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Paisalo Digital Ltd

PAISALO Share Price

31.209.83% (-3.40)
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PAISALO Performance & Key Metrics

PAISALO Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
14.112.120.32%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.822.531.34%

PAISALO Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

PAISALO Company Profile

Paisalo Digital is a non-banking financial company.Its financial services division is engaged in the business of financing, which provides loans, including personal loans, business loans and loans against property to individuals/corporate bodies

PAISALO Similar Stocks (Peers)

Compare with peers Compare with peers 

PAISALO Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
34.77
34.77
1Y Return
27.91%
27.91%
Buy Reco %
70.00
70.00
PE Ratio
115.69
115.69
1Y Return
18.50%
18.50%
Buy Reco %
PE Ratio
30.62
30.62
1Y Return
8.20%
8.20%
Buy Reco %
74.19
74.19
PE Ratio
13.11
13.11
1Y Return
75.15%
75.15%
Buy Reco %
74.19
74.19
PE Ratio
19.54
19.54
1Y Return
44.96%
44.96%
Buy Reco %
57.89
57.89
Compare with Peers

PAISALO Sentiment Analysis

PAISALO Sentiment Analysis

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Crisp summary & key insights to decode earnings calls instantly

PAISALO Stock Summary · January 2025

Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.

PAISALO Stock Growth Drivers
PAISALO Stock Growth Drivers
0
No ProsHmm, looks like there are no
growth drivers
PAISALO Stock Challenges
PAISALO Stock Challenges
3
  • Deposit Growth Shortfalls

    The company has experienced deposit growth that has not met expectations, attributed to seasonal trends

  • Loan Growth Concerns

    There is uncertainty regarding the company's loan deposit ratio (LDR) and its implications for loan

PAISALO Forecast

What are forecasts?

What are forecasts?

Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period

PAISALO Forecasts

Price

Revenue

Earnings

PAISALO

PAISALO

Income

Balance Sheet

Cash Flow

PAISALO Income Statement

PAISALO Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 12.82%, vs industry avg of 15.24%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 0.29% to 0.28%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 25.99%, vs industry avg of 20.91%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue266.54303.13360.60374.77346.44392.22473.19659.23771.89771.89
Raw Materialssubtract498.06498.07
Power & Fuel Costsubtract
Employee Costsubtract11.7214.7921.9120.8318.9920.7028.3342.54
Selling & Administrative Expensessubtract42.6741.3147.0033.7026.6020.7146.5974.59
Operating & Other expensessubtract127.52155.03202.08242.06219.35240.46268.73297.51
Depreciation/Amortizationsubtract5.775.574.704.033.743.233.293.405.475.47
Interest & Other Itemssubtract
Taxes & Other Itemssubtract26.9928.6828.5220.0319.7927.8732.6262.2168.2468.24
EPS0.640.710.690.650.690.921.051.992.232.23
DPS0.050.050.050.050.050.050.050.100.100.10
Payout ratio0.080.070.070.080.070.050.050.050.040.04

PAISALO Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Aug 6PDF
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 11PDF
Feb 12PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
 

PAISALO Stock Peers

What are peers and why compare against them?

What are peers and why compare against them?

A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole

PAISALO Past Performance & Peer Comparison

PAISALO Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Paisalo Digital Ltd14.112.120.32%
Bajaj Finance Ltd34.777.545.98%
Jio Financial Services Ltd115.691.340.17%
Cholamandalam Investment and Finance Company Ltd30.626.660.13%

PAISALO Stock Price Comparison

Compare PAISALO with any stock or ETF
Compare PAISALO with any stock or ETF
PAISALO
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PAISALO Holdings

PAISALO Shareholdings

What are shareholdings?

What are shareholdings?

Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock

PAISALO Promoter Holdings Trend

PAISALO Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PAISALO Institutional Holdings Trend

PAISALO Institutional Holdings Trend

Increased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has increased by 1.38%

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

PAISALO Shareholding Pattern

PAISALO Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding37.05%0.18%7.75%7.63%47.39%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

PAISALO Shareholding History

PAISALO Shareholding History

Dec '23MarJunSepDec '24Mar10.97%10.56%9.70%7.51%6.68%7.63%

Mutual Funds Invested in PAISALO

Mutual Funds Invested in PAISALO

No mutual funds holding trends are available

Top 3 Mutual Funds holding Paisalo Digital Ltd




Funds (Top 3)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.5276%0.63%-0.28%124/323 (-1)
0.0023%0.02%-0.01%575/811 (-19)
0.0001%0.01%0.01%692/758 (-56)

Compare 3-month MF holding change on Screener

PAISALO Insider Trades & Bulk Stock Deals

PAISALO Insider Trades & Bulk Stock Deals

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smallcases containing PAISALO stock

smallcases containing PAISALO stock

Looks like this stock is not in any smallcase yet.

PAISALO Events

PAISALO Events

PAISALO Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PAISALO has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.32%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹3.18 every year

Dividends

Corp. Actions

Announcements

Legal Orders

What are dividends?

What are dividends?

Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation

PAISALO Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PAISALO has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.32%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹3.18 every year

PAISALO Upcoming Dividends

PAISALO Upcoming Dividends

No upcoming dividends are available

PAISALO Past Dividends

PAISALO Past Dividends

Cash Dividend

Ex DateEx DateSep 13, 2024

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 13, 2024

Cash Dividend

Ex DateEx DateSep 13, 2023

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 13, 2023

Cash Dividend

Ex DateEx DateSep 22, 2022

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 22, 2022

Cash Dividend

Ex DateEx DateSep 16, 2021

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Sep 16, 2021

Cash Dividend

Ex DateEx DateAug 31, 2020

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Aug 31, 2020

PAISALO Stock News & Opinions

PAISALO Stock News & Opinions

Corporate
Paisalo Digital allots commercial paper of Rs 30 cr

Paisalo Digital has allotted commercial paper of Rs 30 crore on 13 June 2025. Powered by Capital Market - Live

4 days agoCapital Market - Live
Corporate
Paisalo Digital to conduct board meeting

Paisalo Digital will hold a meeting of the Board of Directors of the Company on 15 May 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of Paisalo Digital recommends final dividend

Paisalo Digital announced that the Board of Directors of the Company at its meeting held on 9 May 2025, inter alia, have recommended the final dividend of Rs 0.1 per equity Share (i.e. 10%) , subject to the approval of the shareholders.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Paisalo Digital consolidated net profit rises 26.44% in the March 2025 quarter

Net profit of Paisalo Digital rose 26.44% to Rs 46.29 crore in the quarter ended March 2025 as against Rs 36.61 crore during the previous quarter ended March 2024. Sales declined 0.78% to Rs 193.77 crore in the quarter ended March 2025 as against Rs 195.29 crore during the previous quarter ended March 2024. For the full year,net profit rose 11.82% to Rs 200.12 crore in the year ended March 2025 as against Rs 178.97 crore during the previous year ended March 2024. Sales rose 17.06% to Rs 771.11 crore in the year ended March 2025 as against Rs 658.75 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales193.77195.29 -1 771.11658.75 17 OPM %77.6169.65 -77.9878.05 - PBDT64.5750.05 29 273.05244.10 12 PBT62.3349.13 27 267.58240.70 11 NP46.2936.61 26 200.12178.97 12 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of Paisalo Digital approves issuance of NCDs

The Board of Paisalo Digital at its meeting held on 09 May 2025 has approved the issuance of Non-Convertible Debt Securities (NCDs) on private placement basis, subject to the borrowing limits of Rs. 9000 crore. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Paisalo Digital to conduct board meeting

Paisalo Digital will hold a meeting of the Board of Directors of the Company on 9 May 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Paisalo Digital schedules EGM

Paisalo Digital announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 2 May 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Paisalo Digital to hold board meeting

Paisalo Digital will hold a meeting of the Board of Directors of the Company on 8 April 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Paisalo Digital raises Rs 30 cr by way of commercial paper

Paisalo Digital has allotted commercial paper aggregating to Rs 30 crore on 11 March 2025 with maturity date of 10 June 2025. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Paisalo Digital allots 3.72 lakh equity shares under ESOP

Paisalo Digital has allotted 3,72,517 equity shares under ESOP on 28 February 2025. With this allotment, the paid up equity share capital has increased to Rs. 90,21,18,289/- divided into 90,21,18,289 equity shares of face value of Re. 1/- each.Powered by Capital Market - Live

3 months agoCapital Market - Live

PAISALO Stock FAQs

PAISALO Stock FAQs

  1. How to Buy Paisalo Digital Ltd Shares?

    You can easily buy the stocks/shares of Paisalo Digital Ltd (PAISALO) on Tickertape or through broker platform by opening a Demat & Trading account online

  2. What is the Share Price of Paisalo Digital Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of PAISALO as on 15th May 2025 is ₹31.20

  3. What is the return on Paisalo Digital Ltd share?

    The past returns of Paisalo Digital Ltd (PAISALO) share are
    • Past 1 week: N/A
    • Past 1 month: -98.89
    • Past 3 months: -10.33
    • Past 6 months: -45.72
    • Past 1 year: -57.03
    • Past 3 years: -59.11
    • Past 5 years: 52.14

  4. What is the Dividend yield % on Paisalo Digital Ltd share?

    The current dividend yield of Paisalo Digital Ltd (PAISALO) is 0.32

  5. What is the Market Cap of Paisalo Digital Ltd?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Paisalo Digital Ltd (PAISALO) is ₹2823.50Cr as of 15th May 2025

  6. What is the 52 Week High and Low of Paisalo Digital Ltd?

    The 52-week high and low of Paisalo Digital Ltd (PAISALO) is ₹82 and ₹29.45.

  7. What is the PE and PB ratio of Paisalo Digital Ltd?

    The P/E (price-to-earnings) and P/B (price-to-book) ratios of Paisalo Digital Ltd are 14.11 and 2.12 respectively.

  8. Which sector does Paisalo Digital Ltd belong to?

    Paisalo Digital Ltd (PAISALO) belongs to the Financials sector & Consumer Finance sub-sector.

  9. What are the peers or stocks similar to Paisalo Digital Ltd?
  10. Can't decide whether or not to buy Paisalo Digital Ltd?

    Worry no more! Login to Tickertape and check out Paisalo Digital Ltd (PAISALO) scorecard & all the relevant insights today

  11. 5. Test Stocks FAQ What is the 52 Week High and Low of Paisalo Digital Ltd?

    The 52-week high and low of Paisalo Digital Ltd (PAISALO) is ₹82 and ₹29.45.

  12. 1. Test Stocks FAQ for Paisalo Digital Ltd Shares?

    You can easily buy the stocks/shares of Paisalo Digital Ltd (PAISALO) on Tickertape or through broker platform by opening a Google & Trading account online

  13. 3. Test Stocks FAQ What is the Share Price of Paisalo Digital Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of PAISALO as on 15th May 2025 is ₹31.20