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Finkurve Financial Services Ltd

FINKURVE Share Price

132.162.07% (-2.79)
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FINKURVE Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

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FINKURVE Performance & Key Metrics

FINKURVE Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
97.829.03
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.822.531.18%

FINKURVE Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

FINKURVE Company Profile

Finkurve Financial Services Ltd is a loan company, engaged in non banking financial services business, foreign exchange trading, commodities trading and lease financing.

FINKURVE Similar Stocks (Peers)

Compare with peers Compare with peers 

FINKURVE Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
20.07
20.07
1Y Return
7.10%
7.10%
Buy Reco %
100.00
100.00
PE Ratio
19.59
19.59
1Y Return
19.65%
19.65%
Buy Reco %
100.00
100.00
PE Ratio
9.99
9.99
1Y Return
136.11%
136.11%
Buy Reco %
PE Ratio
17.45
17.45
1Y Return
57.57%
57.57%
Buy Reco %
66.67
66.67
PE Ratio
26.55
26.55
1Y Return
30.96%
30.96%
Buy Reco %
Compare with Peers

FINKURVE Sentiment Analysis

FINKURVE Sentiment Analysis

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Crisp summary & key insights to decode earnings calls instantly

FINKURVE Stock Summary · January 2025

Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.

FINKURVE Stock Growth Drivers
FINKURVE Stock Growth Drivers
1
  • Focus on Sustainable Growth

    Company is prioritizing profitable growth over mere expansion, emphasizing a strategy that encourages ground-level teams

end marker
FINKURVE Stock Challenges
FINKURVE Stock Challenges
5
  • Deposit Growth Shortfalls

    The company has experienced deposit growth that has not met expectations, attributed to seasonal trends

  • Loan Growth Concerns

    There is uncertainty regarding the company's loan deposit ratio (LDR) and its implications for loan

FINKURVE Forecast

What are forecasts?

What are forecasts?

Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period

FINKURVE Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

FINKURVE

FINKURVE

Income

Balance Sheet

Cash Flow

FINKURVE Income Statement

FINKURVE Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 43.13%, vs industry avg of 11.42%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.02% to 0.07%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 82.7%, vs industry avg of 24.42%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue10.4112.3715.0316.3820.4543.6550.6390.27141.06141.06
Raw Materialssubtract116.39116.37
Power & Fuel Costsubtract
Employee Costsubtract0.150.390.580.711.061.871.732.67
Selling & Administrative Expensessubtract
Operating & Other expensessubtract9.409.3213.2310.2413.1214.4428.8865.90
Depreciation/Amortizationsubtract0.040.030.040.090.200.290.430.471.051.06
Interest & Other Itemssubtract
Taxes & Other Itemssubtract0.260.840.391.311.575.455.285.156.216.21
EPS0.060.190.080.360.351.701.131.271.371.37
DPS0.000.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.000.00

FINKURVE Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
 

FINKURVE Stock Peers

What are peers and why compare against them?

What are peers and why compare against them?

A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole

FINKURVE Past Performance & Peer Comparison

FINKURVE Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsDiversified Financials

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Finkurve Financial Services Ltd97.889.03
Aditya Birla Capital Ltd20.072.34
Motilal Oswal Financial Services Ltd19.595.590.61%
Authum Investment & Infrastructure Ltd9.994.100.04%

FINKURVE Stock Price Comparison

Compare FINKURVE with any stock or ETF
Compare FINKURVE with any stock or ETF
FINKURVE
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FINKURVE Holdings

FINKURVE Shareholdings

What are shareholdings?

What are shareholdings?

Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock

FINKURVE Promoter Holdings Trend

FINKURVE Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 5.44%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

FINKURVE Institutional Holdings Trend

FINKURVE Institutional Holdings Trend

Increased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has increased by 3.22%

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

FINKURVE Shareholding Pattern

FINKURVE Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding56.26%0.00%0.00%6.08%37.66%

Sep 2024

Dec 2024

Mar 2025

May 2025

FINKURVE Shareholding History

FINKURVE Shareholding History

MarJunSepDec '24MarMay5.84%5.84%5.84%5.84%5.89%6.08%

FINKURVE Insider Trades & Bulk Stock Deals

FINKURVE Insider Trades & Bulk Stock Deals

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smallcases containing FINKURVE stock

smallcases containing FINKURVE stock

Looks like this stock is not in any smallcase yet.

FINKURVE Events

FINKURVE Events

FINKURVE Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

FINKURVE has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

What are dividends?

What are dividends?

Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation

FINKURVE Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

FINKURVE has not given any dividends in last 5 years

FINKURVE Dividends

FINKURVE Dividends

Hmm, looks like data is unavailable here. Please come back after some time

FINKURVE Stock News & Opinions

FINKURVE Stock News & Opinions

Earnings
Finkurve Financial Services standalone net profit declines 20.04% in the March 2025 quarter

Net profit of Finkurve Financial Services declined 20.04% to Rs 3.91 crore in the quarter ended March 2025 as against Rs 4.89 crore during the previous quarter ended March 2024. Sales rose 72.51% to Rs 40.28 crore in the quarter ended March 2025 as against Rs 23.35 crore during the previous quarter ended March 2024. For the full year,net profit rose 8.34% to Rs 17.41 crore in the year ended March 2025 as against Rs 16.07 crore during the previous year ended March 2024. Sales rose 56.02% to Rs 140.48 crore in the year ended March 2025 as against Rs 90.04 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales40.2823.35 73 140.4890.04 56 OPM %27.8635.59 -28.7930.70 - PBDT5.746.61 -13 24.6721.69 14 PBT5.246.49 -19 23.6221.22 11 NP3.914.89 -20 17.4116.07 8 Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Finkurve Financial Services raises Rs 111.5 cr via equity and warrant issuance

Finkurve Financial Services announced the successful closure of fund raising amounting to Rs. 111.50 crore (approx.). This was achieved through a combination of preferential issue of equity shares and share warrants to Promoter and Non Promoters. This strategic capital infusion is a significant milestone for the Company and is aligned with its objective to scale up operations, expand its technology-driven phygital model, and enhance market presence in India's rapidly evolving gold loan industry. The Company has allotted 1,30,13,100 equity shares of face value Rs. 1 each at an issue price of Rs. 78 per share (including a premium of Rs. 77), aggregating to Rs. 101.50 crore to a diverse set of non-promoter(s) including institutions and High Net worth Individuals. Additionally, said promoters have subscribed to 51,28,105 share warrants at Rs. 78 each. The Company has already received Rs. 9.99 crore, representing 25% of the warrant issue price, as upfront subscription. The remaining 75% will be received upon exercise of the warrants within 18 months, translating into a total potential capital inflow of Rs. 39.99 crore. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Finkurve Financial Services to table results

Finkurve Financial Services will hold a meeting of the Board of Directors of the Company on 29 May 2025.Powered by Capital Market - Live

4 weeks agoCapital Market - Live
Corporate
Board of Finkurve Financial Services allots NCDs aggregating Rs 17.70 cr

The Board of Finkurve Financial Services at its meeting held on 07 February 2025 has approved the allotment 1,770 NCDs having a Face value of Rs. 1,00,000/- each and issue price of Rs. 1,01,676.71 that is including accrued interest from the Deemed Date of First allotment i.e. 18 December 2024 of Rs. 1676.71 each carrying a coupon rate of 12% per annum on Private Placement Basis. Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Board of Finkurve Financial Services approves NCD issuance of Rs 17.70 cr

The Board of Finkurve Financial Services at its meeting held on 07 February 2025 has approved the raising of funds through issue of Non-Convertible Debentures (NCDs) for an amount up to Rs. 17.70 crore on private placement basis. Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Finkurve Financial Services to conduct board meeting

