How to Buy Emerald Finance Ltd Shares?
You can easily buy the stocks/shares of Emerald Finance Ltd (EMERALD) on Tickertape or through broker platform by opening a Demat & Trading account onlineWhat is the Share Price of Emerald Finance Ltd?
The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of EMERALD as on 15th May 2025 is ₹109.53What is the return on Emerald Finance Ltd share?
The past returns of Emerald Finance Ltd (EMERALD) share are- Past 1 week: N/A
- Past 1 month: -96.95
- Past 3 months: -20.29
- Past 6 months: -36.11
- Past 1 year: 151.90
- Past 3 years: 467.42
- Past 5 years: 777.25
What is the Dividend yield % on Emerald Finance Ltd share?
The current dividend yield of Emerald Finance Ltd (EMERALD) is 0.09What is the Market Cap of Emerald Finance Ltd?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Emerald Finance Ltd (EMERALD) is ₹285.96Cr as of 15th May 2025What is the 52 Week High and Low of Emerald Finance Ltd?
The 52-week high and low of Emerald Finance Ltd (EMERALD) is ₹167.65 and ₹29.33.What is the PE and PB ratio of Emerald Finance Ltd?
The P/E (price-to-earnings) and P/B (price-to-book) ratios of Emerald Finance Ltd are 32.20 and 5.97 respectively.Which sector does Emerald Finance Ltd belong to?
Emerald Finance Ltd (EMERALD) belongs to the Financials sector & Consumer Finance sub-sector.What are the peers or stocks similar to Emerald Finance Ltd?
The peers or stocks similar to Emerald Finance Ltd are: and many others.Can't decide whether or not to buy Emerald Finance Ltd?
Worry no more! Login to Tickertape and check out Emerald Finance Ltd (EMERALD) scorecard & all the relevant insights today5. Test Stocks FAQ What is the 52 Week High and Low of Emerald Finance Ltd?
The 52-week high and low of Emerald Finance Ltd (EMERALD) is ₹167.65 and ₹29.33.1. Test Stocks FAQ for Emerald Finance Ltd Shares?
You can easily buy the stocks/shares of Emerald Finance Ltd (EMERALD) on Tickertape or through broker platform by opening a Google & Trading account online3. Test Stocks FAQ What is the Share Price of Emerald Finance Ltd?
The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of EMERALD as on 15th May 2025 is ₹109.53
Emerald Finance Ltd
EMERALD Share Price
109.538.50% (+8.58)
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1D
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1M
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1D
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How to use scorecard? Learn more
EMERALD Performance & Key Metrics
EMERALD Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 32.09 | 5.97 | 0.09% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.82 | 2.53 | 1.34% |
EMERALD Analyst Ratings & Forecast
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Analyst Ratings data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
EMERALD Company Profile
Emerald Finance is engaged in offering a range of banking products and financial services. Its digital products include micro, small and medium enterprises business loan (MSME) and early wage access.
BAJFINANCE
PE Ratio
34.77
34.77
1Y Return
27.91%
27.91%
Buy Reco %
70.00
70.00
PE Ratio
115.69
115.69
1Y Return
18.50%
18.50%
Buy Reco %
—
—
PE Ratio
30.62
30.62
1Y Return
8.20%
8.20%
Buy Reco %
74.19
74.19
SHRIRAMFIN
PE Ratio
13.11
13.11
1Y Return
75.15%
75.15%
Buy Reco %
74.19
74.19
MUTHOOTFIN
PE Ratio
19.54
19.54
1Y Return
44.96%
44.96%
Buy Reco %
57.89
57.89
EMERALD Sentiment Analysis
EMERALD Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
EMERALD Stock Summary · January 2025
Company is navigating a complex landscape characterized by declining market share in deposits, challenges in meeting Priority Sector Lending (PSL) obligations, and fluctuations in current account flows. Despite these hurdles, the bank is focusing on enhancing customer engagement and service delivery to drive deposit growth, with recent monthly inflows showing a positive trend. The management emphasizes a strategic approach to maintaining profitability over aggressive expansion, particularly in light of competitive pressures and a tight liquidity environment. Efforts to improve operational efficiencies through digitization and a commitment to stable cost management are underway, alongside a proactive strategy to reduce borrowings and strengthen the balance sheet. Overall, while facing short-term challenges, the bank remains optimistic about future performance and is committed to achieving sustainable growth through strategic investments and improved customer outreach.
