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Bajaj Finance Ltd

BAJFINANCE Share Price

9,082.090.01% (+1.09)
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BAJFINANCE Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is overpriced but is not in the overbought zone

Red flags

Low

No red flag found

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BAJFINANCE Performance & Key Metrics

BAJFINANCE Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
34.777.545.98%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.822.531.34%

BAJFINANCE Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

BAJFINANCE Company Profile

Bajaj Finance Limited is a non-banking finance company (NBFC). The Company is engaged in lending and allied activities.

Investor Presentation

View older View older 

Apr 29, 2025

PDF
View Older Presentations

BAJFINANCE Similar Stocks (Peers)

Compare with peers Compare with peers 

BAJFINANCE Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
115.69
115.69
1Y Return
18.50%
18.50%
Buy Reco %
PE Ratio
30.62
30.62
1Y Return
8.20%
8.20%
Buy Reco %
74.19
74.19
PE Ratio
13.11
13.11
1Y Return
75.15%
75.15%
Buy Reco %
74.19
74.19
PE Ratio
19.54
19.54
1Y Return
44.96%
44.96%
Buy Reco %
57.89
57.89
PE Ratio
46.79
46.79
1Y Return
26.28%
26.28%
Buy Reco %
Compare with Peers

BAJFINANCE Sentiment Analysis

BAJFINANCE Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

BAJFINANCE Stock Summary · October 2024

The earnings transcripts reflect a mixed performance landscape for the company, with a focus on regulatory compliance and transparency, as well as a commitment to sustainable growth amidst operational challenges. While Bajaj Finance reported strong growth in Assets Under Management (AUM) and customer base, it faced elevated loan losses and credit quality concerns, prompting a tightening of underwriting standards. Management remains cautiously optimistic about future performance, projecting significant growth in new business lines and improvements in net interest margins, despite challenges in fee income and asset quality. The rural B2C segment shows signs of recovery, while the company emphasizes cost optimization and technology investments to enhance operational efficiency. Overall, market sentiment is characterized by cautious optimism, with a strategic focus on maintaining profitability and navigating evolving market conditions.

BAJFINANCE Stock Growth Drivers
BAJFINANCE Stock Growth Drivers
8
  • Strong Financial Performance

    Bajaj Finance Limited reported a 14% increase in Profit Before Tax (PBT) to ₹5,401 crores

  • Customer Growth and Engagement

    The company added nearly 4 million new customers during the quarter, bringing the total customer

BAJFINANCE Stock Challenges
BAJFINANCE Stock Challenges
6
  • Concerns Over Loan Losses

    The company reported significant net loan losses amounting to 1,910 crores, with a net loan

  • Weak Fee Income

    There has been a notable decline in fee income, attributed to seasonal factors and the

BAJFINANCE Forecast

What are forecasts?

What are forecasts?

Forecasting uses historical data as inputs to make informed predictive estimates determining the direction of future trends. Price, revenue & earnings forecasts represent where the stock level, business prospects and profits are potentially expected to be at the end of the forecast period

BAJFINANCE Forecasts

Price

Revenue

Earnings

BAJFINANCE

BAJFINANCE

Income

Balance Sheet

Cash Flow

BAJFINANCE Income Statement

BAJFINANCE Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 24.34%, vs industry avg of 15.24%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 14.77% to 23.32%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 29.32%, vs industry avg of 20.91%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue9,992.1912,756.8418,500.1826,385.6426,683.0531,648.0541,419.9354,990.1569,742.5969,742.59
Raw Materialssubtract46,781.9746,781.97
Power & Fuel Costsubtract
Employee Costsubtract931.671,433.621,938.532,547.962,498.673,592.445,100.196,396.01
Selling & Administrative Expensessubtract789.811,409.201,732.952,263.802,010.423,120.464,032.444,589.77
Operating & Other expensessubtract5,382.135,968.518,505.3913,957.1315,856.4315,046.8016,274.0624,011.48
Depreciation/Amortizationsubtract71.17102.07144.15294.63325.27384.57485.38683.32880.99880.99
Interest & Other Itemssubtract
Taxes & Other Itemssubtract981.031,347.072,184.172,058.371,572.442,475.554,020.174,858.405,441.815,441.81
EPS3.394.456.948.957.3611.6719.0623.6426.8926.92
DPS0.360.400.601.001.002.003.003.6056.0036.00
Payout ratio0.110.090.090.110.140.170.160.152.081.34

BAJFINANCE Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual Report Pending

Investor Presentation

Apr 29PDF
Jan 29PDF
Dec 10PDF
Oct 22PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Oct 20PDF
Jul 27PDF
FY 2022FY 2022

Annual report

PDF

Investor Presentation

Apr 26PDF
Oct 26PDF
Jul 20PDF
FY 2021FY 2021

Annual report

PDF

Investor Presentation

Apr 27PDF
FY 2020FY 2020

Annual report

PDF
 

BAJFINANCE Stock Peers

What are peers and why compare against them?

