How to Buy Saraswati Commercial (India) Ltd Shares?
You can easily buy the stocks/shares of Saraswati Commercial (India) Ltd (ZSARACOM) on Tickertape or through broker platform by opening a Demat & Trading account onlineWhat is the Share Price of Saraswati Commercial (India) Ltd?
The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of ZSARACOM as on 15th May 2025 is ₹16978.38What is the return on Saraswati Commercial (India) Ltd share?
The past returns of Saraswati Commercial (India) Ltd (ZSARACOM) share are- Past 1 week: N/A
- Past 1 month: N/A
- Past 3 months: 5.55
- Past 6 months: -27.81
- Past 1 year: 97.58
- Past 3 years: 425.00
- Past 5 years: 4203.95
What is the Dividend yield % on Saraswati Commercial (India) Ltd share?
The current dividend yield of Saraswati Commercial (India) Ltd (ZSARACOM) is N/AWhat is the Market Cap of Saraswati Commercial (India) Ltd?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Saraswati Commercial (India) Ltd (ZSARACOM) is ₹1410.19Cr as of 15th May 2025What is the 52 Week High and Low of Saraswati Commercial (India) Ltd?
The 52-week high and low of Saraswati Commercial (India) Ltd (ZSARACOM) is ₹27775 and ₹6556.What is the PE and PB ratio of Saraswati Commercial (India) Ltd?
The P/E (price-to-earnings) and P/B (price-to-book) ratios of Saraswati Commercial (India) Ltd are 26.39 and 2.01 respectively.Which sector does Saraswati Commercial (India) Ltd belong to?
Saraswati Commercial (India) Ltd (ZSARACOM) belongs to the Financials sector & Specialized Finance sub-sector.What are the peers or stocks similar to Saraswati Commercial (India) Ltd?
The peers or stocks similar to Saraswati Commercial (India) Ltd are: and many others.Can't decide whether or not to buy Saraswati Commercial (India) Ltd?
Worry no more! Login to Tickertape and check out Saraswati Commercial (India) Ltd (ZSARACOM) scorecard & all the relevant insights today5. Test Stocks FAQ What is the 52 Week High and Low of Saraswati Commercial (India) Ltd?
The 52-week high and low of Saraswati Commercial (India) Ltd (ZSARACOM) is ₹27775 and ₹6556.1. Test Stocks FAQ for Saraswati Commercial (India) Ltd Shares?
You can easily buy the stocks/shares of Saraswati Commercial (India) Ltd (ZSARACOM) on Tickertape or through broker platform by opening a Google & Trading account online3. Test Stocks FAQ What is the Share Price of Saraswati Commercial (India) Ltd?
The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of ZSARACOM as on 15th May 2025 is ₹16978.38
Saraswati Commercial (India) Ltd
ZSARACOM Share Price
16,978.380.02% (+2.63)
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1D
1W
1M
1Y
5Y
Max
SIP
1D
1W
1M
1Y
5Y
Max
SIP
How to use scorecard? Learn more
ZSARACOM Performance & Key Metrics
ZSARACOM Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 26.39 | 2.01 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.82 | 2.53 | 1.18% |
ZSARACOM Analyst Ratings & Forecast
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Analyst Ratings data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
ZSARACOM Company Profile
Saraswati Commercial (India) Limited is a Non Banking Financial Company registered with Reserve Bank of India. The Company was incorporated in the year January 24 1983 and is mainly engaged in the business of investment and trading in shares and securities & lending activities.
PE Ratio
27.34
27.34
1Y Return
23.59%
23.59%
Buy Reco %
100.00
100.00
PE Ratio
5.70
5.70
1Y Return
21.81%
21.81%
Buy Reco %
100.00
100.00
RECLTD
PE Ratio
6.51
6.51
1Y Return
25.59%
25.59%
Buy Reco %
100.00
100.00
PE Ratio
64.76
64.76
1Y Return
2.29%
2.29%
Buy Reco %
100.00
100.00
PE Ratio
27.33
27.33
1Y Return
9.69%
9.69%
Buy Reco %
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ZSARACOM Sentiment Analysis
ZSARACOM Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
ZSARACOM Stock Summary · January 2025
Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.
