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SBFC Finance Ltd

SBFC Share Price

102.856.06% (-6.64)
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SBFC Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

SBFC Performance & Key Metrics

SBFC Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
34.754.32
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.822.531.34%

SBFC Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

SBFC Company Profile

SBFC Finance Limited, a non-banking finance company, offers micro-small enterprise loans, loan management services, and specialized loan solutions.

Investor Presentation

View older View older 

Apr 26, 2025

PDF
View Older Presentations

SBFC Similar Stocks (Peers)

Compare with peers Compare with peers 

SBFC Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
27.77
27.77
1Y Return
21.01%
21.01%
Buy Reco %
100.00
100.00
PE Ratio
5.83
5.83
1Y Return
19.28%
19.28%
Buy Reco %
100.00
100.00
PE Ratio
6.67
6.67
1Y Return
22.78%
22.78%
Buy Reco %
100.00
100.00
PE Ratio
66.14
66.14
1Y Return
4.32%
4.32%
Buy Reco %
100.00
100.00
PE Ratio
27.63
27.63
1Y Return
7.11%
7.11%
Buy Reco %
Compare with Peers

SBFC Sentiment Analysis

SBFC Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

SBFC Stock Summary · January 2025

Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.

SBFC Stock Growth Drivers
SBFC Stock Growth Drivers
0
No ProsHmm, looks like there are no
growth drivers
SBFC Stock Challenges
SBFC Stock Challenges
1
  • Deposit Growth Shortfalls

    The company has experienced deposit growth that has not met expectations, attributed to seasonal trends

end marker

SBFC Forecast

What are forecasts?

What are forecasts?

Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period

SBFC Forecasts

Price

Revenue

Earnings

SBFC

SBFC

Income

Balance Sheet

Cash Flow

SBFC Income Statement

SBFC Income Statement

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Financial YearFY 2022FY 2023FY 2024FY 2025TTM
Total Revenue530.71740.361,019.921,306.751,306.75
Raw Materialssubtract831.20831.21
Power & Fuel Costsubtract
Employee Costsubtract109.53160.12217.13
Selling & Administrative Expensessubtract58.9652.8470.10
Operating & Other expensessubtract263.73313.31403.13
Depreciation/Amortizationsubtract11.7812.7113.4116.8116.82
Interest & Other Itemssubtract
Taxes & Other Itemssubtract22.1751.6379.04113.43113.44
EPS0.801.762.413.213.22
DPS0.000.000.000.000.00
Payout ratio0.000.000.000.000.00

SBFC Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual Report Pending

Investor Presentation

Apr 26PDF
Jan 25PDF
FY 2024FY 2024

Annual report

PDF
 

SBFC Stock Peers

What are peers and why compare against them?

What are peers and why compare against them?

A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole

SBFC Past Performance & Peer Comparison

SBFC Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
SBFC Finance Ltd34.754.32
Indian Railway Finance Corp Ltd27.773.670.58%
Power Finance Corporation Ltd5.831.003.89%
REC Limited6.671.534.48%

SBFC Stock Price Comparison

Compare SBFC with any stock or ETF
Compare SBFC with any stock or ETF
SBFC
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SBFC Holdings

SBFC Shareholdings

What are shareholdings?

What are shareholdings?

Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock

SBFC Promoter Holdings Trend

SBFC Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 1.72%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

SBFC Institutional Holdings Trend

SBFC Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 1.62%

Tickertape Separator

SBFC Shareholding Pattern

SBFC Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding53.33%15.56%2.11%6.53%22.47%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

SBFC Shareholding History

SBFC Shareholding History

Dec '23MarJunSepDec '24Mar2.23%2.86%4.72%4.56%4.92%6.53%

Mutual Funds Invested in SBFC

Mutual Funds Invested in SBFC

No mutual funds holding trends are available

Top 5 Mutual Funds holding SBFC Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
7.2478%2.56%0.24%8/62 (+2)
0.8117%0.43%0.21%64/84 (+15)
0.7528%2.19%-0.02%12/39 (-2)

Compare 3-month MF holding change on Screener

SBFC Insider Trades & Bulk Stock Deals

SBFC Insider Trades & Bulk Stock Deals

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smallcases containing SBFC stock

smallcases containing SBFC stock

Looks like this stock is not in any smallcase yet.

SBFC Events

SBFC Events

SBFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SBFC has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

What are dividends?

What are dividends?

Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation

SBFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SBFC has not given any dividends in last 5 years

SBFC Dividends

SBFC Dividends

Hmm, looks like data is unavailable here. Please come back after some time

SBFC Stock News & Opinions

SBFC Stock News & Opinions

Corporate
SBFC Finance schedules AGM

SBFC Finance announced that the Annual General Meeting(AGM) of the company will be held on 14 July 2025.Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
SBFC Finance to hold board meeting

SBFC Finance will hold a meeting of the Board of Directors of the Company on 6 June 2025.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
SBFC Finance receives affirmation in credit ratings for bank facilities

SBFC Finance has received affirmation in credit rating for bank facilities aggregating Rs 1700 crore at CARE AA-; Stable. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
SBFC Finance allots 17.96 lakh equity shares under ESOP

SBFC Finance has allotted 17,96,730 equity shares under ESOP on 05 May 2025. With this allotment, the paid up equity share capital has increased to 1,08,77,95,818 equity shares of Rs. 10 each aggregating to Rs. 10,87,79,58,180/- Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
SBFC Finance to conduct board meeting