What are peers and why compare against them?

A stock's peers are companies which have similar business interests, operations and belong to the same industry sector. Comparing various metrics against peers can give valuable insights on whether the company's stock is over/under-valued and the company's growth outlook vs the industry as a whole

BAJFINANCE Past Performance & Peer Comparison

BAJFINANCE Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Bajaj Finance Ltd34.777.545.98%
Jio Financial Services Ltd115.691.340.17%
Cholamandalam Investment and Finance Company Ltd30.626.660.13%
Shriram Finance Ltd13.112.521.48%

BAJFINANCE Stock Price Comparison

Compare BAJFINANCE with any stock or ETF
Compare BAJFINANCE with any stock or ETF
BAJFINANCE
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BAJFINANCE Holdings

BAJFINANCE Shareholdings

What are shareholdings?

What are shareholdings?

Apart from retail investors, a company’s shares are held by promoters, foreign & domestic institutions (large investors) and mutual funds. Promoters are the ship captains and control the company’s direction. Along with institutional and mutual fund holdings, a change in their holdings can indicate performance outlook for the stock

BAJFINANCE Promoter Holdings Trend

BAJFINANCE Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

BAJFINANCE Institutional Holdings Trend

BAJFINANCE Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

BAJFINANCE Shareholding Pattern

BAJFINANCE Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding54.73%9.00%5.87%21.46%8.94%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

BAJFINANCE Shareholding History

BAJFINANCE Shareholding History

Dec '23MarJunSepDec '24Mar20.92%20.56%21.09%20.81%20.79%21.46%

Mutual Funds Invested in BAJFINANCE

Mutual Funds Invested in BAJFINANCE

No mutual funds holding trends are available

Top 5 Mutual Funds holding Bajaj Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.3883%3.03%-0.33%10/115 (-3)
0.2908%4.76%4.76%3/85 (+10)
0.2771%4.83%-0.31%6/69 (-1)

Compare 3-month MF holding change on Screener

BAJFINANCE Insider Trades & Bulk Stock Deals

BAJFINANCE Insider Trades & Bulk Stock Deals

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smallcases containing BAJFINANCE stock

smallcases containing BAJFINANCE stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Bajaj Finance Ltd

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House of Bajaj Tracker

House of Bajaj Tracker

Created by Windmill Capital

BAJFINANCE's Wtg.
26.49%
26.49%
CAGR
17.89%

BAJFINANCE Events

BAJFINANCE Events

BAJFINANCE Dividend Trend

Increasing Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

BAJFINANCE has increased dividends consistently over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.60%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹5.98 every year

Dividends

Corp. Actions

Announcements

Legal Orders

What are dividends?

What are dividends?

Dividends are a portion of earnings that a company distributes to all its shareholders every year. Dividend return is one of the most important things to be considered while investing for long term. It’s the additional return on top of what investors earn through price appreciation

BAJFINANCE Dividend Trend

Increasing Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

BAJFINANCE has increased dividends consistently over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.60%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹5.98 every year

BAJFINANCE Upcoming Dividends

BAJFINANCE Upcoming Dividends

No upcoming dividends are available

BAJFINANCE Past Dividends

BAJFINANCE Past Dividends

Cash Dividend

Ex DateEx DateMay 30, 2025

Final
Final | Div/Share: ₹44.00

Dividend/Share

44.00

Ex DateEx Date

May 30, 2025

Cash Dividend

Ex DateEx DateMay 9, 2025

Special
Special | Div/Share: ₹12.00

Dividend/Share

12.00

Ex DateEx Date

May 9, 2025

Cash Dividend

Ex DateEx DateJun 21, 2024

Final
Final | Div/Share: ₹36.00

Dividend/Share

36.00

Ex DateEx Date

Jun 21, 2024

Cash Dividend

Ex DateEx DateJun 30, 2022

Final
Final | Div/Share: ₹20.00

Dividend/Share

20.00

Ex DateEx Date

Jun 30, 2022

Cash Dividend

Ex DateEx DateJul 8, 2021

Final
Final | Div/Share: ₹10.00

Dividend/Share

10.00

Ex DateEx Date

Jul 8, 2021

BAJFINANCE Stock News & Opinions

BAJFINANCE Stock News & Opinions

Corporate
Bajaj Finance fixes record date for stock split and bonus issue

Bajaj Finance has fixed 16 June 2025 as record date for the sub-division of existing equity shares and issue of bonus equity shares of the Company. Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Bajaj Finance allots NCDs aggregating Rs 505 cr

