Bajaj Housing Finance Ltd

Bajaj Housing Finance has allotted 3,50,000 Secured Redeemable Non-Convertible Debentures (NCDs) at face value of Rs 1,00,000 each, aggregating to Rs 3500 crore on private placement basis on 12 June 2025. Powered by Capital Market - Live

Bajaj Housing Finance has allotted 50,000 non convertible debentures at face value of Rs 1 lakh each aggregating to Rs 500.9790 crore on private placement basis on 05 June 2025. Powered by Capital Market - Live

Bajaj Housing has allotted 1,00,000 non convertible debentures of face value of Rs 1000 each aggregating to Rs 1000 crore on private placement basis on 02 May 2025. Powered by Capital Market - Live

Bajaj Housing Finance announced that the 17th Annual General Meeting(AGM) of the company will be held on 23 July 2025.Powered by Capital Market - Live

Net Interest Income (NII) for Q4 FY25 stood at Rs 823 crore, up 31% as against Rs 629 crore in Q4 FY24. Profit before tax in the March 2025 quarter stood at Rs 719.75 crore, up 47.42% from Rs 488.22 crore posted in the corresponding quarter of the previous fiscal year. The ratio of operating expenses to net total income for Q4 FY25 was 21.7%, reflecting a decline from 27% in Q4 FY24. Loan losses and provisions for Q4 FY25 amounted to Rs 30 crore, compared to Rs 35 crore in Q4 FY24. Assets under management (AUM) grew by 26% to Rs 1,14,684 crore as of 31 March 2025, compared to Rs 91,370 crore as of 31 March 2024. As of 31 March 2025, the gross NPA and net NPA stood at 0.29% and 0.11 %, respectively, compared to 0.27% and 0.10% as of 31 March 2024. The provisioning coverage ratio for stage 3 assets was at 60%. The annualized return on average assets (ROA) for Q4 FY25 was 2.4%, compared with 2% in Q4 FY24. The annualized return on average equity (ROE) for Q4 FY25 was 12.1%, compared to 12.7% in Q3 FY24. The capital adequacy ratio stood at 28.24% as of 31 March 2025, as against the regulatory requirement of 15%. Out of the total CRAR, Tier-1 was 27.72%. On a full-year basis, the company's net profit advanced 24.93% to Rs 2,162.90 crore on a 25.70% jump in revenue from operations to Rs 9,575.61 crore in FY25 over FY24. Bajaj Housing Finance is a non-deposit-taking housing finance company (HFC) registered with the National Housing Bank (NHB) since 2015 and has been offering mortgage loans. Powered by Capital Market - Live

Net profit of Bajaj Housing Finance rose 53.85% to Rs 586.68 crore in the quarter ended March 2025 as against Rs 381.34 crore during the previous quarter ended March 2024. Sales rose 25.78% to Rs 2498.67 crore in the quarter ended March 2025 as against Rs 1986.56 crore during the previous quarter ended March 2024. For the full year,net profit rose 24.94% to Rs 2162.90 crore in the year ended March 2025 as against Rs 1731.22 crore during the previous year ended March 2024. Sales rose 25.71% to Rs 9528.16 crore in the year ended March 2025 as against Rs 7579.35 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales2498.671986.56 26 9528.167579.35 26 OPM %91.3289.48 -92.2690.95 - PBDT730.84498.42 47 2811.382200.92 28 PBT719.75488.22 47 2770.232161.32 28 NP586.68381.34 54 2162.901731.22 25 Powered by Capital Market - Live

Bajaj Housing Finance has allotted 1,50,000 NCDs of face value of Rs 1,00,000 each, aggregating to Rs 1503.04 crore on private placement basis on 09 April 2025. Powered by Capital Market - Live

Assets under management (AUM) grew by 26% to approximately Rs 1,14,680 crore as of 31 March 2025 as compared to Rs 91,370 crore as of 31 March 2024. AUM in Q4 FY25 grew by approximately Rs 6,365 crore. The company's loan assets (AR) stood at approximately Rs 99,500 crore as of 31 March 2025 as compared to Rs 79,301 crore as of 31 March 2024. Meanwhile, the company's board is scheduled to meet on 23rd April 2025, to consider and approve the audited standalone financial results for the quarter and year ended 31 March 2025. Bajaj Housing Finance (BHFL) is India's largest non-deposit-taking housing finance company (HFC) registered with the National Housing Bank (NHB). The company's standalone net profit jumped 25.4% to Rs 548.02 crore on 25.8% increase in total income to Rs 2448.98 crore in Q3 FY25 over Q3 FY24. The counter declined 4.56% to Rs 116.05 on the BSE.Powered by Capital Market - Live

Bajaj Housing Finance will hold a meeting of the Board of Directors of the Company on 23 April 2025.Powered by Capital Market - Live

Net Interest Income (NII) for Q3 FY25 stood at Rs 806 crore, up 24.96% as against Rs 645 crore in Q3 FY24. Profit before tax in the December 2024 quarter stood at Rs 713.02 crore, up 24.68% from Rs 571.86 crore posted in the corresponding quarter of the previous fiscal. The ratio of operating expenses to net total income for Q3 FY25 was 19.8%, reflecting an improvement from 23.2% in Q3 FY24. Loan losses and provisions for Q3 FY25 amounted to Rs 35 crore, compared to Rs 1 crore in Q3 FY24. Assets under management (AUM) grew by 26% to Rs 1,08,314 crore as of 31 December 2024, compared to Rs 85,929 crore as of 31 December 2023. As of 31 December 2024, the gross NPA and net NPA stood at 0.29% and 0.13%, respectively, compared to 0.25% and 0.10% as of 31 December 2023. The provisioning coverage ratio for stage 3 assets was at 55%. The annualized return on average assets for Q3 FY25 was 2.4%, maintaining the same level as in Q3 FY24. The annualized return on average equity for Q3 FY25 was 11.5%, compared to 15.0% in Q3 FY24, driven by primary capital infusion through the IPO of Rs 3,560 crore. The capital adequacy ratio (including Tier-II capital) as of 31 December 2024 stood at 27.86%. Bajaj Housing Finance (BHFL) is India's largest non-deposit-taking housing finance company (HFC) registered with the National Housing Bank (NHB) since 24 September 2015. The company is a part of the Bajaj Group, a diversified business group that has been in existence for a century. It has undertaken mortgage lending since FY2018 and is categorized as an Upper Layer NBFC (NBFC-UL) by the Reserve Bank of India (RBI) since September 2022. BHFL has emerged as the second largest HFC within seven years of commencing mortgage operations. The eighth largest NBFC-ULs by AUMs end March 2024 is the second most profit-making HFC in India, recording the second highest loan disbursement by HFCs in India in FY2024 and Q1 FY2025. It has the second highest AUM per branch and AUM per employee among large HFCs. Shares of Bajaj Housing Finance declined 1.98% to Rs 103.75 on the BSE.Powered by Capital Market - Live