How to Buy Fino Payments Bank Ltd Shares?
You can easily buy the stocks/shares of Fino Payments Bank Ltd (FINOPB) on Tickertape or through broker platform by opening a Demat & Trading account onlineWhat is the Share Price of Fino Payments Bank Ltd?
The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of FINOPB as on 15th May 2025 is ₹246.83What is the return on Fino Payments Bank Ltd share?
The past returns of Fino Payments Bank Ltd (FINOPB) share are- Past 1 week: N/A
- Past 1 month: -94.33
- Past 3 months: 27.06
- Past 6 months: -12.64
- Past 1 year: 0.35
- Past 3 years: 9.82
- Past 5 years: -47.90
What is the Dividend yield % on Fino Payments Bank Ltd share?
The current dividend yield of Fino Payments Bank Ltd (FINOPB) is N/AWhat is the Market Cap of Fino Payments Bank Ltd?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Fino Payments Bank Ltd (FINOPB) is ₹2355.21Cr as of 15th May 2025What is the 52 Week High and Low of Fino Payments Bank Ltd?
The 52-week high and low of Fino Payments Bank Ltd (FINOPB) is ₹467 and ₹200.What is the PE and PB ratio of Fino Payments Bank Ltd?
The P/E (price-to-earnings) and P/B (price-to-book) ratios of Fino Payments Bank Ltd are 25.45 and 3.66 respectively.Which sector does Fino Payments Bank Ltd belong to?
Fino Payments Bank Ltd (FINOPB) belongs to the Financials sector & Private Banks sub-sector.What are the peers or stocks similar to Fino Payments Bank Ltd?
The peers or stocks similar to Fino Payments Bank Ltd are: and many others.Can't decide whether or not to buy Fino Payments Bank Ltd?
Worry no more! Login to Tickertape and check out Fino Payments Bank Ltd (FINOPB) scorecard & all the relevant insights today5. Test Stocks FAQ What is the 52 Week High and Low of Fino Payments Bank Ltd?
The 52-week high and low of Fino Payments Bank Ltd (FINOPB) is ₹467 and ₹200.1. Test Stocks FAQ for Fino Payments Bank Ltd Shares?
You can easily buy the stocks/shares of Fino Payments Bank Ltd (FINOPB) on Tickertape or through broker platform by opening a Google & Trading account online3. Test Stocks FAQ What is the Share Price of Fino Payments Bank Ltd?
The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of FINOPB as on 15th May 2025 is ₹246.83
Fino Payments Bank Ltd
FINOPB Share Price
FINOPB Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
HighShowing good signs of profitability & efficiency
Entry point
AvgThe stock is underpriced but is in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
FINOPB Performance & Key Metrics
FINOPB Performance & Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
25.45 | 3.66 | — |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
16.82 | 2.53 | 1.34% |
FINOPB Analyst Ratings & Forecast
Price Upside
Earnings Growth
Rev. Growth
FINOPB Company Profile
Fino Payments Bank Limited (FPBL) is an India-based scheduled commercial bank, which is engaged in providing digital based financial services.
FINOPB Sentiment Analysis
FINOPB Sentiment Analysis
FINOPB Stock Summary · January 2025
Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.
FINOPB Stock Growth Drivers
FINOPB Stock Growth Drivers
5Focus on Sustainable Growth
Company is prioritizing profitable growth over mere expansion, emphasizing a strategy that encourages ground-level teams
Stable Financial Metrics
The company has maintained a return on assets (ROA) of 1.9% post-merger, showcasing stability in
FINOPB Stock Challenges
FINOPB Stock Challenges
5Deposit Growth Shortfalls
The company has experienced deposit growth that has not met expectations, attributed to seasonal trends
Loan Growth Concerns
There is uncertainty regarding the company's loan deposit ratio (LDR) and its implications for loan
FINOPB Forecast
What are forecasts?
What are forecasts?
Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period
FINOPB Forecasts
Price
Revenue
Earnings
FINOPB Share Price Forecast
FINOPB Share Price Forecast
All values in ₹
All values in ₹
FINOPB Company Revenue Forecast
FINOPB Company Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
FINOPB Stock EPS (Earnings Per Share) Forecast
FINOPB Stock EPS (Earnings Per Share) Forecast
All values in ₹
All values in ₹
FINOPB
FINOPB
Income
Balance Sheet
Cash Flow
FINOPB Income Statement
FINOPB Income Statement
Financial Year | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 230.18 | 371.12 | 691.40 | 791.02 | 1,008.86 | 1,229.91 | 1,478.39 | 1,847.10 | 1,847.10 | |||||||||
Raw Materials | — | — | — | — | — | — | — | 1,738.75 | 1,738.75 | |||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 111.36 | 127.20 | 123.88 | 114.71 | 133.26 | 155.61 | 177.37 | |||||||||||
Selling & Administrative Expenses | 57.53 | 46.11 | 49.30 | 49.06 | 69.33 | 70.19 | 81.08 | |||||||||||
Operating & Other expenses | 112.55 | 241.94 | 526.69 | 553.19 | 728.08 | 897.18 | 1,080.18 | |||||||||||
EBITDA | -51.26 | -44.13 | -8.47 | 74.06 | 78.19 | 106.93 | 139.76 | 108.35 | 108.35 | |||||||||
Depreciation/Amortization | 16.09 | 18.26 | 23.57 | 53.58 | 35.45 | 41.85 | 53.45 | 0.00 | — | |||||||||
PBIT | -67.35 | -62.39 | -32.04 | 20.48 | 42.74 | 65.08 | 86.31 | 108.35 | 108.35 | |||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | |||||||||
PBT | -67.35 | -62.39 | -32.04 | 20.48 | 42.74 | 65.08 | 86.31 | 108.35 | 108.35 | |||||||||
Taxes & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.08 | 15.82 | 15.82 | |||||||||
Net Income | -67.35 | -62.39 | -32.04 | 20.48 | 42.74 | 65.08 | 86.23 | 92.53 | 92.53 | |||||||||
EPS | -8.63 | -8.00 | -4.11 | 2.63 | 5.30 | 7.82 | 10.36 | 11.12 | 11.12 | |||||||||
DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||||
Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
FINOPB Company Updates
Investor Presentation
FINOPB Stock Peers
What are peers and why compare against them?
