How to Buy PNB Housing Finance Ltd Shares?
You can easily buy the stocks/shares of PNB Housing Finance Ltd (PNBHOUSING) on Tickertape or through broker platform by opening a Demat & Trading account onlineWhat is the Share Price of PNB Housing Finance Ltd?
The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of PNBHOUSING as on 15th May 2025 is ₹1095.60What is the return on PNB Housing Finance Ltd share?
The past returns of PNB Housing Finance Ltd (PNBHOUSING) share are- Past 1 week: N/A
- Past 1 month: -72.29
- Past 3 months: 31.38
- Past 6 months: 13.01
- Past 1 year: 26.83
- Past 3 years: 335.51
- Past 5 years: 624.36
What is the Dividend yield % on PNB Housing Finance Ltd share?
The current dividend yield of PNB Housing Finance Ltd (PNBHOUSING) is 0.47What is the Market Cap of PNB Housing Finance Ltd?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of PNB Housing Finance Ltd (PNBHOUSING) is ₹27414.67Cr as of 15th May 2025What is the 52 Week High and Low of PNB Housing Finance Ltd?
The 52-week high and low of PNB Housing Finance Ltd (PNBHOUSING) is ₹1202.20 and ₹741.25.What is the PE and PB ratio of PNB Housing Finance Ltd?
The P/E (price-to-earnings) and P/B (price-to-book) ratios of PNB Housing Finance Ltd are 14.16 and 1.83 respectively.Which sector does PNB Housing Finance Ltd belong to?
PNB Housing Finance Ltd (PNBHOUSING) belongs to the Financials sector & Home Financing sub-sector.What are the peers or stocks similar to PNB Housing Finance Ltd?
The peers or stocks similar to PNB Housing Finance Ltd are: and many others.Can't decide whether or not to buy PNB Housing Finance Ltd?
Worry no more! Login to Tickertape and check out PNB Housing Finance Ltd (PNBHOUSING) scorecard & all the relevant insights today5. Test Stocks FAQ What is the 52 Week High and Low of PNB Housing Finance Ltd?
The 52-week high and low of PNB Housing Finance Ltd (PNBHOUSING) is ₹1202.20 and ₹741.25.1. Test Stocks FAQ for PNB Housing Finance Ltd Shares?
You can easily buy the stocks/shares of PNB Housing Finance Ltd (PNBHOUSING) on Tickertape or through broker platform by opening a Google & Trading account online3. Test Stocks FAQ What is the Share Price of PNB Housing Finance Ltd?
The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of PNBHOUSING as on 15th May 2025 is ₹1095.60
PNB Housing Finance Ltd
PNBHOUSING Share Price
1,095.601.24% (+13.40)
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How to use scorecard? Learn more
PNBHOUSING Performance & Key Metrics
PNBHOUSING Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 14.16 | 1.83 | 0.47% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.82 | 2.53 | 1.34% |
PNBHOUSING Analyst Ratings & Forecast
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Analyst Ratings data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
PNBHOUSING Company Profile
PNB Housing Finance Limited provides housing loans to individuals and corporate bodies for construction, purchase, repair and up gradation of houses. It also provides loans for commercial space and loan for purchase of residential plots
LICHSGFIN
PE Ratio
6.06
6.06
1Y Return
16.59%
16.59%
Buy Reco %
63.33
63.33
PE Ratio
21.24
21.24
1Y Return
7.19%
7.19%
Buy Reco %
87.50
87.50
AAVAS
PE Ratio
25.48
25.48
1Y Return
0.70%
0.70%
Buy Reco %
53.85
53.85
HOMEFIRST
PE Ratio
34.19
34.19
1Y Return
24.05%
24.05%
Buy Reco %
92.31
92.31
CANFINHOME
PE Ratio
12.29
12.29
1Y Return
3.05%
3.05%
Buy Reco %
80.00
80.00
PNBHOUSING Sentiment Analysis
PNBHOUSING Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
PNBHOUSING Stock Summary · January 2025
Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.