EMERALD Stock Growth Drivers
EMERALD Stock Growth Drivers
2Focus on Sustainable Growth
Company is prioritizing profitable growth over mere expansion, emphasizing a strategy that encourages ground-level teams
Stable Financial Metrics
The company has maintained a return on assets (ROA) of 1.9% post-merger, showcasing stability in
EMERALD Stock Challenges
EMERALD Stock Challenges
0
Hmm, looks like there are nochallenges
EMERALD Forecast
What are forecasts?
What are forecasts?
Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period
EMERALD Forecasts
Forecast data is currently unavailable
Forecast data is currently unavailable
Price
Price Upside
Revenue
Revenue Growth
Earnings
Earnings Per Share
EMERALD
EMERALD
Income
Balance Sheet
Cash Flow
Annual Normal View
EMERALD Income Statement
EMERALD Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1.73 | 4.39 | 6.72 | 7.87 | 5.45 | 8.50 | 11.56 | 13.36 | 21.63 | 21.65 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 9.47 | 9.46 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
| Employee Cost | 0.44 | 0.61 | 0.55 | 1.04 | 0.93 | 1.05 | 1.00 | 2.01 | ||||||||||||
| Selling & Administrative Expenses | 0.92 | 2.85 | 4.32 | 4.60 | 2.06 | 3.33 | 4.62 | 3.90 | ||||||||||||
| Operating & Other expenses | 0.08 | 0.14 | 0.20 | 0.57 | 0.54 | 0.75 | 1.23 | 1.82 | ||||||||||||
EBITDA | 0.29 | 0.79 | 1.65 | 1.66 | 1.92 | 3.37 | 4.71 | 5.63 | 12.16 | 12.19 | ||||||||||
| Depreciation/Amortization | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.06 | 0.08 | 0.08 | ||||||||||
| PBIT | 0.28 | 0.77 | 1.62 | 1.63 | 1.89 | 3.33 | 4.68 | 5.57 | 12.08 | 12.11 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 0.28 | 0.77 | 1.62 | 1.63 | 1.89 | 3.33 | 4.68 | 5.57 | 12.08 | 12.11 | ||||||||||
| Taxes & Other Items | 0.08 | 0.20 | 0.45 | 0.35 | 0.50 | 0.87 | 1.19 | 1.44 | 3.20 | 3.20 | ||||||||||
| Net Income | 0.20 | 0.57 | 1.17 | 1.28 | 1.39 | 2.46 | 3.49 | 4.13 | 8.88 | 8.91 | ||||||||||
| EPS | 0.29 | 0.84 | 1.28 | 1.11 | 1.35 | 1.29 | 1.18 | 1.37 | 2.57 | 2.96 | ||||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.20 | 0.10 | 0.10 | 0.10 | 0.10 | 0.09 | 0.16 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.18 | 0.07 | 0.08 | 0.08 | 0.07 | 0.04 | 0.05 |
EMERALD Company Updates
EMERALD Stock Peers
What are peers and why compare against them?
What are peers and why compare against them?
A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole
EMERALD Past Performance & Peer Comparison
EMERALD Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation-basic on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation-basic on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Emerald Finance Ltd | 32.20 | 5.97 | 0.09% |
| Bajaj Finance Ltd | 34.77 | 7.54 | 5.98% |
| Jio Financial Services Ltd | 115.69 | 1.34 | 0.17% |
| Cholamandalam Investment and Finance Company Ltd | 30.62 | 6.66 | 0.13% |
EMERALD Stock Price Comparison
Compare EMERALD with any stock or ETFCompare EMERALD with any stock or ETF
EMERALD
EMERALD Holdings
EMERALD Shareholdings
What are shareholdings?
What are shareholdings?
Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock
EMERALD Promoter Holdings Trend
EMERALD Promoter Holdings Trend
Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has decreased by 2.85%
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
EMERALD Institutional Holdings Trend
EMERALD Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
EMERALD Shareholding Pattern
EMERALD Shareholding Pattern
EMERALD Shareholding History
EMERALD Shareholding History
Foreign Institutions
smallcases containing EMERALD stock
smallcases containing EMERALD stock
Looks like this stock is not in any smallcase yet.
EMERALD Events
EMERALD Events
EMERALD Dividend Trend
No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
EMERALD has shown inconsistent dividend trend over the last 5 years
Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation
Current dividend yield is 0.09%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.95 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
What are dividends?
What are dividends?
Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation
EMERALD Dividend Trend
No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
EMERALD has shown inconsistent dividend trend over the last 5 years
Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation
Current dividend yield is 0.09%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.95 every year
EMERALD Upcoming Dividends
EMERALD Upcoming Dividends
No upcoming dividends are available
EMERALD Past Dividends
EMERALD Past Dividends
Cash Dividend
Ex DateEx DateJan 31, 2025
Interim
Interim | Div/Share: ₹0.06
Dividend/Share
₹0.06
Ex DateEx Date
Jan 31, 2025
Cash Dividend
Ex DateEx DateSep 23, 2024
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2024
Cash Dividend
Ex DateEx DateSep 21, 2023
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 21, 2023
Cash Dividend
Ex DateEx DateSep 23, 2022
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2022
Cash Dividend
Ex DateEx DateSep 23, 2021
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2021
EMERALD Stock News & Opinions
EMERALD Stock News & Opinions
Articles & Videos
Corporate
Board of Emerald Finance recommends final dividend
Emerald Finance announced that the Board of Directors of the Company at its meeting held on 22 May 2025, inter alia, have recommended the final dividend of Rs 0.09 per equity Share (i.e. 0.9%) , subject to the approval of the shareholders.Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Earnings
Emerald Finance consolidated net profit rises 134.51% in the March 2025 quarter
Net profit of Emerald Finance rose 134.51% to Rs 2.65 crore in the quarter ended March 2025 as against Rs 1.13 crore during the previous quarter ended March 2024. Sales rose 65.81% to Rs 6.45 crore in the quarter ended March 2025 as against Rs 3.89 crore during the previous quarter ended March 2024. For the full year,net profit rose 114.73% to Rs 8.89 crore in the year ended March 2025 as against Rs 4.14 crore during the previous year ended March 2024. Sales rose 61.94% to Rs 21.57 crore in the year ended March 2025 as against Rs 13.32 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales6.453.89 66 21.5713.32 62 OPM %69.6153.21 -69.5952.70 - PBDT3.831.58 142 12.175.64 116 PBT3.751.52 147 12.095.58 117 NP2.651.13 135 8.894.14 115 Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Corporate
Emerald Finance to table results
Emerald Finance will hold a meeting of the Board of Directors of the Company on 22 May 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Emerald Finance to hold board meeting
Emerald Finance will hold a meeting of the Board of Directors of the Company on 20 March 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Spotlight
Emerald Finance gains after tieup with H.K. Jewels
This partnership aims to provide instant financial relief to employees by allowing them to access part of their salaries seamlessly throughout the month. In line with its vision to expand its offerings and serve retail customers at large, the company had been working on a salary advance solution. This product involves partnering with employers to offer short-term loans as salary advances. Emerald Finance is engaged in offering a range of banking products and financial services. Its digital products include micro, small, and medium enterprise (MSME) business loans and early wage access. The company's consolidated net profit increased 108.4% to Rs 2.48 crore on a 67.8% jump in total income to Rs 5.74 crore in Q3 FY25 over Q3 FY24.Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Emerald Finance to hold EGM
Emerald Finance announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 25 March 2025.Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Emerald Finance to convene board meeting
Emerald Finance will hold a meeting of the Board of Directors of the Company on 1 March 2025.Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Board of Emerald Finance recommends interim dividend
Emerald Finance announced that the Board of Directors of the Company at its meeting held on 18 January 2025, inter alia, have recommended the interim dividend of Rs 0.06 per equity Share (i.e. 0.6%) , subject to the approval of the shareholders.Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
Emerald Finance to table results
Emerald Finance will hold a meeting of the Board of Directors of the Company on 18 January 2025.Powered by Capital Market - Live
5 months agoCapital Market - Live
Earnings
Emerald Finance consolidated net profit rises 108.40% in the December 2024 quarter
Net profit of Emerald Finance rose 108.40% to Rs 2.48 crore in the quarter ended December 2024 as against Rs 1.19 crore during the previous quarter ended December 2023. Sales rose 67.25% to Rs 5.72 crore in the quarter ended December 2024 as against Rs 3.42 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales5.723.42 67 OPM %71.1559.36 - PBDT3.311.59 108 PBT3.311.59 108 NP2.481.19 108 Powered by Capital Market - Live
5 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 14.73%, vs industry avg of 15.24%
Over the last 5 years, market share stayed at 0.01%
Over the last 5 years, net income has grown at a yearly rate of 28.69%, vs industry avg of 20.91%