SBFC Finance will hold a meeting of the Board of Directors of the Company on 26 April 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
SBFC Finance allots 18.45 lakh equity shares under ESOP

SBFC Finance has allotted 18,45,829 equity shares under ESOP on 24 February 2025. With this allotment, the paid up equity share capital has increased to 1,08,59,99,088 equity shares of Rs. 10 each aggregating to Rs. 10,85,99,90,880. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
SBFC Finance allots 40,000 NCDs aggregating Rs 400 cr

SBFC Finance has allotted the allotment of 40,000 redeemable, senior, secured, listed, non- convertible debentures, of face value of Rs. 1,00,000/- each at an issue price of Rs. 1,00,000/- each aggregating to Rs.400 crore on Private Placement basis. Powered by Capital Market - Live

4 months agoCapital Market - Live
Spotlight
SBFC Finance Q3 PAT climbs 38% YoY to Rs 88 cr

Total income jumped 26.3% YoY to Rs 333.25 crore in the quarter ended 31 December 2024. Profit before tax stood at Rs 117.47 crore in the December 2024 quarter, up 37% from Rs 85.73 crore posted in the same quarter last year. The net interest margin (NIM) to average assets under management (AUM) stood at 10.27% in Q3 FY25, slightly up from 10.26% in Q3 FY24. The pre-provisioning operating profit for Q3 FY25 stood at Rs 137 crore, registering a 39.3% increase from Rs 98 crore in Q3 FY24. The company has made a total ECL provision of Rs 126 crore for the quarter ended on 31 December 2024. The gross Non-Performing Assets (NPA) stood at 2.70% as of 31 December 2024, compared to 2.69% as of 30 September 2024 and 2.38% as of 31 December 2023. The company's net non-performing assets (NPA) stood at 1.63% as of 31 December 2024, unchanged from 1.63% as of 30 September 2024, but higher than 1.36% recorded on 31 December 2023. The collection efficiency improved to 97.88% in Q3 FY25, compared to 97.47% in Q3 FY24. Secured MSME disbursal value for the third quarter added up to Rs 1,905 crore, down 8% YoY. Assets under management increased by 30% YoY to Rs 8,148 crore in Q3 FY25. The secured MSME disbursal value for the third quarter stood at Rs 1,905 crore, marking an 8% decline YoY. Meanwhile, assets under management (AUM) grew by 30% YoY to Rs 8,148 crore in Q3 FY25. SBFC Finance specialises in secured MSME loans, loans against gold, affordable home loans and loan management. Since inception, SBFC has grown to 197 branches and more than 4,125 employees across 16 states and 2 union territories. The scrip slipped 2.93% to Rs 85.52 on the BSE. Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
SBFC Finance allots 14.04 lakh equity shares under ESOP

SBFC Finance has allotted 14,04,628 equity shares under ESOP on 02 January 2024. With this allotment, the paid up equity share capital has increased to 1,08,41,53,259 equity shares of Rs. 10 each aggregating to Rs. 10,84,15,32,590/-. Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
SBFC Finance to conduct board meeting

SBFC Finance will hold a meeting of the Board of Directors of the Company on 25 January 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live

SBFC Stock FAQs

SBFC Stock FAQs

  1. How to Buy SBFC Finance Ltd Shares?

    You can easily buy the stocks/shares of SBFC Finance Ltd (SBFC) on Tickertape or through broker platform by opening a Demat & Trading account online

  2. What is the Share Price of SBFC Finance Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of SBFC as on 15th May 2025 is ₹102.85

  3. What is the return on SBFC Finance Ltd share?

    The past returns of SBFC Finance Ltd (SBFC) share are
    • Past 1 week: N/A
    • Past 1 month: -97.31
    • Past 3 months: 32.55
    • Past 6 months: 19.73
    • Past 1 year: 29.79
    • Past 3 years: N/A
    • Past 5 years: 19.78

  4. What is the Dividend yield % on SBFC Finance Ltd share?

    The current dividend yield of SBFC Finance Ltd (SBFC) is N/A

  5. What is the Market Cap of SBFC Finance Ltd?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of SBFC Finance Ltd (SBFC) is ₹12000.07Cr as of 15th May 2025

  6. What is the 52 Week High and Low of SBFC Finance Ltd?

    The 52-week high and low of SBFC Finance Ltd (SBFC) is ₹117 and ₹77.61.

  7. What is the PE and PB ratio of SBFC Finance Ltd?

    The P/E (price-to-earnings) and P/B (price-to-book) ratios of SBFC Finance Ltd are 34.75 and 4.32 respectively.

  8. Which sector does SBFC Finance Ltd belong to?

    SBFC Finance Ltd (SBFC) belongs to the Financials sector & Specialized Finance sub-sector.

  9. What are the peers or stocks similar to SBFC Finance Ltd?
  10. Can't decide whether or not to buy SBFC Finance Ltd?

    Worry no more! Login to Tickertape and check out SBFC Finance Ltd (SBFC) scorecard & all the relevant insights today

  11. 5. Test Stocks FAQ What is the 52 Week High and Low of SBFC Finance Ltd?

    The 52-week high and low of SBFC Finance Ltd (SBFC) is ₹117 and ₹77.61.

  12. 1. Test Stocks FAQ for SBFC Finance Ltd Shares?

    You can easily buy the stocks/shares of SBFC Finance Ltd (SBFC) on Tickertape or through broker platform by opening a Google & Trading account online

  13. 3. Test Stocks FAQ What is the Share Price of SBFC Finance Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of SBFC as on 15th May 2025 is ₹102.85