PNBHOUSING Stock Growth Drivers
PNBHOUSING Stock Growth Drivers
4Focus on Sustainable Growth
Company is prioritizing profitable growth over mere expansion, emphasizing a strategy that encourages ground-level teams
Stable Financial Metrics
The company has maintained a return on assets (ROA) of 1.9% post-merger, showcasing stability in
PNBHOUSING Stock Challenges
PNBHOUSING Stock Challenges
2Deposit Growth Shortfalls
The company has experienced deposit growth that has not met expectations, attributed to seasonal trends
Loan Growth Concerns
There is uncertainty regarding the company's loan deposit ratio (LDR) and its implications for loan
PNBHOUSING Forecast
What are forecasts?
What are forecasts?
Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period
PNBHOUSING Forecasts
Price
Revenue
Earnings
PNBHOUSING Share Price Forecast
PNBHOUSING Share Price Forecast
2025
Current
₹1,055.60
Baseline
Forecast for Jun 2026
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2025
Current
₹1,055.60
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PNBHOUSING Company Revenue Forecast
PNBHOUSING Company Revenue Forecast
2025
Current
₹7.69
Baseline
Forecast for Mar 2026
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2025
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₹7.69
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PNBHOUSING Stock EPS (Earnings Per Share) Forecast
PNBHOUSING Stock EPS (Earnings Per Share) Forecast
2025
Current
₹74.52
Baseline
Forecast for Mar 2026
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₹74.52
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PNBHOUSING
PNBHOUSING
Income
Balance Sheet
Cash Flow
Annual Normal View
PNBHOUSING Income Statement
PNBHOUSING Income Statement
Annual Normal View
| Financial Year | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 5,489.34 | 7,683.22 | 8,489.55 | 7,624.08 | 6,200.73 | 6,529.66 | 7,057.09 | 7,691.63 | 7,691.63 | |||||||||
Raw Materials | — | — | — | — | — | — | — | 5,149.97 | 5,149.97 | |||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 144.14 | 303.88 | 233.06 | 211.29 | 216.61 | 265.96 | 337.34 | |||||||||||
| Selling & Administrative Expenses | 253.26 | 239.97 | 170.02 | 128.90 | 173.45 | 193.51 | 257.11 | |||||||||||
| Operating & Other expenses | 3,833.23 | 5,373.61 | 7,209.61 | 6,017.85 | 4,673.32 | 4,657.84 | 4,457.55 | |||||||||||
EBITDA | 1,258.71 | 1,765.76 | 876.86 | 1,266.04 | 1,137.35 | 1,412.35 | 2,005.09 | 2,541.66 | 2,541.66 | |||||||||
| Depreciation/Amortization | 24.13 | 31.37 | 65.85 | 59.01 | 53.39 | 51.44 | 51.19 | 55.89 | 55.89 | |||||||||
| PBIT | 1,234.58 | 1,734.39 | 811.01 | 1,207.03 | 1,083.96 | 1,360.91 | 1,953.90 | 2,485.77 | 2,485.77 | |||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | |||||||||
| PBT | 1,234.58 | 1,734.39 | 811.01 | 1,207.03 | 1,083.96 | 1,360.91 | 1,953.90 | 2,485.77 | 2,485.77 | |||||||||
| Taxes & Other Items | 393.43 | 542.87 | 164.77 | 277.13 | 247.48 | 314.91 | 445.89 | 549.63 | 549.63 | |||||||||
| Net Income | 841.15 | 1,191.52 | 646.24 | 929.90 | 836.48 | 1,046.00 | 1,508.01 | 1,936.14 | 1,936.14 | |||||||||
| EPS | 41.81 | 59.06 | 31.88 | 45.77 | 41.12 | 51.33 | 65.05 | 74.52 | 74.55 | |||||||||
| DPS | 7.45 | 7.45 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5.00 | 0.00 | |||||||||
| Payout ratio | 0.18 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.07 | 0.00 |
PNBHOUSING Company Updates
FY 2025FY 2025
Investor Presentation
Apr 28PDF
PNBHOUSING Stock Peers
What are peers and why compare against them?
