How to Buy GIC Housing Finance Ltd Shares?
You can easily buy the stocks/shares of GIC Housing Finance Ltd (GICHSGFIN) on Tickertape or through broker platform by opening a Demat & Trading account onlineWhat is the Share Price of GIC Housing Finance Ltd?
The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of GICHSGFIN as on 15th May 2025 is ₹189.16What is the return on GIC Housing Finance Ltd share?
The past returns of GIC Housing Finance Ltd (GICHSGFIN) share are- Past 1 week: N/A
- Past 1 month: N/A
- Past 3 months: 15.67
- Past 6 months: -7.75
- Past 1 year: -23.50
- Past 3 years: 62.72
- Past 5 years: 111.93
What is the Dividend yield % on GIC Housing Finance Ltd share?
The current dividend yield of GIC Housing Finance Ltd (GICHSGFIN) is 2.39What is the Market Cap of GIC Housing Finance Ltd?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of GIC Housing Finance Ltd (GICHSGFIN) is ₹1015.15Cr as of 15th May 2025What is the 52 Week High and Low of GIC Housing Finance Ltd?
The 52-week high and low of GIC Housing Finance Ltd (GICHSGFIN) is ₹278.40 and ₹156.01.What is the PE and PB ratio of GIC Housing Finance Ltd?
The P/E (price-to-earnings) and P/B (price-to-book) ratios of GIC Housing Finance Ltd are 6.33 and 0.56 respectively.Which sector does GIC Housing Finance Ltd belong to?
GIC Housing Finance Ltd (GICHSGFIN) belongs to the Financials sector & Home Financing sub-sector.What are the peers or stocks similar to GIC Housing Finance Ltd?
The peers or stocks similar to GIC Housing Finance Ltd are: and many others.Can't decide whether or not to buy GIC Housing Finance Ltd?
Worry no more! Login to Tickertape and check out GIC Housing Finance Ltd (GICHSGFIN) scorecard & all the relevant insights today5. Test Stocks FAQ What is the 52 Week High and Low of GIC Housing Finance Ltd?
The 52-week high and low of GIC Housing Finance Ltd (GICHSGFIN) is ₹278.40 and ₹156.01.1. Test Stocks FAQ for GIC Housing Finance Ltd Shares?
You can easily buy the stocks/shares of GIC Housing Finance Ltd (GICHSGFIN) on Tickertape or through broker platform by opening a Google & Trading account online3. Test Stocks FAQ What is the Share Price of GIC Housing Finance Ltd?
The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of GICHSGFIN as on 15th May 2025 is ₹189.16
GIC Housing Finance Ltd
GICHSGFIN Share Price
189.162.18% (+4.03)
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Returns
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1M
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SIP
1D
1W
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GICHSGFIN Performance & Key Metrics
GICHSGFIN Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 6.33 | 0.56 | 2.39% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.82 | 2.53 | 1.18% |
GICHSGFIN Analyst Ratings & Forecast
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Analyst Ratings data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
GICHSGFIN Company Profile
GIC Housing Finance Ltd. is engaged in the housing finance business. The Company's primary business is granting housing loans to individuals and to persons/entities engaged in construction of houses or flats for residential purposes.
LICHSGFIN
PE Ratio
6.10
6.10
1Y Return
17.98%
17.98%
Buy Reco %
63.33
63.33
PNBHOUSING
PE Ratio
14.20
14.20
1Y Return
25.89%
25.89%
Buy Reco %
44.44
44.44
PE Ratio
21.11
21.11
1Y Return
8.76%
8.76%
Buy Reco %
87.50
87.50
AAVAS
PE Ratio
25.13
25.13
1Y Return
5.83%
5.83%
Buy Reco %
53.85
53.85
HOMEFIRST
PE Ratio
34.65
34.65
1Y Return
19.41%
19.41%
Buy Reco %
92.31
92.31
GICHSGFIN Sentiment Analysis
GICHSGFIN Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
GICHSGFIN Stock Summary · January 2025
Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.
GICHSGFIN Stock Growth Drivers
GICHSGFIN Stock Growth Drivers
4Focus on Sustainable Growth
Company is prioritizing profitable growth over mere expansion, emphasizing a strategy that encourages ground-level teams
Stable Financial Metrics
The company has maintained a return on assets (ROA) of 1.9% post-merger, showcasing stability in
GICHSGFIN Stock Challenges
GICHSGFIN Stock Challenges
1Deposit Growth Shortfalls
The company has experienced deposit growth that has not met expectations, attributed to seasonal trends
GICHSGFIN Forecast
What are forecasts?
