How to Buy Gemstone Investments Ltd Shares?
You can easily buy the stocks/shares of Gemstone Investments Ltd (GEMSI) on Tickertape or through broker platform by opening a Demat & Trading account onlineWhat is the return on Gemstone Investments Ltd share?
The past returns of Gemstone Investments Ltd (GEMSI) share are- Past 1 week: N/A
- Past 1 month: N/A
- Past 3 months: 2.74
- Past 6 months: -30.98
- Past 1 year: 22.28
- Past 3 years: 90.68
- Past 5 years: 435.71
What is the Dividend yield % on Gemstone Investments Ltd share?
The current dividend yield of Gemstone Investments Ltd (GEMSI) is N/AWhat is the Market Cap of Gemstone Investments Ltd?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Gemstone Investments Ltd (GEMSI) is ₹16.82Cr as of 15th May 2025What is the 52 Week High and Low of Gemstone Investments Ltd?
The 52-week high and low of Gemstone Investments Ltd (GEMSI) is ₹4.76 and ₹1.70.What is the PE and PB ratio of Gemstone Investments Ltd?
The P/E (price-to-earnings) and P/B (price-to-book) ratios of Gemstone Investments Ltd are 52.56 and 0.69 respectively.Which sector does Gemstone Investments Ltd belong to?
Gemstone Investments Ltd (GEMSI) belongs to the Financials sector & Consumer Finance sub-sector.What are the peers or stocks similar to Gemstone Investments Ltd?
The peers or stocks similar to Gemstone Investments Ltd are: and many others.Can't decide whether or not to buy Gemstone Investments Ltd?
Worry no more! Login to Tickertape and check out Gemstone Investments Ltd (GEMSI) scorecard & all the relevant insights today5. Test Stocks FAQ What is the 52 Week High and Low of Gemstone Investments Ltd?
The 52-week high and low of Gemstone Investments Ltd (GEMSI) is ₹4.76 and ₹1.70.1. Test Stocks FAQ for Gemstone Investments Ltd Shares?
You can easily buy the stocks/shares of Gemstone Investments Ltd (GEMSI) on Tickertape or through broker platform by opening a Google & Trading account online3. Test Stocks FAQ What is the Share Price of Gemstone Investments Ltd?
The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of GEMSI as on 15th May 2025 is ₹-6.75
Gemstone Investments Ltd
GEMSI Share Price
GEMSI Stock Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
AvgThe stock is not in the overbought zone
Red flags
AvgThe stock has a moderate number of red flags
How to use scorecard? Learn more
GEMSI Performance & Key Metrics
GEMSI Performance & Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
50.97 | 0.69 | — |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
17.31 | 2.61 | 1.14% |
GEMSI Analyst Ratings & Forecast
Price Upside
Earnings Growth
Rev. Growth
GEMSI Company Profile
Gemstone Investments is a non-banking finance company (NBFC). The Company is engaged in lending and allied activities.
GEMSI Sentiment Analysis
GEMSI Sentiment Analysis
GEMSI Stock Summary · January 2025
Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.
GEMSI Stock Growth Drivers
GEMSI Stock Growth Drivers
3Focus on Sustainable Growth
Company is prioritizing profitable growth over mere expansion, emphasizing a strategy that encourages ground-level teams
Stable Financial Metrics
The company has maintained a return on assets (ROA) of 1.9% post-merger, showcasing stability in
GEMSI Stock Challenges
GEMSI Stock Challenges
3Deposit Growth Shortfalls
The company has experienced deposit growth that has not met expectations, attributed to seasonal trends
Loan Growth Concerns
There is uncertainty regarding the company's loan deposit ratio (LDR) and its implications for loan
GEMSI Forecast
What are forecasts?
What are forecasts?
Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period
GEMSI Forecasts
GEMSI
GEMSI
Income
Balance Sheet
Cash Flow
GEMSI Income Statement
GEMSI Income Statement
Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 2.08 | 1.94 | 2.33 | 2.01 | 2.04 | 0.92 | 1.19 | 2.11 | 1.25 | 1.24 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 0.79 | 0.78 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
Employee Cost | 0.64 | 0.69 | 0.40 | 0.23 | 0.12 | 0.04 | 0.03 | 0.05 | ||||||||||||
Selling & Administrative Expenses | — | — | — | — | — | — | — | — | ||||||||||||
Operating & Other expenses | 0.50 | 0.55 | 0.75 | 0.74 | 1.34 | 0.56 | 0.87 | 1.57 | ||||||||||||
EBITDA | 0.94 | 0.70 | 1.18 | 1.04 | 0.58 | 0.32 | 0.29 | 0.49 | 0.46 | 0.46 | ||||||||||
Depreciation/Amortization | 0.06 | 0.05 | 0.06 | 0.06 | 0.06 | 0.04 | 0.01 | 0.00 | 0.00 | — | ||||||||||
PBIT | 0.88 | 0.65 | 1.12 | 0.98 | 0.52 | 0.28 | 0.28 | 0.49 | 0.46 | 0.46 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 0.88 | 0.65 | 1.12 | 0.98 | 0.52 | 0.28 | 0.28 | 0.49 | 0.46 | 0.46 | ||||||||||
Taxes & Other Items | 0.27 | 0.15 | 0.31 | 0.25 | 0.14 | 0.07 | 0.04 | 0.13 | 0.14 | 0.13 | ||||||||||
Net Income | 0.61 | 0.50 | 0.81 | 0.73 | 0.38 | 0.21 | 0.24 | 0.36 | 0.32 | 0.33 | ||||||||||
EPS | 0.08 | 0.07 | 0.11 | 0.10 | 0.05 | 0.03 | 0.03 | 0.05 | 0.04 | 0.04 | ||||||||||
DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
GEMSI Company Updates
GEMSI Stock Peers
What are peers and why compare against them?