What are peers and why compare against them?
A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole
PNBHOUSING Past Performance & Peer Comparison
PNBHOUSING Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsHome Financing
Compare valuation-basic on Screener
FinancialsHome Financing
Valuation
Technical
Forecast
Compare valuation-basic on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| PNB Housing Finance Ltd | 14.16 | 1.83 | 0.47% |
| LIC Housing Finance Ltd | 6.06 | 1.05 | 1.67% |
| Aptus Value Housing Finance India Ltd | 21.24 | 4.23 | 1.41% |
| Aavas Financiers Ltd | 25.48 | 3.88 | — |
PNBHOUSING Stock Price Comparison
Compare PNBHOUSING with any stock or ETFCompare PNBHOUSING with any stock or ETF
PNBHOUSING
PNBHOUSING Holdings
PNBHOUSING Shareholdings
What are shareholdings?
What are shareholdings?
Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock
PNBHOUSING Promoter Holdings Trend
PNBHOUSING Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
PNBHOUSING Institutional Holdings Trend
PNBHOUSING Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has decreased by 2.89%
PNBHOUSING Shareholding Pattern
PNBHOUSING Shareholding Pattern
PNBHOUSING Shareholding History
PNBHOUSING Shareholding History
Foreign Institutions
Mutual Funds Invested in PNBHOUSING
Mutual Funds Invested in PNBHOUSING
No mutual funds holding trends are available
Top 5 Mutual Funds holding PNB Housing Finance Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 1.3954% | Percentage of the fund’s portfolio invested in the stock 0.66% | Change in the portfolio weight of the stock over the last 3 months 0.66% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 44/236 (+100) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9528% | Percentage of the fund’s portfolio invested in the stock 4.68% | Change in the portfolio weight of the stock over the last 3 months 4.68% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 6/41 (+33) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9224% | Percentage of the fund’s portfolio invested in the stock 1.93% | Change in the portfolio weight of the stock over the last 3 months 0.31% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 18/79 (+7) |
Compare 3-month MF holding change on Screener
smallcases containing PNBHOUSING stock
smallcases containing PNBHOUSING stock
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PNBHOUSING Events
PNBHOUSING Events
PNBHOUSING Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
What are dividends?
What are dividends?
Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation
PNBHOUSING Dividend Trend
No dividend trend available
PNBHOUSING Upcoming Dividends
PNBHOUSING Upcoming Dividends
No upcoming dividends are available
PNBHOUSING Past Dividends
PNBHOUSING Past Dividends
Cash Dividend
Ex DateEx DateJul 19, 2019
Final
Final | Div/Share: ₹9.00
Dividend/Share
₹9.00
Ex DateEx Date
Jul 19, 2019
Cash Dividend
Ex DateEx DateJul 19, 2018
Final
Final | Div/Share: ₹9.00
Dividend/Share
₹9.00
Ex DateEx Date
Jul 19, 2018
Cash Dividend
Ex DateEx DateJul 25, 2017
Final
Final | Div/Share: ₹6.00
Dividend/Share
₹6.00
Ex DateEx Date
Jul 25, 2017
PNBHOUSING Stock News & Opinions
PNBHOUSING Stock News & Opinions
Articles & Videos
Corporate
PNB Housing Finance grants 1.08 lakh stock options
PNB Housing Finance has approved on 16 May 2025, the grant of 1,08,000 Options representing 1,08,000 equity shares of Rs 10/- each to certain eligible employees under ESOP Scheme 2018 of the Company. Powered by Capital Market - Live
4 weeks agoCapital Market - Live
Spotlight
Volumes jump at PNB Housing Finance Ltd counter