What are forecasts?
Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period
GICHSGFIN Forecasts
Forecast data is currently unavailable
Forecast data is currently unavailable
Price
Price Upside
Revenue
Revenue Growth
Earnings
Earnings Per Share
GICHSGFIN
GICHSGFIN
Income
Balance Sheet
Cash Flow
Annual Normal View
GICHSGFIN Income Statement
GICHSGFIN Income Statement
Annual Normal View
| Financial Year | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,156.40 | 1,128.90 | 1,069.68 | 1,088.94 | 1,088.94 | |||||
Raw Materials | — | — | — | 867.23 | 867.23 | |||||
| Power & Fuel Cost | — | — | — | |||||||
| Employee Cost | 48.20 | 59.93 | 64.00 | |||||||
| Selling & Administrative Expenses | 34.64 | 43.20 | 50.78 | |||||||
| Operating & Other expenses | 834.51 | 725.98 | 735.72 | |||||||
EBITDA | 239.05 | 299.79 | 219.18 | 221.71 | 221.71 | |||||
| Depreciation/Amortization | 8.71 | 9.94 | 15.02 | 15.01 | 15.01 | |||||
| PBIT | 230.34 | 289.85 | 204.16 | 206.70 | 206.70 | |||||
| Interest & Other Items | — | — | — | — | — | |||||
| PBT | 230.34 | 289.85 | 204.16 | 206.70 | 206.70 | |||||
| Taxes & Other Items | 56.83 | 76.60 | 52.81 | 46.28 | 46.28 | |||||
| Net Income | 173.51 | 213.25 | 151.35 | 160.42 | 160.42 | |||||
| EPS | 32.20 | 39.59 | 28.10 | 29.79 | 29.77 | |||||
| DPS | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | |||||
| Payout ratio | 0.14 | 0.11 | 0.16 | 0.15 | 0.15 |
GICHSGFIN Company Updates
GICHSGFIN Stock Peers
What are peers and why compare against them?
What are peers and why compare against them?
A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole
GICHSGFIN Past Performance & Peer Comparison
GICHSGFIN Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsHome Financing
Compare valuation-basic on Screener
FinancialsHome Financing
Valuation
Technical
Forecast
Compare valuation-basic on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| GIC Housing Finance Ltd | 6.33 | 0.56 | 2.39% |
| LIC Housing Finance Ltd | 6.10 | 1.06 | 1.66% |
| PNB Housing Finance Ltd | 14.20 | 1.84 | 0.47% |
| Aptus Value Housing Finance India Ltd | 21.11 | 4.21 | 1.42% |
GICHSGFIN Stock Price Comparison
Compare GICHSGFIN with any stock or ETFCompare GICHSGFIN with any stock or ETF
GICHSGFIN
GICHSGFIN Holdings
GICHSGFIN Shareholdings
What are shareholdings?
What are shareholdings?
Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock
GICHSGFIN Promoter Holdings Trend
GICHSGFIN Promoter Holdings Trend
GICHSGFIN Institutional Holdings Trend
GICHSGFIN Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
GICHSGFIN Shareholding Pattern
GICHSGFIN Shareholding Pattern
GICHSGFIN Shareholding History
GICHSGFIN Shareholding History
Foreign Institutions
smallcases containing GICHSGFIN stock
smallcases containing GICHSGFIN stock
Looks like this stock is not in any smallcase yet.
GICHSGFIN Events
GICHSGFIN Events
GICHSGFIN Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
What are dividends?
What are dividends?
Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation
GICHSGFIN Dividend Trend
No dividend trend available
GICHSGFIN Upcoming Dividends
GICHSGFIN Upcoming Dividends
Cash Dividend
Ex DateEx DateJul 18, 2025
Final
Final | Div/Share: ₹4.50
Dividend/Share
₹4.50
Ex DateEx Date
Jul 18, 2025
GICHSGFIN Past Dividends
GICHSGFIN Past Dividends
Cash Dividend
Ex DateEx DateJun 28, 2024
Final
Final | Div/Share: ₹4.50
Dividend/Share
₹4.50
Ex DateEx Date
Jun 28, 2024
Cash Dividend
Ex DateEx DateSep 1, 2022
Final
Final | Div/Share: ₹4.50
Dividend/Share
₹4.50
Ex DateEx Date
Sep 1, 2022
Cash Dividend
Ex DateEx DateSep 16, 2021
Final
Final | Div/Share: ₹4.00
Dividend/Share
₹4.00
Ex DateEx Date
Sep 16, 2021
Cash Dividend
Ex DateEx DateDec 3, 2020
Final
Final | Div/Share: ₹2.00
Dividend/Share
₹2.00
Ex DateEx Date
Dec 3, 2020
Cash Dividend
Ex DateEx DateSep 12, 2019
Final
Final | Div/Share: ₹5.50
Dividend/Share
₹5.50
Ex DateEx Date
Sep 12, 2019
GICHSGFIN Stock News & Opinions
GICHSGFIN Stock News & Opinions
Articles & Videos
Corporate
GIC Housing Finance AGM scheduled
GIC Housing Finance announced that the 35th Annual General Meeting(AGM) of the company will be held on 19 August 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Board of GIC Housing Finance recommends final dividend
GIC Housing Finance announced that the Board of Directors of the Company at its meeting held on 16 May 2025, inter alia, have recommended the final dividend of Rs 4.5 per equity Share (i.e. 45%) , subject to the approval of the shareholders.Powered by Capital Market - Live
1 month agoCapital Market - Live
Earnings
GIC Housing Finance consolidated net profit declines 34.41% in the March 2025 quarter
Net profit of GIC Housing Finance declined 34.41% to Rs 35.20 crore in the quarter ended March 2025 as against Rs 53.67 crore during the previous quarter ended March 2024. Sales rose 4.17% to Rs 268.33 crore in the quarter ended March 2025 as against Rs 257.58 crore during the previous quarter ended March 2024. For the full year,net profit rose 5.99% to Rs 160.42 crore in the year ended March 2025 as against Rs 151.35 crore during the previous year ended March 2024. Sales rose 0.66% to Rs 1054.90 crore in the year ended March 2025 as against Rs 1048.01 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales268.33257.58 4 1054.901048.01 1 OPM %90.1697.00 -87.9487.50 - PBDT72.5283.04 -13 234.77219.18 7 PBT68.6879.21 -13 219.76204.16 8 NP35.2053.67 -34 160.42151.35 6 Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
GIC Housing Finance schedules board meeting
GIC Housing Finance will hold a meeting of the Board of Directors of the Company on 16 May 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Earnings
GIC Housing Finance consolidated net profit rises 39.44% in the December 2024 quarter
Net profit of GIC Housing Finance rose 39.44% to Rs 49.71 crore in the quarter ended December 2024 as against Rs 35.65 crore during the previous quarter ended December 2023. Sales rose 2.57% to Rs 266.52 crore in the quarter ended December 2024 as against Rs 259.84 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales266.52259.84 3 OPM %89.2484.74 - PBDT60.2546.26 30 PBT56.4742.36 33 NP49.7135.65 39 Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
GIC Housing Finance to discuss results
GIC Housing Finance will hold a meeting of the Board of Directors of the Company on 11 February 2025.Powered by Capital Market - Live
5 months agoCapital Market - Live
Corporate
GIC Housing Finance ties up with India Mortgage Guarantee Corporation
GIC Housing Finance has executed an agreement with India Mortgage Guarantee Corporation (IMGC) for credit default guarantee of selective housing loan products. Powered by Capital Market - Live
5 months agoCapital Market - Live
Earnings
GIC Housing Finance consolidated net profit rises 20.97% in the September 2024 quarter
Net profit of GIC Housing Finance rose 20.97% to Rs 36.52 crore in the quarter ended September 2024 as against Rs 30.19 crore during the previous quarter ended September 2023. Sales declined 1.35% to Rs 260.94 crore in the quarter ended September 2024 as against Rs 264.51 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales260.94264.51 -1 OPM %86.8683.54 - PBDT51.4444.25 16 PBT47.7040.63 17 NP36.5230.19 21 Powered by Capital Market - Live
7 months agoCapital Market - Live
Corporate
GIC Housing Finance to conduct board meeting
GIC Housing Finance will hold a meeting of the Board of Directors of the Company on 8 November 2024.Powered by Capital Market - Live
8 months agoCapital Market - Live
Earnings
GIC Housing Finance consolidated net profit rises 22.46% in the June 2024 quarter
Net profit of GIC Housing Finance rose 22.46% to Rs 38.99 crore in the quarter ended June 2024 as against Rs 31.84 crore during the previous quarter ended June 2023. Sales declined 2.62% to Rs 259.11 crore in the quarter ended June 2024 as against Rs 266.08 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales259.11266.08 -3 OPM %85.4084.94 - PBDT50.5645.63 11 PBT46.9141.96 12 NP38.9931.84 22 Powered by Capital Market - Live
10 months agoCapital Market - Live
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant