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Bank of India Short Term Income Fund Standard Growth

GrowthRegular
26.750.06% (-0.02)
High
Low
Returns
0.00%
0.00%
1M
6M
1Y
3Y
5Y
Max
SIP
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1M
6M
1Y
3Y
5Y
Max
SIP

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Bank of India Short Term Income Fund Performance & Key Metrics

Bank of India Short Term Income Fund Performance & Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
16.532.86
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
0.636.845.32

Bank of India Short Term Income Fund Scheme InfoBank of India Short Term Income Fund Scheme Info

PlanPlanLock inLock inExit LoadExit Load
Growth0 yrs0.00%
Nil
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Allowed₹ 5,000
Initial: ₹ 5,000 Incremental: ₹ 1,000
BenchmarkBenchmark
CRISIL Short Duration Debt Index

About Short Duration Fund

About Short Duration Fund

Short duration funds are debt funds. They invest in short term debt securities for the duration between 1 to 3 years. They generally offer stable returns for moderate risks.

Bank of India Short Term Income Fund Portfolio

What are constituents?

What are constituents?

Mutual fund constituents are the various stocks, bonds, and other securities held within a fund. The size and mix of holdings depend on the category or type of fund. The holding analysis can give valuable understanding regarding the diversification of the fund.

Bank of India Short Term Income Fund Asset Allocation

Bank of India Short Term Income Fund Asset Allocation

Actual

Target

Sep 2024

Dec 2024

Mar 2025

May 2025

ACTUAL
+2 moreCash & EquivalentsCommercial PaperGovernment SecuritiesCertificate of DepositCorporate Debt0.36%7.93%11.16%15.24%15.70%49.61%

Sep 2024

Dec 2024

Mar 2025

May 2025

Tickertape Separator

Bank of India Short Term Income Fund Sector Distribution

Bank of India Short Term Income Fund Sector Distribution

+2 moreMiscellaneousSpecialized FinanceG-SecOthersPublic Banks9.75 %7.66 %10.61 %15.24 %27.95 %28.79 %

Sep 2024

Dec 2024

Mar 2025

May 2025

Tickertape Separator

Bank of India Short Term Income Fund Sector Weightage

Bank of India Short Term Income Fund Sector Weightage

Mar 24May 24Sep 24Dec 24Mar 25May 257.22%24.94%0.00%0.00%27.00%28.79%
Public Banks as a % of total holdings for last six quarters
Tickertape Separator

Bank of India Short Term Income Fund Current Holdings

Bank of India Short Term Income Fund Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change

AMC Profile of Bank of India Short Term Income Fund

AMC Profile of Bank of India Short Term Income Fund

BOI AXA Investment Managers Private Limiteda is a joint venture between one of the largest Public Sector Banks in India, the Bank of India or BOI, and the AXA Investment Managers group, one of the world’s largest asset management and investment corporations.

BOI AXA Investment Managers Private Limiteda is a joint venture between one of the largest Public Sector Banks in India, the Bank of India or BOI, and the AXA Investment Managers group, one of the world’s largest asset management and investment corporations.

  • No.of Schemes

    21

  • Total AUM

    ₹ 11,868.50 Cr.

Bank of India Short Term Income Fund Manager Details

Bank of India Short Term Income Fund Manager Details

Bank of India Short Term Income Fund Manager Profile

Bank of India Short Term Income Fund Manager Profile

Mithraem Bharucha

AUM:  ₹2,746.79 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp:

Qualification

BMS and MBA

Past Experience

Over 13 years of experience in Fixed Income market domain, Investment strategy development, Trade idea generation, Trade execution, Cash Management, Fixed Income portfolio monitoring, Cash flow verification.

Funds Managed (12)
6.54%
6.54%
6.49%
6.49%
0.10%
0.10%
7.04%
7.04%
6.43%
6.43%
0.85%
0.85%
7.29%
7.29%
7.01%
7.01%
0.13%
0.13%
6.56%
6.56%
6.52%
6.52%
0.08%
0.08%
7.32%
7.32%
7.06%
7.06%
0.10%
0.10%
10.82%
10.82%
10.44%
10.44%
0.45%
0.45%
7.59%
7.59%
6.89%
6.89%
0.34%
0.34%
0.62%
0.62%
0.12%
0.12%
10.22%
10.22%
9.89%
9.89%
1.00%
1.00%

Bank of India Short Term Income Fund Manager Performance (0)

Bank of India Short Term Income Fund Manager Performance (0)

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Bank of India Short Term Income Fund Tax Implications