Nuvoco Vistas Corporation Ltd, Adani Ports & Special Economic Zone Ltd, Godrej Agrovet Ltd, Westlife Foodworld Ltd are among the other stocks to see a surge in volumes on BSE today, 02 May 2025.PNB Housing Finance Ltd notched up volume of 101.64 lakh shares by 10:46 IST on BSE, a 82.5 fold spurt over two-week average daily volume of 1.23 lakh shares. The stock rose 4.72% to Rs.1,057.85. Volumes stood at 59016 shares in the last session.Nuvoco Vistas Corporation Ltd notched up volume of 73821 shares by 10:46 IST on BSE, a 12.07 fold spurt over two-week average daily volume of 6114 shares. The stock rose 8.10% to Rs.345.80. Volumes stood at 2983 shares in the last session.Adani Ports & Special Economic Zone Ltd notched up volume of 8.44 lakh shares by 10:46 IST on BSE, a 4.55 fold spurt over two-week average daily volume of 1.86 lakh shares. The stock rose 5.48% to Rs.1,283.70. Volumes stood at 1.36 lakh shares in the last session.Godrej Agrovet Ltd saw volume of 96277 shares by 10:46 IST on BSE, a 4.36 fold spurt over two-week average daily volume of 22069 shares. The stock dropped 12.05% to Rs.678.70. Volumes stood at 5760 shares in the last session.Westlife Foodworld Ltd saw volume of 4666 shares by 10:46 IST on BSE, a 3.26 fold spurt over two-week average daily volume of 1433 shares. The stock dropped 1.02% to Rs.665.05. Volumes stood at 3035 shares in the last session.Powered by Capital Market - Live
1 month agoCapital Market - Live
Spotlight
PNB Housing spurts after strong Q4 outcome
Net interest income grew by 16.2% YoY and 5.5% QoQ to Rs 734 crore during the quarter. Net Interest Margin stood at 3.75% in Q4 FY25 compared with 3.70% in Q3 FY25 and 3.65% in Q4 FY24. Gross Margin, net of acquisition cost, stood at 4.27% in Q4 FY25. Operating expenditure grew by 18.2% YoY and 2.6% QoQ to Rs 208 crore. Pre-provision operating profit grew by 14.1% YoY and 11.5% QoQ to Rs 646 crore. With recovery from write-off pool, Credit Cost was -32 bps in Q4 FY25 as against -19 bps in Q3 FY25 and 4 bps in Q4 FY24. Annually, PNB Housing Finance's profit after tax is at Rs 1,936 crore compared with Rs 1,508 crore in FY24, registering an increase of 28.4% YoY. Net interest income grew by 9.3% YoY to Rs 2,750 crore. The Net Interest Income for Retail segment grew by 15.0% YoY. Net Interest Margin stood at 3.70% in FY25 compared with 3.74% in FY24. Gross Margin, net of acquisition cost, stood at 4.11% in FY25. Operating expenditure increased by 21.3% YoY to Rs 799 crore in FY25. Pre provision operating profit grew by 9.5% YoY to Rs 2,328 crore during the year. ROA improved by 35 bps YoY at 2.55% in FY25 (annualized). ROE is at 12.19% (annualized) for FY25. Gross Non-Performing Assets stood at 1.08% as on 31st March 2025 compared with 1.19% as on 31st December 2024 and 1.50% as on 31st March 2024. Net NPA stood at 0.69% as on 31st March 2025. NNPA in Retail segment is at 0.70%. The company's CRAR stood at 29.38% as on 31st Mar 2025, of which Tier I capital is 28.39% and Tier II is 0.99% as compared to 29.26% as on 31st Mar 2024, of which Tier I capital is 27.90% and Tier II is 1.36%. The disbursements during FY25 grew by 25% YoY to Rs 21,972 crore. For Q4 FY25, disbursement stood at Rs 6,854 crore registering an increase of 23% YoY and by 27% QoQ. Loan Asset grew by 16% YoY and 5% QoQ to Rs 75,765 crore as on 31st Mar 2025. Asset under Management (AUM) grew by 13% YoY and 5% QoQ to Rs 80,397 crore as on 31st March 2025. The board recommended a dividend of Rs 5 per equity share for FY25. Girish Kousgi, managing director & CEO said: During the Financial Year 2024-25, the Company delivered strong performance across multiple parameters and surpassed its stated guidance for the year on growth, asset quality and profitability. As we progress, we will continue to focus on profitable growth while sustaining the Asset Quality. PNB Housing Finance is promoted by Punjab National Bank and is a registered Housing Finance Company with National Housing Bank (NHB). The company's asset base comprises primarily of retail loans and corporate loans. The retail business focusses on organized mass housing segment financing for acquisition or construction of houses. In addition, it also provides loan against properties and loans for purchase & construction of non-residential premises. PNB Housing Finance is a deposit taking Housing Finance Company. The company has 356 branches/outreach locations as on 31st March 2025. Powered by Capital Market - Live