Bajaj Finance has allotted 50,000 NCDs, at face value of Rs. 1 Lakh each aggregating to Rs. 505.13 crore on private placement basis on 30 May 2025. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Bajaj Finance allots NCDs aggregating to Rs 9,371.27 cr

Bajaj Finance has allotted 9,26,500 Secured Redeemable Non-Convertible Debentures (NCDs) of face value of Rs 1 lakh each aggregating to Rs 9,371.27 crore on private placement basis on 22 May 2025. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Bajaj Finance allots NCDs aggregating Rs 736 cr

Bajaj Finance has allotted 2,365 NCDs, at face value of Rs. 10 lakh and 50,000 NCDs at face value of Rs.1 lakh each aggregating to Rs. 736.05 crore on private placement basis on 07 May 2025. Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Bajaj Finance Q4 PAT rises 17% YoY to Rs 4,480 cr; recommends final dividend of Rs 44/sh

The consolidated results of Bajaj Finance include the results of its wholly owned subsidiaries, Bajaj Housing Finance (BHFL) and Bajaj Financial Securities (BFinsec), and its associate companies, Snapwork Technologies and Pennant Technologies. Operating expenses rose 19.62% to Rs 3,950 crore in Q4 FY25 as compared to Rs 3,302 crore posted in the corresponding quarter last year. Net interest income jumped 22.38% to Rs 9,807 crore for Q4 FY25 from Rs 8,013 crore reported in Q4 FY24. Operating expenses to net total income for Q4 FY25 were 33.1%, as against 34% in Q4 FY24. Loan losses and provisions during the quarter amounted to Rs 2,329 crore (up 77.78% YoY). Profit before tax in Q4 FY25 stood at Rs 5,647.38 crore, up 10.62% from Rs 5,105.08 crore posted in Q4 FY24. The number of new loans booked during the quarter grew by 36% to 10.70 million as against 7.87 million in Q4 FY24. Customer franchise stood at 101.82 million as of 31 March 2025, as compared to 83.64 million as of 31 March 2024, up 22% YoY. Customer franchise grew by 4.70 million in Q4 FY25. The NBFC's consolidated deposits book jumped 19% YoY and stood at Rs 71,403 crore as of 31 March 2025. Assets under management (AUM) grew by 26% to Rs 416,661 crore as of 31 March 2025 from Rs 3,30,615 crore as of 31 March 2024. AUM grew by 18,618 crore in Q4 FY25. On the asset quality front, gross NPA and net NPA stood at 0.96% and 0.44%, respectively, as of 31 March 2025, compared to 0.85% and 0.37% as of 31 March 2024. The company maintained a provisioning coverage ratio of 54% on stage 3 assets as of 31 March 2025. The NBFC's annualized return on average assets (ROA) stood at 4.6% in Q4 FY25 as compared with 4.8% reported in Q4 FY24. Return on average equity (ROE) stood at 19.1% in the fourth quarter of FY25 as compared with 20.5% posted in Q4 FY24. The capital adequacy ratio (including Tier-II capital) as of 31 March 2025 was 21.93%. The Tier-I capital was 21.09%. Meanwhile, the company's board has declared a special interim dividend of Rs 12 per share for the financial year ended 31 March 2025. The dividend will be credited or dispatched on or around 26 May 2025. The record date for determining eligible shareholders has been set as 9 May 2025. Further, the company's board has recommended a final dividend of Rs 44 per share for the financial year ended 31 March 2025. If approved by shareholders at the upcoming Annual General Meeting, the dividend will be credited or dispatched on or around 28 July 2025. The record date for determining eligible shareholders has been set as 30 May 2025. Furthermore, the company's board has proposed splitting each equity share of face value Rs 2 into two shares of face value Rs 1 each (fully paid-up). Additionally, the company has proposed issuing bonus shares in a 4:1 ratio, meaning shareholders will receive four bonus shares of Rs 1 each for every one share they currently hold. Bajaj Finance is one of India's leading and most diversified financial services companies. The company is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME, and commercial customers with a significant presence. The counter tumbled 5.29% to Rs 8,608.05 on the BSE. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of Bajaj Finance recommends final dividend

Bajaj Finance announced that the Board of Directors of the Company at its meeting held on 29 April 2025, inter alia, have recommended the final dividend of Rs 44 per equity Share (i.e. 2200%) , subject to the approval of the shareholders.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of Bajaj Finance recommends special dividend