Finkurve Financial Services will hold a meeting of the Board of Directors of the Company on 7 February 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
Finkurve Financial Services standalone net profit rises 14.87% in the December 2024 quarter

Net profit of Finkurve Financial Services rose 14.87% to Rs 5.64 crore in the quarter ended December 2024 as against Rs 4.91 crore during the previous quarter ended December 2023. Sales rose 68.65% to Rs 39.87 crore in the quarter ended December 2024 as against Rs 23.64 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales39.8723.64 69 OPM %30.9535.19 - PBDT8.146.74 21 PBT7.826.62 18 NP5.644.91 15 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Finkurve Financial Services to hold board meeting

Finkurve Financial Services will hold a meeting of the Board of Directors of the Company on 1 February 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Board of Finkurve Financial Services approves NCD issuance up to Rs 10 cr

The Board of Finkurve Financial Services at its meeting held on 23 January 2025 has approved the raising of funds through issue of Non-Convertible Debentures (NCDs) for an amount up to Rs. 10,00,00,000 on private placement basis. The deemed date of allotment is 24 January 2025. Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Finkurve Financial Services to conduct board meeting

Finkurve Financial Services will hold a meeting of the Board of Directors of the Company on 23 January 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live

FINKURVE Stock FAQs

FINKURVE Stock FAQs

  1. How to Buy Finkurve Financial Services Ltd Shares?

    You can easily buy the stocks/shares of Finkurve Financial Services Ltd (FINKURVE) on Tickertape or through broker platform by opening a Demat & Trading account online

  2. What is the Share Price of Finkurve Financial Services Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of FINKURVE as on 15th May 2025 is ₹132.16

  3. What is the return on Finkurve Financial Services Ltd share?

    The past returns of Finkurve Financial Services Ltd (FINKURVE) share are
    • Past 1 week: N/A
    • Past 1 month: N/A
    • Past 3 months: 10.29
    • Past 6 months: -5.72
    • Past 1 year: 104.29
    • Past 3 years: 87.40
    • Past 5 years: 300

  4. What is the Dividend yield % on Finkurve Financial Services Ltd share?

    The current dividend yield of Finkurve Financial Services Ltd (FINKURVE) is N/A

  5. What is the Market Cap of Finkurve Financial Services Ltd?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Finkurve Financial Services Ltd (FINKURVE) is ₹1704.03Cr as of 15th May 2025

  6. What is the 52 Week High and Low of Finkurve Financial Services Ltd?

    The 52-week high and low of Finkurve Financial Services Ltd (FINKURVE) is ₹153.60 and ₹55.60.

  7. What is the PE and PB ratio of Finkurve Financial Services Ltd?

    The P/E (price-to-earnings) and P/B (price-to-book) ratios of Finkurve Financial Services Ltd are 97.88 and 9.03 respectively.

  8. Which sector does Finkurve Financial Services Ltd belong to?

    Finkurve Financial Services Ltd (FINKURVE) belongs to the Financials sector & Diversified Financials sub-sector.

  9. What are the peers or stocks similar to Finkurve Financial Services Ltd?
  10. Can't decide whether or not to buy Finkurve Financial Services Ltd?

    Worry no more! Login to Tickertape and check out Finkurve Financial Services Ltd (FINKURVE) scorecard & all the relevant insights today

  11. 5. Test Stocks FAQ What is the 52 Week High and Low of Finkurve Financial Services Ltd?

    The 52-week high and low of Finkurve Financial Services Ltd (FINKURVE) is ₹153.60 and ₹55.60.

  12. 1. Test Stocks FAQ for Finkurve Financial Services Ltd Shares?

    You can easily buy the stocks/shares of Finkurve Financial Services Ltd (FINKURVE) on Tickertape or through broker platform by opening a Google & Trading account online

  13. 3. Test Stocks FAQ What is the Share Price of Finkurve Financial Services Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of FINKURVE as on 15th May 2025 is ₹132.16