ZSARACOM Stock Growth Drivers
ZSARACOM Stock Growth Drivers
4Focus on Sustainable Growth
Company is prioritizing profitable growth over mere expansion, emphasizing a strategy that encourages ground-level teams
Stable Financial Metrics
The company has maintained a return on assets (ROA) of 1.9% post-merger, showcasing stability in
ZSARACOM Stock Challenges
ZSARACOM Stock Challenges
5Deposit Growth Shortfalls
The company has experienced deposit growth that has not met expectations, attributed to seasonal trends
Loan Growth Concerns
There is uncertainty regarding the company's loan deposit ratio (LDR) and its implications for loan
ZSARACOM Forecast
What are forecasts?
What are forecasts?
Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period
ZSARACOM Forecasts
Forecast data is currently unavailable
Forecast data is currently unavailable
Price
Price Upside
Revenue
Revenue Growth
Earnings
Earnings Per Share
ZSARACOM
ZSARACOM
Income
Balance Sheet
Cash Flow
Annual Normal View
ZSARACOM Income Statement
ZSARACOM Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 10.75 | 16.38 | 9.35 | 1.36 | 28.03 | 86.92 | 24.02 | 128.34 | 75.45 | 75.46 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 6.61 | 6.61 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
| Employee Cost | 1.49 | 1.25 | 1.38 | 1.15 | 1.25 | 1.49 | 1.69 | 2.33 | ||||||||||||
| Selling & Administrative Expenses | 0.18 | 0.64 | 0.14 | 12.75 | 0.27 | 0.72 | 0.51 | 0.42 | ||||||||||||
| Operating & Other expenses | 3.91 | 0.82 | 0.28 | 0.52 | 1.60 | 0.98 | 2.71 | 2.13 | ||||||||||||
EBITDA | 5.17 | 13.67 | 7.55 | -13.06 | 24.91 | 83.73 | 19.11 | 123.46 | 68.84 | 68.85 | ||||||||||
| Depreciation/Amortization | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | — | ||||||||||
| PBIT | 5.14 | 13.65 | 7.53 | -13.07 | 24.90 | 83.72 | 19.10 | 123.45 | 68.83 | 68.85 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 5.14 | 13.65 | 7.53 | -13.07 | 24.90 | 83.72 | 19.10 | 123.45 | 68.83 | 68.85 | ||||||||||
| Taxes & Other Items | -0.08 | -2.31 | 0.78 | -3.44 | 3.56 | 18.80 | 7.41 | 19.57 | 15.40 | 15.41 | ||||||||||
| Net Income | 5.22 | 15.96 | 6.75 | -9.63 | 21.34 | 64.92 | 11.69 | 103.88 | 53.43 | 53.44 | ||||||||||
| EPS | 81.56 | 194.52 | 67.44 | -96.21 | 213.20 | 639.34 | 113.50 | 1,008.61 | 517.51 | 518.87 | ||||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
ZSARACOM Company Updates
ZSARACOM Stock Peers
What are peers and why compare against them?
What are peers and why compare against them?
A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole
ZSARACOM Past Performance & Peer Comparison
ZSARACOM Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsSpecialized Finance
Compare valuation-basic on Screener
FinancialsSpecialized Finance
Valuation
Technical
Forecast
Compare valuation-basic on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Saraswati Commercial (India) Ltd | 26.39 | 2.01 | — |
| Indian Railway Finance Corp Ltd | 27.34 | 3.61 | 0.59% |
| Power Finance Corporation Ltd | 5.70 | 0.98 | 3.98% |
| REC Limited | 6.51 | 1.49 | 4.59% |
ZSARACOM Stock Price Comparison
Compare ZSARACOM with any stock or ETFCompare ZSARACOM with any stock or ETF
ZSARACOM
ZSARACOM Holdings
ZSARACOM Shareholdings
What are shareholdings?
What are shareholdings?
Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock
ZSARACOM Promoter Holdings Trend
ZSARACOM Promoter Holdings Trend
Increased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has increased by 1.67%
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
ZSARACOM Institutional Holdings Trend
ZSARACOM Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
ZSARACOM Shareholding Pattern
ZSARACOM Shareholding Pattern
ZSARACOM Shareholding History
ZSARACOM Shareholding History
Foreign Institutions
smallcases containing ZSARACOM stock
smallcases containing ZSARACOM stock
Looks like this stock is not in any smallcase yet.
ZSARACOM Events
ZSARACOM Events
ZSARACOM Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
ZSARACOM has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
What are dividends?