1 month agoCapital Market - Live
Earnings
PNB Housing Finance consolidated net profit rises 25.30% in the March 2025 quarter
Net profit of PNB Housing Finance rose 25.30% to Rs 550.38 crore in the quarter ended March 2025 as against Rs 439.25 crore during the previous quarter ended March 2024. Sales rose 11.71% to Rs 2021.85 crore in the quarter ended March 2025 as against Rs 1809.95 crore during the previous quarter ended March 2024. For the full year,net profit rose 28.39% to Rs 1936.14 crore in the year ended March 2025 as against Rs 1508.01 crore during the previous year ended March 2024. Sales rose 8.73% to Rs 7665.35 crore in the year ended March 2025 as against Rs 7050.08 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales2021.851809.95 12 7665.357050.08 9 OPM %93.4190.59 -92.1988.78 - PBDT725.52573.99 26 2541.662005.09 27 PBT711.21559.81 27 2485.771953.90 27 NP550.38439.25 25 1936.141508.01 28 Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Board of PNB Housing Finance recommends Final Dividend
PNB Housing Finance announced that the Board of Directors of the Company at its meeting held on 28 April 2025, has recommended a Final dividend of Rs.5 per share (i.e.50%), subject to the approval of the shareholders.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
PNB Housing Finance to discuss results
PNB Housing Finance will hold a meeting of the Board of Directors of the Company on 28 April 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
PNB Housing Finance announces change in senior management
PNB Housing Finance announced that Anujai Saxena, Business Head (Affordable Business) has resigned with effect from 19 May 2025. Further, Valli Sekar, Chief Sales and Collections Officer (Affordable business), will also manage the product portfolio in addition to sales and collections responsibility, effective 20 May 2025. Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
PNB Housing Finance achieves milestone of Rs 5,000 cr in affordable housing loans segment
PNB Housing Finance announced a significant milestone of Rs 5,000 crore Affordable book as on 31 March 2025. This remarkable achievement is a testimony of our unwavering commitment to empowering individuals and families in their journey towards owning a home. With the performance of Affordable and Emerging Markets Segment, the Retail segment loan book grew by ~18% YoY as on 31st March 2025. The total loan book of the Company crossed Rs 75,000 crore as on 31 March 2025. Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
PNB Housing Finance allots 25,549 equity shares under ESOP
PNB Housing Finance has allotted 25,549 equity shares under ESOP on 13 March 2025. With this allotment, the paid up equity share capital has increased to Rs 2,59,92,50,430 consisting of 25,99,25,043 number of equity shares of Rs 10/- each.Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
PNB Housing Finance to hold board meeting
PNB Housing Finance will hold a meeting of the Board of Directors of the Company on 22 February 2025.Powered by Capital Market - Live
3 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of -1.69%, vs industry avg of 1.6%
Over the last 5 years, market share increased from 4.69% to 13.31%
Over the last 5 years, net income has grown at a yearly rate of 4.82%, vs industry avg of 2.74%