What are peers and why compare against them?
A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole
GEMSI Past Performance & Peer Comparison
GEMSI Past Performance & Peer Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Gemstone Investments Ltd | 52.56 | 0.69 | — |
Bajaj Finance Ltd | 35.53 | 7.71 | 2.93% |
Jio Financial Services Ltd | 123.12 | 1.43 | 0.16% |
Cholamandalam Investment and Finance Company Ltd | 32.11 | 6.99 | 0.12% |
GEMSI Stock Price Comparison
Compare GEMSI with any stock or ETFGEMSI Holdings
GEMSI Shareholdings
What are shareholdings?
What are shareholdings?
Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock
GEMSI Promoter Holdings Trend
GEMSI Promoter Holdings Trend
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant
GEMSI Institutional Holdings Trend
GEMSI Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has almost stayed constant
GEMSI Shareholding Pattern
GEMSI Shareholding Pattern
GEMSI Shareholding History
GEMSI Shareholding History
smallcases containing GEMSI stock
smallcases containing GEMSI stock
Looks like this stock is not in any smallcase yet.
GEMSI Events
GEMSI Events
GEMSI Dividend Trend
GEMSI has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
What are dividends?
What are dividends?
Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation
GEMSI Dividend Trend
GEMSI has not given any dividends in last 5 years
GEMSI Dividends
GEMSI Dividends
GEMSI Stock News & Opinions
GEMSI Stock News & Opinions
Net profit of Gemstone Investments reported to Rs 0.10 crore in the quarter ended March 2025 as against net loss of Rs 0.64 crore during the previous quarter ended March 2024. Sales declined 39.66% to Rs 0.35 crore in the quarter ended March 2025 as against Rs 0.58 crore during the previous quarter ended March 2024. For the full year,net profit declined 8.57% to Rs 0.32 crore in the year ended March 2025 as against Rs 0.35 crore during the previous year ended March 2024. Sales declined 40.76% to Rs 1.25 crore in the year ended March 2025 as against Rs 2.11 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales0.350.58 -40 1.252.11 -41 OPM %37.14-125.86 -36.8023.22 - PBDT0.13-0.73 LP 0.460.48 -4 PBT0.13-0.73 LP 0.460.48 -4 NP0.10-0.64 LP 0.320.35 -9 Powered by Capital Market - Live
Gemstone Investments will hold a meeting of the Board of Directors of the Company on 28 May 2025.Powered by Capital Market - Live
Net loss of Gemstone Investments reported to Rs 0.11 crore in the quarter ended December 2024 as against net profit of Rs 0.30 crore during the previous quarter ended December 2023. Sales declined 96.08% to Rs 0.02 crore in the quarter ended December 2024 as against Rs 0.51 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales0.020.51 -96 OPM %-550.0082.35 - PBDT-0.110.41 PL PBT-0.110.41 PL NP-0.110.30 PL Powered by Capital Market - Live
Gemstone Investments has postponed the meeting of the Board of Directors which was scheduled to be held on 13 February 2025. The meeting will now be held on 14 February 2025.Powered by Capital Market - Live
Gemstone Investments will hold a meeting of the Board of Directors of the Company on 13 February 2025.Powered by Capital Market - Live
Net profit of Gemstone Investments declined 95.45% to Rs 0.02 crore in the quarter ended September 2024 as against Rs 0.44 crore during the previous quarter ended September 2023. Sales declined 37.25% to Rs 0.32 crore in the quarter ended September 2024 as against Rs 0.51 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales0.320.51 -37 OPM %6.2594.12 - PBDT0.020.48 -96 PBT0.020.48 -96 NP0.020.44 -95 Powered by Capital Market - Live
Gemstone Investments will hold a meeting of the Board of Directors of the Company on 12 November 2024Powered by Capital Market - Live
Gemstone Investments announced that the Annual General Meeting (AGM) of the company will be held on 30 September 2024.Powered by Capital Market - Live
Gemstone Investments will hold a meeting of the Board of Directors of the Company on 12 August 2024.Powered by Capital Market - Live
Gemstone Investments standalone net profit rises 16.67% in the December 2022 quarter

Over the last 5 years, revenue has grown at a yearly rate of -1.96%, vs industry avg of 15.29%
Over the last 5 years, market share stayed at 0%
Over the last 5 years, net income has grown at a yearly rate of -14.97%, vs industry avg of 20.9%