Bajaj Finance announced that the Board of Directors of the Company at its meeting held on 29 April 2025, inter alia, have recommended the special dividend of Rs 12 per equity Share (i.e. 600%) , subject to the approval of the shareholders.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Bajaj Finance to conduct AGM

Bajaj Finance announced that the 38th Annual General Meeting(AGM) of the company will be held on 24 July 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Bajaj Finance consolidated net profit rises 17.13% in the March 2025 quarter

Net profit of Bajaj Finance rose 17.13% to Rs 4479.57 crore in the quarter ended March 2025 as against Rs 3824.53 crore during the previous quarter ended March 2024. Sales rose 23.93% to Rs 18146.05 crore in the quarter ended March 2025 as against Rs 14641.92 crore during the previous quarter ended March 2024. For the full year,net profit rose 15.13% to Rs 16637.82 crore in the year ended March 2025 as against Rs 14451.17 crore during the previous year ended March 2024. Sales rose 26.54% to Rs 68264.59 crore in the year ended March 2025 as against Rs 53945.36 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales18146.0514641.92 24 68264.5953945.36 27 OPM %68.5071.76 -69.8371.74 - PBDT5899.395298.04 11 22960.6219992.89 15 PBT5647.385105.08 11 22079.6319309.57 14 NP4479.573824.53 17 16637.8214451.17 15 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of Bajaj Finance approves increase in authorised share capital to Rs 1000 cr

The Board of Bajaj Finance at its meeting held on 29 April 2025 has approved amendment to the Capital Clause (Clause V) of the Memorandum of Association of the Company (MoA) to increase the authorised share capital of the Company from Rs. 150 crore to Rs. 1000 crore, subject to the approval of shareholders through Postal Ballot. Powered by Capital Market - Live

1 month agoCapital Market - Live

BAJFINANCE Stock FAQs

BAJFINANCE Stock FAQs

  1. How to Buy Bajaj Finance Ltd Shares?

    You can easily buy the stocks/shares of Bajaj Finance Ltd (BAJFINANCE) on Tickertape or through broker platform by opening a Demat & Trading account online

  2. What is the Share Price of Bajaj Finance Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of BAJFINANCE as on 15th May 2025 is ₹9082.09

  3. What is the return on Bajaj Finance Ltd share?

    The past returns of Bajaj Finance Ltd (BAJFINANCE) share are
    • Past 1 week: N/A
    • Past 1 month: 195.72
    • Past 3 months: 10.81
    • Past 6 months: 29.91
    • Past 1 year: 27.91
    • Past 3 years: 74.14
    • Past 5 years: 296.83

  4. What is the Dividend yield % on Bajaj Finance Ltd share?

    The current dividend yield of Bajaj Finance Ltd (BAJFINANCE) is 5.98

  5. What is the Market Cap of Bajaj Finance Ltd?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Bajaj Finance Ltd (BAJFINANCE) is ₹578514.89Cr as of 15th May 2025

  6. What is the 52 Week High and Low of Bajaj Finance Ltd?

    The 52-week high and low of Bajaj Finance Ltd (BAJFINANCE) is ₹9788 and ₹6425.

  7. What is the PE and PB ratio of Bajaj Finance Ltd?

    The P/E (price-to-earnings) and P/B (price-to-book) ratios of Bajaj Finance Ltd are 34.77 and 7.54 respectively.

  8. Which sector does Bajaj Finance Ltd belong to?

    Bajaj Finance Ltd (BAJFINANCE) belongs to the Financials sector & Consumer Finance sub-sector.

  9. What are the peers or stocks similar to Bajaj Finance Ltd?
  10. Can't decide whether or not to buy Bajaj Finance Ltd?

    Worry no more! Login to Tickertape and check out Bajaj Finance Ltd (BAJFINANCE) scorecard & all the relevant insights today

  11. 5. Test Stocks FAQ What is the 52 Week High and Low of Bajaj Finance Ltd?

    The 52-week high and low of Bajaj Finance Ltd (BAJFINANCE) is ₹9788 and ₹6425.

  12. 1. Test Stocks FAQ for Bajaj Finance Ltd Shares?

    You can easily buy the stocks/shares of Bajaj Finance Ltd (BAJFINANCE) on Tickertape or through broker platform by opening a Google & Trading account online

  13. 3. Test Stocks FAQ What is the Share Price of Bajaj Finance Ltd?

    The stock prices are volatile and keep changing through the day depending upon various factors and market conditions. The Share price of BAJFINANCE as on 15th May 2025 is ₹9082.09