What are peers and why compare against them?
A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole
FINOPB Past Performance & Peer Comparison
FINOPB Past Performance & Peer Comparison
FinancialsPrivate Banks
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Fino Payments Bank Ltd | 25.45 | 3.66 | — |
HDFC Bank Ltd | 20.72 | 3.12 | 1.14% |
ICICI Bank Ltd | 19.82 | 3.73 | 0.77% |
Kotak Mahindra Bank Ltd | 19.07 | 3.22 | — |
FINOPB Stock Price Comparison
Compare FINOPB with any stock or ETFFINOPB Holdings
FINOPB Shareholdings
What are shareholdings?
What are shareholdings?
Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock
FINOPB Promoter Holdings Trend
FINOPB Promoter Holdings Trend
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant
FINOPB Institutional Holdings Trend
FINOPB Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has almost stayed constant
FINOPB Shareholding Pattern
FINOPB Shareholding Pattern
FINOPB Shareholding History
FINOPB Shareholding History
Mutual Funds Invested in FINOPB
Mutual Funds Invested in FINOPB
No mutual funds holding trends are available
Top 5 Mutual Funds holding Fino Payments Bank Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 1.1834% | Percentage of the fund’s portfolio invested in the stock 1.79% | Change in the portfolio weight of the stock over the last 3 months 1.79% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 27/29 (-19) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.7894% | Percentage of the fund’s portfolio invested in the stock 0.96% | Change in the portfolio weight of the stock over the last 3 months 0.96% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 27/36 (+5) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.7359% | Percentage of the fund’s portfolio invested in the stock 0.62% | Change in the portfolio weight of the stock over the last 3 months 0.62% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 32/35 (-7) |
Compare 3-month MF holding change on Screener
smallcases containing FINOPB stock
smallcases containing FINOPB stock
Looks like this stock is not in any smallcase yet.
FINOPB Events
FINOPB Events
FINOPB Dividend Trend
FINOPB has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
What are dividends?
What are dividends?
Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation
FINOPB Dividend Trend
FINOPB has not given any dividends in last 5 years
FINOPB Dividends
FINOPB Dividends
FINOPB Stock News & Opinions
FINOPB Stock News & Opinions
Net profit of Fino Payments Bank declined 4.80% to Rs 24.00 crore in the quarter ended March 2025 as against Rs 25.21 crore during the previous quarter ended March 2024. Total Operating Income rose 27.49% to Rs 52.78 crore in the quarter ended March 2025 as against Rs 41.40 crore during the previous quarter ended March 2024. For the full year,net profit rose 7.32% to Rs 92.53 crore in the year ended March 2025 as against Rs 86.22 crore during the previous year ended March 2024. Total Operating Income rose 30.11% to Rs 195.23 crore in the year ended March 2025 as against Rs 150.05 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income52.7841.40 27 195.23150.05 30 OPM %-729.48-752.71 --739.10-775.16 - PBDT29.7025.29 17 108.3586.30 26 PBT29.7025.29 17 108.3586.30 26 NP24.0025.21 -5 92.5386.22 7 Powered by Capital Market - Live
Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 28 April 2025.Powered by Capital Market - Live
Net profit of Fino Payments Bank rose 1.36% to Rs 23.11 crore in the quarter ended December 2024 as against Rs 22.80 crore during the previous quarter ended December 2023. Total Operating Income rose 26.05% to Rs 49.35 crore in the quarter ended December 2024 as against Rs 39.15 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income49.3539.15 26 OPM %-725.21-732.21 - PBDT28.4522.80 25 PBT28.4522.80 25 NP23.1122.80 1 Powered by Capital Market - Live
The Board of Fino Payments Bank at its meeting held on 29 January 2025 has approved the appointment of Manjiri Barve as the Head-HR and CSR of the Bank w.e.f. 01 March 2025, forming part of the Senior Management of the Bank. Powered by Capital Market - Live
Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 29 January 2025.Powered by Capital Market - Live
Net profit of Fino Payments Bank rose 8.35% to Rs 21.15 crore in the quarter ended September 2024 as against Rs 19.52 crore during the previous quarter ended September 2023. Total Operating Income rose 30.69% to Rs 47.74 crore in the quarter ended September 2024 as against Rs 36.53 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Total Operating Income47.7436.53 31 OPM %-747.13-776.51 - PBDT25.9319.52 33 PBT25.9319.52 33 NP21.1519.52 8 Powered by Capital Market - Live
Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 23 October 2024.Powered by Capital Market - Live
Fino Payments Bank announced that the 8th Annual General Meeting (AGM) of the bank will be held on 25 September 2024.Powered by Capital Market - Live
Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 31 July 2024.Powered by Capital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 31.84%, vs industry avg of 16.68%
Over the last 5 years, market share increased from 0.07% to 0.12%