What are dividends?
Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation
ZSARACOM Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
ZSARACOM has not given any dividends in last 5 years
ZSARACOM Dividends
ZSARACOM Dividends
Hmm, looks like data is unavailable here. Please come back after some timeZSARACOM Stock News & Opinions
ZSARACOM Stock News & Opinions
Articles & Videos
Earnings
Saraswati Commercial (India) reports consolidated net loss of Rs 22.95 crore in the March 2025 quarter
Net loss of Saraswati Commercial (India) reported to Rs 22.95 crore in the quarter ended March 2025 as against net profit of Rs 22.37 crore during the previous quarter ended March 2024. Sales reported to Rs -26.23 crore in the quarter ended March 2025 as against Rs 30.07 crore during the previous quarter ended March 2024. For the full year,net profit declined 48.59% to Rs 53.42 crore in the year ended March 2025 as against Rs 103.90 crore during the previous year ended March 2024. Sales declined 41.21% to Rs 75.45 crore in the year ended March 2025 as against Rs 128.34 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales-26.2330.07 PL 75.45128.34 -41 OPM %105.0396.71 -93.3597.52 - PBDT-28.2928.55 PL 68.83123.47 -44 PBT-28.2928.55 PL 68.82123.47 -44 NP-22.9522.37 PL 53.42103.90 -49 Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Corporate
Saraswati Commercial (India) announces board meeting date
Saraswati Commercial (India) will hold a meeting of the Board of Directors of the Company on 27 May 2025.Powered by Capital Market - Live
4 weeks agoCapital Market - Live
Corporate
Saraswati Commercial raises Rs 78.62 cr through preferential allotment of shares
Saraswati Commercial (India) has allotted 66,000 equity shares on preferential basis to Winro Commercial (India) at an issue price of Rs 11,913 per equity shares (including a premium of Rs 11,903 per equity share) for an aggregate consideration of Rs 78.62 crore. Powered by Capital Market - Live
3 months agoCapital Market - Live
Earnings
Saraswati Commercial (India) reports consolidated net loss of Rs 39.40 crore in the December 2024 quarter
Net loss of Saraswati Commercial (India) reported to Rs 39.40 crore in the quarter ended December 2024 as against net profit of Rs 33.32 crore during the previous quarter ended December 2023. Sales reported to Rs -44.84 crore in the quarter ended December 2024 as against Rs 40.08 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales-44.8440.08 PL OPM %101.7497.73 - PBDT-46.2638.91 PL PBT-46.2738.91 PL NP-39.4033.32 PL Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
Saraswati Commercial (India) to announce Quarterly Result
Saraswati Commercial (India) will hold a meeting of the Board of Directors of the Company on 11 February 2025.Powered by Capital Market - Live
4 months agoCapital Market - Live
Earnings
Saraswati Commercial (India) consolidated net profit rises 166.09% in the September 2024 quarter
Net profit of Saraswati Commercial (India) rose 166.09% to Rs 63.33 crore in the quarter ended September 2024 as against Rs 23.80 crore during the previous quarter ended September 2023. Sales rose 174.10% to Rs 78.31 crore in the quarter ended September 2024 as against Rs 28.57 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales78.3128.57 174 OPM %97.9697.86 - PBDT76.5627.64 177 PBT76.5627.64 177 NP63.3323.80 166 Powered by Capital Market - Live
7 months agoCapital Market - Live
Corporate
Saraswati Commercial (India) to table results
Saraswati Commercial (India) will hold a meeting of the Board of Directors of the Company on 12 November 2024Powered by Capital Market - Live
7 months agoCapital Market - Live
Corporate
Saraswati Commercial (India) to conduct AGM
Saraswati Commercial (India) announced that the 41th Annual General Meeting (AGM) of the company will be held on 26 September 2024.Powered by Capital Market - Live
9 months agoCapital Market - Live
Corporate
Saraswati Commercial (India) to declare Quarterly Result
Saraswati Commercial (India) will hold a meeting of the Board of Directors of the Company on 12 August 2024.Powered by Capital Market - Live
10 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 68.85%, vs industry avg of 12.71%
Over the last 5 years, market share increased from 0.01% to 0.06%
Over the last 5 years, net income has grown at a yearly rate of 72.76%, vs industry avg of 18.28%