of the Board of Directors of the Company on 8 November 2024.Powered by Capital Market - Live

8 months agoCapital Market - Live
Earnings
Cholamandalam Financial Holdings consolidated net profit rises 47.63% in the June 2024 quarter

Net profit of Cholamandalam Financial Holdings rose 47.63% to Rs 548.36 crore in the quarter ended June 2024 as against Rs 371.43 crore during the previous quarter ended June 2023. Sales rose 35.68% to Rs 7632.71 crore in the quarter ended June 2024 as against Rs 5625.66 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales7632.715625.66 36 OPM %57.3854.00 - PBDT1628.851113.85 46 PBT1559.101061.95 47 NP548.36371.43 48 Powered by Capital Market - Live

10 months agoCapital Market - Live

Cholamandalam Financial Holdings Ltd leads losers in ‘A’ group

11 months agoBusiness Standard

CHOLAHLDNG Stock FAQs

CHOLAHLDNG Stock FAQs

  1. How to Buy Cholamandalam Financial Holdings Ltd Shares?

    You can easily buy the stocks/shares of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) on Tickertape or through broker platform by opening a Demat & Trading account online

  2. What is the Share Price of Cholamandalam Financial Holdings Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of CHOLAHLDNG as on 15th May 2025 is ₹1844.86

  3. What is the return on Cholamandalam Financial Holdings Ltd share?

    The past returns of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share are
    • Past 1 week: N/A
    • Past 1 month: -49.33
    • Past 3 months: 25.37
    • Past 6 months: 32.38
    • Past 1 year: 56.80
    • Past 3 years: 224.44
    • Past 5 years: 623.14

  4. What is the Dividend yield % on Cholamandalam Financial Holdings Ltd share?

    The current dividend yield of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is 0.07

  5. What is the Market Cap of Cholamandalam Financial Holdings Ltd?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is ₹37475.88Cr as of 15th May 2025

  6. What is the 52 Week High and Low of Cholamandalam Financial Holdings Ltd?

    The 52-week high and low of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is ₹2154.95 and ₹1237.95.

  7. What is the PE and PB ratio of Cholamandalam Financial Holdings Ltd?

    The P/E (price-to-earnings) and P/B (price-to-book) ratios of Cholamandalam Financial Holdings Ltd are 17.24 and 1.69 respectively.

  8. Which sector does Cholamandalam Financial Holdings Ltd belong to?

    Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) belongs to the Financials sector & Diversified Financials sub-sector.

  9. What are the peers or stocks similar to Cholamandalam Financial Holdings Ltd?
  10. Can't decide whether or not to buy Cholamandalam Financial Holdings Ltd?

    Worry no more! Login to Tickertape and check out Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) scorecard & all the relevant insights today

  11. 5. Test Stocks FAQ What is the 52 Week High and Low of Cholamandalam Financial Holdings Ltd?

    The 52-week high and low of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is ₹2154.95 and ₹1237.95.

  12. 1. Test Stocks FAQ for Cholamandalam Financial Holdings Ltd Shares?

    You can easily buy the stocks/shares of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) on Tickertape or through broker platform by opening a Google & Trading account online

  13. 3. Test Stocks FAQ What is the Share Price of Cholamandalam Financial Holdings Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of CHOLAHLDNG as on 15th May 2025 is ₹1844.86