Bank of India Short Term Income Fund Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Annual Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab

+

-

You make

Bank of India Short Term Income Fund FAQs

Bank of India Short Term Income Fund FAQs

  1. What is the NAV of Bank of India Short Term Income Fund?

    The Current NAV of Bank of India Short Term Income Fund is ₹26.75, as of 13th June 2025

  2. What are the returns of Bank of India Short Term Income Fund?

    The Bank of India Short Term Income Fund has been there since 18th December 2008
    • 1 Year Returns: 10.22
    • 3 Year Returns: 9.89
    • 5 Year Returns: 10.23

  3. What are the top 5 sectors holdings of Bank of India Short Term Income Fund?

    The top sectors Bank of India Short Term Income Fund has invested in are as for 18th 12 2008 are as follows -
    • Public Banks | 28.79%
    • Others | 27.95%
    • G-Sec | 15.24%
    • Specialized Finance | 10.61%
    • Miscellaneous | 7.66%

  4. What are the top 5 holdings Bank of India Short Term Income Fund?

    The top 5 holdings for Bank of India Short Term Income Fund are
    • 7.34% REC Limited (30/04/2030) ** | 8.25%
    • 7.49% Small Industries Dev Bank of India (11/06/2029) | 7.50%
    • 7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** | 7.50%
    • REPO | 7.36%
    • 6.33% Government of India (05/05/2035) | 7.35%

  5. What is the asset allocation of Bank of India Short Term Income Fund?

    The Bank of India Short Term Income Fund is a plan that invests
    • Corporate Debt | 49.61%
    • Certificate of Deposit | 15.70%
    • Government Securities | 15.24%
    • Commercial Paper | 11.16%
    • Cash & Equivalents | 7.93%

  6. How to invest in Bank of India Short Term Income Fund?

    If you wish to invest in Bank of India Short Term Income Fund Plan via smallcase, you can follow these quick and easy steps -
    1. Log in to smallcase
    2. Search and select the Bank of India Short Term Income Fund
    3. Complete filling your details and KYC
    4. Enter the Amount and type of investment (SIP or Lumpsum)
    5. And Voila! your SIP or Lumpsump investment in Bank of India Short Term Income Fund is completed
    6. You can also calculate the returns on your investment based on our smallcase Lumpsum & SIP Calculator.

  7. What is the AUM of Bank of India Short Term Income Fund?

    The AUM of Bank of India Short Term Income Fund is 137.21 Cr as of 13th June 2025

  8. What is the expense ratio of Bank of India Short Term Income Fund Plan?

    The expense ratio of Bank of India Short Term Income Fund Plan is 1

  9. How to exit Bank of India Short Term Income Fund?

    If you have invested in Bank of India Short Term Income Fund, then simply visit your investment and you will find an option to exit the funds or invest more. Please click on 'exit' and add the amount or units. In case you want to exit from all units, you can simply click on the checkbox option shown.

  10. What is the alpha of Bank of India Short Term Income Fund?

    The alpha ratio for the Bank of India Short Term Income Fund is N/A

    Alpha is the excess return of a fund compared to its expected return based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

  11. What is the Volatility or Standard Deviation of Bank of India Short Term Income Fund?

    The volatility or standard deviation for the Bank of India Short Term Income Fund is 2.09

    Standard Deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

  12. What is the sharpe ratio of Bank of India Short Term Income Fund?

    The sharpe ratio for the Bank of India Short Term Income Fund is 2.86

    The Sharpe Ratio is a measure of risk-adjusted return that evaluates the performance of an investment, such as a mutual fund, by adjusting for its risk. Higher Sharpe Ratio, indicates a better risk-adjusted performance. A positive Sharpe Ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe Ratio suggests that the MF did not adequately compensate for the risk.

  13. What is the Sortino ratio of Bank of India Short Term Income Fund?

    The Sortino ratio for the Bank of India Short Term Income Fund is 0.93

    The Sortino ratio is a measure of risk-adjusted return for an investment, such as a mutual fund.

  14. What is the Price to Earnings (PE) of Bank of India Short Term Income Fund?

    The PE ratio (price-to-earnings) of the Bank of India Short Term Income Fund is N/A while category PE ratio is N/A

  15. 1. Test MF FAQ for Mutual Fund Bank of India Short Term Income Fund Shares?

    The Current NAV of Bank of India Short Term Income Fund is ₹26.75, as of 13th June 2025

  16. 5. Test MF FAQ Is there any lock-in period for Bank of India Short Term Income Fund Plan?

    There is a lock in period of N/A for Bank of India Short Term Income Fund